Electric Van Insurance

No. While you can choose to take out dedicated electric vehicle insurance if you wish, we’re working to normalise EV ownership as much as possible. And this means you needn't take out any kind of specialist van insurance.

EV buyers may wonder whether insurance is cheaper on electric vans, but all sorts of things can affect the cost of your electric van insurance.

Your choice of van is one of them, as is the fact that electric vans offer a different driving experience. Peak pulling power is available from a standstill, meaning they often offer surprising acceleration, all in relative silence.

To reduce the cost of buying an electric van, some manufacturers offer the chance to buy the van and lease its battery separately. However this is less common now since technology has improved and batteries last longer.

Let us know when taking out your policy if you're leasing the battery. If the van is written off, we need to make sure the payouts for the van and its battery go to their respective owners. If you own the battery, its value is combined with that of your van – this then makes up your van's market value.

If you're charging your van while it's parked in the street, it’s possible that a member of the public might trip over your van’s charging cable. This opens you up to allegations of negligence and a personal injury claim.

You’re covered against this under Section 1 of your Admiral Van Insurance ('Liability to other people'), as long as you've taken reasonable steps to prevent such an accident or injury from occurring.

The cables would be covered if they were bought as part of the van. Aftermarket cables aren't covered unless they were a direct replacement from the manufacturer.