Electric Van Insurance
Supercharge your cover with our electric van insurance
Driving a petrol or diesel van?
Head to our van insurance page to find out more about our cover for non-electric vehicles
Van insuranceWhat does our electric van insurance cover?
Our range of benefits for comprehensive cover are designed to give your van the safety net it needs.
Don’t forget to check your policy book to find our limits and exclusions.
Battery cover
We've got you covered if your battery is stolen, or damaged in a fire or accident.
Out of charge recovery
We’ll recover your electric van if it runs out of battery on the road (not including hybrid vehicles).
Windscreen repair
Get your windscreen repaired or replaced if it’s damaged (not including Essential level).
Courtesy van
Drive a courtesy van while your van is being repaired at an Admiral-approved garage.
European cover
Up to 90 days of cover in Europe so you can drive abroad without having to arrange extra cover (not including Essential level).
Personal Injury cover
£5,000 of cover if you or your partner are injured in an accident.
Personal Belongings cover
Up to £300 of cover to help replace stolen or damaged belongings in your van, depending on your level of cover (not including Essential level).
Stereo cover
Unlimited cover for your vehicle's permanently fitted audio or visual equipment.
Compare our cover levels
We have four levels of comprehensive cover for you to choose from, plus Third Party Only and Third Party Fire and Theft.
Comprehensive Cover
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Motor Legal Expenses |
Optional | Optional | ||
Roadside Breakdown Cover |
Optional | Optional | Optional | |
Courtesy Van |
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Uninsured Driver Promise |
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£5000 Personal Injury Cover |
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24hr Emergency Helpline |
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Replacement Lock Cover (up to £500) |
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Child Car Seat Cover |
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£150 Sign Writing/Graphics Cover |
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Personal Belongings Cover |
Up to £300* |
Up to £300* |
Up to £200* |
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Windscreen Cover |
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New Vehicle Replacement (Subject to criteria) |
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European Cover for up to 90 days |
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Audio Equipment Cover (Aftermarket) |
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Onward Travel (up to £150) |
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Driving Other Vehicles |
Third Party Cover
Third party, Fire
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Third Party
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Motor Legal Expenses |
Optional | Optional |
Roadside Breakdown Cover |
Optional | Optional |
Courtesy Van |
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Uninsured Driver Promise |
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£5000 Personal Injury Cover |
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24hr Emergency Helpline |
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Replacement Lock Cover (up to £500) |
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Child Car Seat Cover |
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£150 Sign Writing/Graphics Cover |
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Personal Belongings Cover |
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Windscreen Cover |
Optional | Optional |
New Vehicle Replacement (Subject to criteria) |
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Driving Other Vehicles |
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European Cover for up to 90 days |
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Audio Equipment Cover (Aftermarket) |
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Onward Travel (up to £150) |
*Personal belongings cover increased to £500 for campervans
EV benefits platform
As part of your policy, you have access to some supercharged benefits from our friends at Zoom EV:
- Free credit on public charging stations
- Discounts on home chargers
- A free top-up on home energy plans
- Deals on car park bookings
Are the benefits the same for hybrids?
Some of our benefits apply to hybrids too, but not all of them.
Here’s a quick breakdown of the EV-based benefits that different kinds of electric vans can get.
Pure Battery Electric Vehicles (BEVS):
- Battery cover
- Charging cable cover
- Out of charge recovery
- Wallbox cover
Plug in Hybrids (PHEVs – charge via a cable):
- Battery cover
- Charging cable cover
Mild Hybrids (don’t charge via a cable):
- Battery cover
Is my electric van’s windscreen covered?
We cover windscreen repair and replacement if you have comprehensive Admiral, Gold or Platinum insurance with us.
Third party, fire and theft and third-party only policies don't have windscreen cover. It also isn’t included in any Essential levels.
Combine your home and van policies for a discount
Save time and money by putting your van and home together on one policy.
New Vehicle Replacement cover
Comprehensive Van Insurance policies sold from 1 February 2019 include Vehicle Replacement cover as standard.
You’re eligible for New Vehicle Replacement cover if your vehicle is 12 months old or less and you're the first registered keeper, and:
- it's stolen and unrecovered, or
- it's suffered damage that's covered by the policy and the cost of repair is more than 59% of the current UK list price (including VAT)
How does it work?
We'll replace your vehicle with one of the same make, model and specification, as long as anyone else with interest in your vehicle agrees.
If we settle a claim under this section, the lost or damaged vehicle becomes our property.
What isn’t covered?
We don't cover vehicles when:
- the original purchase invoice is not available
- they weren’t supplied as new in the UK
- they were purchased under a finance or lease agreement where ownership does not pass on to you
- vehicles sold as 'ex demonstrators' and 'nearly new’
- campervans and motorhomes
If you don't want us to replace your vehicle or a vehicle of the same make, model and specification is not available from stock held in the UK, let us know. We'll pay you the market value at the time of loss (less any excess applicable).
Your questions answered
We’ve got answers to some of your popular questions.
Do I need specialist insurance for an electric van?
No, not necessarily. Some insurers offer specialist EV insurance, but standard van insurance often covers EVs - like ours.
Our standard van insurance looks out for electric van owners, with features like out of charge recovery and battery cover for pure EVs.
Is electric van insurance more expensive?
Lots of different things can affect the price of your cover, like:
- your age
- driving history
- the kind of vehicle you own
Because electric vehicles tend to cost more to buy and repair, they can be more expensive to insure than fuel-powered cars.
Is my home charging equipment covered?
<p>Yes, we’ll cover your home charging equipment if it gets stolen or damaged.</p>
What if someone trips over my charging cable?
If someone trips over your cable on the street and gets hurt, they might look for legal advice.
Our van insurance can help with this, as long as you took steps beforehand to try and stop it from happening. For example, making sure the cable was visible or even using a warning sign.
We’ll cover you if the cable was supplied by the dealer or manufacturer when you got your van.
We don’t cover other cables.
What's the future of electric vehicles?
The government has set targets to increase the sale of new EVs in the UK. These targets cover cars and vans, so more of us will be driving electric vans in the future.
Manufacturers are already working on a new generation of electric vans with longer ranges, quicker charging, and better safety features. So, we’ll be seeing more of them on the road in the coming years.
Is my electric van’s windscreen covered?
We cover windscreen repair and replacement if you have comprehensive Admiral, Gold or Platinum insurance with us.
Third party, fire and theft and third-party only policies don't have windscreen cover. It also isn't included in any Essential levels.
Need to get in touch?
Head to our contact page if you’ve already got cover with us and want to chat with one of our team. We’ve also got some great EV resources if you want tips and guidance.
contact usOur optional add-ons
Take your cover to the next level with our range of optional add-ons.
Breakdown cover
If you're left stranded at the side of the road from a breakdown, we're here to help.
Our Breakdown cover gives you unlimited 24/7 callouts, along with a temporary replacement vehicle if your van needs to go to a garage.
Motor Legal Expenses
Having a safety net for legal expenses is handy when you get into an accident.
If you’re in a motor accident that wasn’t your fault, this cover can help you with legal costs up to £100,000.
Check out our van guides
It doesn’t stop at insurance. We’ve got plenty more to tell you about all things van.
Pros and cons of running an electric van
Not sure what wear and tear means, and how it affects your home insurance? We’ve here to help.
Is it right for you?
Which van insurance class of use do you need?
Find out what class of use means and how it affects your cover.
Learn more