Car Insurance

Great value cover from only £267

10% of customers paid £267 or less between Jan 2019 – Jun 2019

Get a Quote

8406 People had a quote in the last 24 hours.

Retrieve Quote

5 Star Car Insurance from Admiral

5 Star rated comprehensive Car Insurance

Our comprehensive cover has Defaqto’s highest 5 Star rating.

Single Car Insurance deals

Cover from only £267

10% of customers paid £267 or less between Jan & Jun 2019.

Single Car Insurance

MultiCar discounts for two or more cars

Save over £248

10% of customers who gave a best alternative price saved £248 between Jan & Jun 2019.

MultiCar Insurance

Black Box bargains

Save over 20% with LittleBox

10% of customers who gave a best alternative price saved 20% between Jan & Jun 2019.

LittleBox Insurance

Classic deals for your motor

Cover for classic motors over 35 years old.

Classic Car Insurance

Temporary cover

Borrow or share a car – cover for one hour to a month.

Car Sharing Insurance

Extra GAP cover

Extra cover if your car's written off or stolen.

GAP Insurance

Learn to drive in someone else’s car

Great cover by the hour, day, week or month.

Learner Driver Insurance

Bundle your car and home insurance

Combined car and home insurance = one discounted policy.

MultiCover Insurance

What does car insurance cover?

Car insurance falls into three main levels of cover

  • Comprehensive car insurance
  • Third party, fire and theft
  • Third party only

While the amount of cover you get depends on which level you choose – comprehensive offers the most cover, third party the least – there are a few things that come as standard with Admiral Car Insurance no matter which level you choose:

  • Cover to drive in Europe for up to 90 days
  • Driving other cars (subject to eligibility)
  • Named driver No Claims Bonus

Comprehensive car insurance

This is the highest level of insurance you can buy. It includes third party, fire & theft and covers the cost of repairing or replacing your car if it’s involved in an accident or damaged maliciously. It also comes with extra benefits including windscreen cover, extended cover for driving outside the UK, and a courtesy car to replace yours if it’s involved in an accident or damaged maliciously.

Third party, fire and theft

As well as paying out to a third party if you’re involved in an incident, this level of cover protects your car from damage caused by fire or theft. However, it cover the cost if your car’s damaged in another way, such as a crash.

Third party only

This is the most basic level of cover required by law. If you’re involved in an accident, we’ll pay out to the other driver involved but you won’t be able to claim for damage to your car.

Need more information? Read our guide: Which level of cover?

What affects car insurance prices?

Lots of articles online tell customers how to get cheap car insurance. Every insurance provider sets their prices on different things, so what actually affects the amount you pay for insurance?

At Admiral, we look at a number of factors including:

  • Age
  • Driving experience
  • Driving record (claims and convictions
  • The type of car you drive
  • Car insurance groups

You can find out more about how Admiral calculates premiums in our guide Your car insurance price explained .

Car insurance groups

Every car in the UK is placed in an insurance group ranging from 1 to 50, with 1 being the lowest and 50 the highest. Cars in the lower groups are cheaper to insure while those close to the 50 mark will be more expensive.

How are car insurance groups calculated?

Car insurance groups are broadly set by The Group Rating Panel and administered by Thatcham Research, our pricing team considers these recommendations when calculating our car insurance prices.

As well as looking at the cost of time and parts to return a car to its pre-accident condition, Thatcham’s team looks at these things to help group cars:

Repair costs and times

Motor vehicle repair costs account for over half of all the money paid out in motor insurance claims. Longer repair times mean higher costs, and the greater likelihood of a higher group rating

New car values

The price of new cars including different trim levels is considered in terms replacement and repair costs

Parts prices

A standard list of 23 parts most often damaged in an accident and their costs. Lower costs mean more chance of a lower group

Performance

0-60mph and top speed are important. Claims stats show high performance cars often result in more frequent insurance claims so will usually be ranked higher

Autonomous Emergency Braking (AEB)

By helping to reduce low-speed front to rear accidents, cars fitted with AEB as standard may have a lower insurance rating

Car security

Standard fitted security such high-security door locks, alarms and alloy wheel locking devices can help put cars into lower groups

Easy to apply. Easy to understand. Affordable choices.

Petra

Chandlers Ford

Really helpful over the telephone in helping me purchase my car insurance.

Deborah

Leeds

Very friendly, polite and professional staff. All options were explained to me very clearly and staff have promptly phoned me back when they have said they will.

Melissa

Taunton

Cover our customers love

When shopping around, the cheapest car insurance quote may not be the best option for you – does it cover everything you need? You know what’s included with our cover, so take a look at why our customers love it.

Great customer service

98% of customers would buy from us again. Based on 17097 respondents between Jan 2019 – Jun 2019.

15 million policies

15 million policies: Over the past 25 years, the Admiral Group has served millions of policies to our vast customer base.

Reevoo scores to rave about

Our customers have rated us 9.0 out of 10 based on 27108 reviews on independent review site, Reevoo.

Award winning cover

The Best Car Insurance Provider 2018/19 in the Personal Finance Awards, as voted for by consumers.

Easy quote no trouble

None

Amanda,

Dec 2019

Hi

Adrian,

Dec 2019

Efficient operator Good product Good price

Kim, Chelmsford

Dec 2019

More reviews

How can I get a quick car insurance quote?

It doesn’t take long to get a quote if you have certain information handy. Here's what you’ll need:

1. Car details

We know car registrations aren’t always easy to remember, but we can find your car if you know the make, model and year.

2. Driver information

We’ll need the following information about yourself and any other named drivers:

  • Names
  • Dates of birth
  • Driving licence details
  • Motoring claims from the past three years
  • Motoring convictions from the past five years

3. No Claims Bonus

This gives you a discount, so make sure you know how many years No Claims Bonus you have.

Your previous car insurer will tell you this if you can’t find it on your existing policy documents.

What affects car insurance prices?

Lots of articles online tell customers how to get cheap car insurance. Every insurance provider sets their prices on different things, so what actually affects the amount you pay for insurance?

At Admiral, we look at a number of factors including:

  • Age
  • Driving experience
  • Driving record
  • The type of car you drive

Every car in the UK is placed in an insurance group ranging from 1 to 50, with 1 being the lowest and 50 the highest.

But it isn’t as simple as cheap cars getting cheap insurance. To find out more, read our guide: Car insurance groups explained.

If you’re looking for more advice, our car insurance guides will help.

Reevoo logo

Admiral.com Car Insurance is rated 9.0 out of 10 based on 27108 reviews from the last 12 months