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On-demand cover from 2 hours to 90 days
Get flexible insurance for learner drivers that works alongside the existing policy of the car you learn to drive in.
Great value cover from only £267
10% of customers paid £267 or less between Jan 2019 – Jun 2019
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10% of customers who provided a best alternative price saved £248 between Jan 2019 – Jun 2019
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10% of customers who provided a best alternative price saved 20% between Jan 2019 – Jun 2019
What does car insurance cover?
Car insurance falls into three main levels of cover
- Comprehensive car insurance
- Third party, fire and theft
- Third party only
While the amount of cover you get depends on which level you choose – comprehensive offers the most cover, third party the least – there are a few things that come as standard with Admiral Car Insurance no matter which level you choose:
- Cover to drive in Europe for up to 90 days
- Driving other cars (subject to eligibility)
- Named driver No Claims Bonus
Comprehensive car insurance
This is the highest level of insurance you can buy. It includes third party, fire & theft and covers the cost of repairing or replacing your car if it’s involved in an accident or damaged maliciously. It also comes with extra benefits including windscreen cover, extended cover for driving outside the UK, and a courtesy car to replace yours if it’s involved in an accident or damaged maliciously.
Third party, fire and theft
As well as paying out to a third party if you’re involved in an incident, this level of cover protects your car from damage caused by fire or theft. However, it cover the cost if your car’s damaged in another way, such as a crash.
Third party only
This is the most basic level of cover required by law. If you’re involved in an accident, we’ll pay out to the other driver involved but you won’t be able to claim for damage to your car.
Need more information? Read our guide: Which level of cover?
What affects car insurance prices?
Lots of articles online tell customers how to get cheap car insurance. Every insurance provider sets their prices on different things, so what actually affects the amount you pay for insurance?
At Admiral, we look at a number of factors including:
- Driving experience
- Driving record (claims and convictions
- The type of car you drive
- Car insurance groups
You can find out more about how Admiral calculates premiums in our guide Your car insurance price explained .
Car insurance groups
Every car in the UK is placed in an insurance group ranging from 1 to 50, with 1 being the lowest and 50 the highest. Cars in the lower groups are cheaper to insure while those close to the 50 mark will be more expensive.
How are car insurance groups calculated?
Car insurance groups are broadly set by The Group Rating Panel and administered by Thatcham Research, our pricing team considers these recommendations when calculating our car insurance prices.
As well as looking at the cost of time and parts to return a car to its pre-accident condition, Thatcham’s team looks at these things to help group cars:
Repair costs and times
Motor vehicle repair costs account for over half of all the money paid out in motor insurance claims. Longer repair times mean higher costs, and the greater likelihood of a higher group rating
New car values
The price of new cars including different trim levels is considered in terms replacement and repair costs
A standard list of 23 parts most often damaged in an accident and their costs. Lower costs mean more chance of a lower group
0-60mph and top speed are important. Claims stats show high performance cars often result in more frequent insurance claims so will usually be ranked higher
Autonomous Emergency Braking (AEB)
By helping to reduce low-speed front to rear accidents, cars fitted with AEB as standard may have a lower insurance rating
Standard fitted security such high-security door locks, alarms and alloy wheel locking devices can help put cars into lower groups
Cover our customers love
When shopping around, the cheapest car insurance quote may not be the best option for you – does it cover everything you need? You know what’s included with our cover, so take a look at why our customers love it
Great customer service
98% of customers would buy from us again. Based on 17097 respondents between Jan 2019 – Jun 2019.
15 million policies
15 million policies: Over the past 25 years, the Admiral Group has served millions of policies to our vast customer base.
Reevoo scores to rave about
Our customers have rated us 9.0 out of 10 based on 31736 reviews on independent review site, Reevoo.
The Best Car Insurance Provider 2018/19 in the Personal Finance Awards, as voted for by consumers.
Admiral Car Insurance reviews
“Easy to apply. Easy to understand. Affordable choices.”
Petra, Chandlers Ford
7 October 2018
“Really helpful over the telephone in helping me purchase my car insurance.”
9 October 2018
“Very friendly, polite and professional staff. All options were explained to me very clearly and staff have promptly phoned me back when they have said they will.”
9 October 2018
It's very fast. My previous insurer was a complete hassle, with hidden charges.
Getting a fresh quote was cheaper than my previous renewal despite it being the same company
All is good.
No bad points.
How can I get a quick car insurance quote?
It doesn’t take long to get a quote if you have certain information handy. Here's what you’ll need:
1. Car details
We know car registrations aren’t always easy to remember, but we can find your car if you know the make, model and year.
2. Driver information
We’ll need the following information about yourself and any other named drivers:
- Dates of birth
- Driving licence details
- Motoring claims from the past three years
- Motoring convictions from the past five years
3. No Claims Bonus
This gives you a discount, so make sure you know how many years No Claims Bonus you have.
Your previous car insurer will tell you this if you can’t find it on your existing policy documents.
Start a quote
Choose the type of policy that suits your needs from the options below or retrieve a previous quote.
Choose a type of quote to retrieve from the three options below or
start a new quote.