Car Insurance

The right cover at the best price for you

Whether you have one car or five, a classic you polish lovingly each weekend, or a teenager that’s just passed their test, we have a car insurance policy for you.

Choose from: 

You may even be able to get a discount when you combine cover to take out a MultiCar or MultiCover policy – but come to us direct for these policies as they’re not available on comparison sites.

Once you know which car insurance policy is right for you and your family, you just need to choose your level of cover.

Comprehensive

This is the highest level of insurance you can buy. It includes third party, fire & theft and pays out to repair or replace your car if it’s involved in an accident or damaged maliciously.

Third party, fire and theft

As well as paying out to a third party if you’re involved in an incident, this level of cover protects your car from damage caused by fire or theft. However, it won’t pay out if your car’s damaged in another way such as a crash.

Third party

This is the most basic level of cover required by law. If you’re involved in an accident, we’ll pay out to the other driver involved but you won’t be able to claim for damage to your own vehicle.

Need more information? Read our guide: Which level of cover?

How can I get a quick car insurance quote?

It doesn’t take long to get a quote if you have certain information handy. Here's what you’ll need:

1. Car details

We know car registrations aren’t always easy to remember, but we can find your car if you know the make, model and year.

2. Driver information

We’ll need the following information about yourself and any other named drivers:

• Names
• Dates of birth
• Driving licence details
• Motoring claims from the past three years
• Motoring convictions from the past five years

3. No Claims Bonus

This gives you a discount, so make sure you know how many years No Claims Bonus you have.

Your previous car insurer will tell you this if you can’t find it on your existing policy documents.

What affects car insurance prices?

Lots of articles online tell customers how to get cheap car insurance. Every insurance provider sets their prices on different things, so what actually affects the amount you pay for insurance?

At Admiral, we look at a number of factors including:

• Age
• Driving experience
• Driving record
• The type of car you drive

Every car in the UK is placed in an insurance group ranging from 1 to 50, with 1 being the lowest and 50 the highest.

But it isn’t as simple as cheap cars getting cheap insurance. To find out more, read our guide: Car insurance groups explained.

If you’re looking for more advice, our car insurance guides will help.