5 Star Car Insurance from Admiral
5 Star rated comprehensive Car Insurance
Our comprehensive cover has Defaqto’s highest 5 Star rating.
Single Car Insurance deals
Cover from only £267
10% of customers paid £267 or less between Jan & Jun 2019.
Single Car InsuranceMultiCar discounts for two or more cars
Save over £248
10% of customers who gave a best alternative price saved £248 between Jan & Jun 2019.
MultiCar InsuranceBlack Box bargains
Save over 20% with LittleBox
10% of customers who gave a best alternative price saved 20% between Jan & Jun 2019.
LittleBox InsuranceLearn to drive in someone else’s car
Great cover by the hour, day, week or month.
Learner Driver InsuranceBundle your car and home insurance
Combined car and home insurance = one discounted policy.
MultiCover InsuranceWhat does car insurance cover?
Car insurance falls into three main levels of cover
- Comprehensive car insurance
- Third party, fire and theft
- Third party only
While the amount of cover you get depends on which level you choose – comprehensive offers the most cover, third party the least – there are a few things that come as standard with Admiral Car Insurance no matter which level you choose:
- Cover to drive in Europe for up to 90 days
- Driving other cars (subject to eligibility)
- Named driver No Claims Bonus
Comprehensive car insurance
This is the highest level of insurance you can buy. It includes third party, fire & theft and covers the cost of repairing or replacing your car if it’s involved in an accident or damaged maliciously. It also comes with extra benefits including windscreen cover, extended cover for driving outside the UK, and a courtesy car to replace yours if it’s involved in an accident or damaged maliciously.
Third party, fire and theft
As well as paying out to a third party if you’re involved in an incident, this level of cover protects your car from damage caused by fire or theft. However, it cover the cost if your car’s damaged in another way, such as a crash.
Third party only
This is the most basic level of cover required by law. If you’re involved in an accident, we’ll pay out to the other driver involved but you won’t be able to claim for damage to your car.
Need more information? Read our guide: Which level of cover?
What affects car insurance prices?
Lots of articles online tell customers how to get cheap car insurance. Every insurance provider sets their prices on different things, so what actually affects the amount you pay for insurance?
At Admiral, we look at a number of factors including:
- Age
- Driving experience
- Driving record (claims and convictions
- The type of car you drive
- Car insurance groups
You can find out more about how Admiral calculates premiums in our guide Your car insurance price explained .
Car insurance groups
Every car in the UK is placed in an insurance group ranging from 1 to 50, with 1 being the lowest and 50 the highest. Cars in the lower groups are cheaper to insure while those close to the 50 mark will be more expensive.
How are car insurance groups calculated?
Car insurance groups are broadly set by The Group Rating Panel and administered by Thatcham Research, our pricing team considers these recommendations when calculating our car insurance prices.
As well as looking at the cost of time and parts to return a car to its pre-accident condition, Thatcham’s team looks at these things to help group cars:
Repair costs and times |
Motor vehicle repair costs account for over half of all the money paid out in motor insurance claims. Longer repair times mean higher costs, and the greater likelihood of a higher group rating |
|
|---|---|---|
New car values |
The price of new cars including different trim levels is considered in terms replacement and repair costs |
|
Parts prices |
A standard list of 23 parts most often damaged in an accident and their costs. Lower costs mean more chance of a lower group |
|
Performance |
0-60mph and top speed are important. Claims stats show high performance cars often result in more frequent insurance claims so will usually be ranked higher |
|
Autonomous Emergency Braking (AEB) |
By helping to reduce low-speed front to rear accidents, cars fitted with AEB as standard may have a lower insurance rating |
|
Car security |
Standard fitted security such high-security door locks, alarms and alloy wheel locking devices can help put cars into lower groups |
Cover our customers love
When shopping around, the cheapest car insurance quote may not be the best option for you – does it cover everything you need? You know what’s included with our cover, so take a look at why our customers love it.
Great customer service |
98% of customers would buy from us again. Based on 17097 respondents between Jan 2019 – Jun 2019. |
|
|---|---|---|
15 million policies |
15 million policies: Over the past 25 years, the Admiral Group has served millions of policies to our vast customer base. |
|
Reevoo scores to rave about |
Our customers have rated us 9.0 out of 10 based on 27299 reviews on independent review site, Reevoo. |
|
Award winning cover |
The Best Car Insurance Provider 2018/19 in the Personal Finance Awards, as voted for by consumers. |
Personalise your car insurance with our policy upgrades
You can learn more about our range of policy upgrades, each of which can be easily added to your cover.
-
Breakdown cover
Unlimited UK roadside recoveries – 24/7, 365 days a year
-
Personal Injury Cover
Look after you! Help when you’re injured, even in someone else’s car
-
Hire Vehicle Cover
We’ll keep you on the road with a hire car if yours is written off or stolen
-
Motor Legal Protection
If you’re in an accident that’s not your fault, this cover will help with legal costs
-
Keycare Cover
Up to £2,000 towards the costs of replacing your keys and locks, if they’re lost, stolen or broken
How can I get a quick car insurance quote?
It doesn’t take long to get a quote if you have certain information handy. Here's what you’ll need:
1. Car details
We know car registrations aren’t always easy to remember, but we can find your car if you know the make, model and year.
2. Driver information
We’ll need the following information about yourself and any other named drivers:
- Names
- Dates of birth
- Driving licence details
- Motoring claims from the past three years
- Motoring convictions from the past five years
3. No Claims Bonus
This gives you a discount, so make sure you know how many years No Claims Bonus you have.
Your previous car insurer will tell you this if you can’t find it on your existing policy documents.
What affects car insurance prices?
Lots of articles online tell customers how to get cheap car insurance. Every insurance provider sets their prices on different things, so what actually affects the amount you pay for insurance?
At Admiral, we look at a number of factors including:
- Age
- Driving experience
- Driving record
- The type of car you drive
Every car in the UK is placed in an insurance group ranging from 1 to 50, with 1 being the lowest and 50 the highest.
But it isn’t as simple as cheap cars getting cheap insurance. To find out more, read our guide: Car insurance groups explained.
If you’re looking for more advice, our car insurance guides will help.
Admiral.com Car Insurance is rated 9.0 out of 10 based on 27299 reviews from the last 12 months