Car Insurance


Great value cover from only £267

10% of customers paid £267 or less between Jan 2019 – Jun 2019

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7105 People had a quote in the last 24 hours.

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Best car insurance provider award

Best Car Insurance Provider 6 years in a row

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Our Comprehensive cover is rated 5 Stars by Defaqto.

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Defaqto 5 Star expert rated Comprehensive Car Insurance

Admiral single car insurance

Single Car Insurance

Great value cover from only £267

10% of customers paid £267 or less between Jan 2019 – Jun 2019

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Admiral Multi car insurance

MultiCar Insurance

You could save over £248

10% of customers who provided a best alternative price saved £248 between Jan 2019 – Jun 2019

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Black Box Insurance

Save over 20% with Admiral LittleBox

10% of customers who provided a best alternative price saved 20% between Jan 2019 – Jun 2019

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Having trouble deciding?

Answer two questions to help us point you in the right direction for a better deal on your car insurance.


How long have you been driving?


How many cars are in your household?


Based on your answers, have you considered our Single‑Car policy?

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On-demand cover from 2 hours to 90 days

Get flexible insurance for learner drivers that works alongside the existing policy of the car you learn to drive in.

Admiral single car insurance icon Single-Car Insurance

Great value cover from only £267

10% of customers paid £267 or less between Jan 2019 – Jun 2019

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Multi-Car Insurance
You could save over £248

10% of customers who provided a best alternative price saved £248 between Jan 2019 – Jun 2019

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Save over 20% with
Admiral LittleBox

10% of customers who provided a best alternative price saved 20% between Jan 2019 – Jun 2019

Start

What does car insurance cover?

Car insurance falls into three main levels of cover

  • Comprehensive car insurance
  • Third party, fire and theft
  • Third party only

While the amount of cover you get depends on which level you choose – comprehensive offers the most cover, third party the least – there are a few things that come as standard with Admiral Car Insurance no matter which level you choose:

  • Cover to drive in Europe for up to 90 days
  • Driving other cars (subject to eligibility)
  • Named driver No Claims Bonus

Comprehensive car insurance

This is the highest level of insurance you can buy. It includes third party, fire & theft and covers the cost of repairing or replacing your car if it’s involved in an accident or damaged maliciously. It also comes with extra benefits including windscreen cover, extended cover for driving outside the UK, and a courtesy car to replace yours if it’s involved in an accident or damaged maliciously.

Third party, fire and theft

As well as paying out to a third party if you’re involved in an incident, this level of cover protects your car from damage caused by fire or theft. However, it cover the cost if your car’s damaged in another way, such as a crash.

Third party only

This is the most basic level of cover required by law. If you’re involved in an accident, we’ll pay out to the other driver involved but you won’t be able to claim for damage to your car.

Need more information? Read our guide: Which level of cover?

What affects car insurance prices?

Lots of articles online tell customers how to get cheap car insurance. Every insurance provider sets their prices on different things, so what actually affects the amount you pay for insurance?

At Admiral, we look at a number of factors including:

  • Age
  • Driving experience
  • Driving record (claims and convictions
  • The type of car you drive
  • Car insurance groups

You can find out more about how Admiral calculates premiums in our guide Your car insurance price explained .

Car insurance groups

Every car in the UK is placed in an insurance group ranging from 1 to 50, with 1 being the lowest and 50 the highest. Cars in the lower groups are cheaper to insure while those close to the 50 mark will be more expensive.

How are car insurance groups calculated?

Car insurance groups are broadly set by The Group Rating Panel and administered by Thatcham Research, our pricing team considers these recommendations when calculating our car insurance prices.

As well as looking at the cost of time and parts to return a car to its pre-accident condition, Thatcham’s team looks at these things to help group cars:

Repair costs and times

Motor vehicle repair costs account for over half of all the money paid out in motor insurance claims. Longer repair times mean higher costs, and the greater likelihood of a higher group rating

New car values

The price of new cars including different trim levels is considered in terms replacement and repair costs

Parts prices

A standard list of 23 parts most often damaged in an accident and their costs. Lower costs mean more chance of a lower group

Performance

0-60mph and top speed are important. Claims stats show high performance cars often result in more frequent insurance claims so will usually be ranked higher

Autonomous Emergency Braking (AEB)

By helping to reduce low-speed front to rear accidents, cars fitted with AEB as standard may have a lower insurance rating

Car security

Standard fitted security such high-security door locks, alarms and alloy wheel locking devices can help put cars into lower groups

Cover our customers love

When shopping around, the cheapest car insurance quote may not be the best option for you – does it cover everything you need? You know what’s included with our cover, so take a look at why our customers love it

Great customer service

Great customer service

98% of customers would buy from us again. Based on 17097 respondents between Jan 2019 – Jun 2019.

15 million policies

15 million policies

15 million policies: Over the past 25 years, the Admiral Group has served millions of policies to our vast customer base.

Reevoo scores to rave about

Reevoo scores to rave about

Our customers have rated us 9.0 out of 10 based on 31736 reviews on independent review site, Reevoo.

Award-winning cover

Award-winning cover

The Best Car Insurance Provider 2018/19 in the Personal Finance Awards, as voted for by consumers.

Admiral Car Insurance reviews

“Easy to apply. Easy to understand. Affordable choices.”

 

Petra, Chandlers Ford

7 October 2018

“Really helpful over the telephone in helping me purchase my car insurance.”

 

Deborah, Leeds

9 October 2018

“Very friendly, polite and professional staff. All options were explained to me very clearly and staff have promptly phoned me back when they have said they will.”

 

Melissa, Taunton

9 October 2018

Very good

Julien,

Nov 2019

It's very fast. My previous insurer was a complete hassle, with hidden charges.

Getting a fresh quote was cheaper than my previous renewal despite it being the same company

Anthony, Glasgow

Nov 2019

All is good.

No bad points.

Danny,

Nov 2019

 
 

Personalise your car insurance with our policy upgrades

Take a look at the optional extras you can add to your car insurance at any time

  • Breakdown Cover

    Unlimited UK roadside recoveries – 24/7, 365 days a year

  • Personal Injury Cover

    Look after you! Help when you’re injured, even in someone else’s car

  • Hire Vehicle Cover

    We’ll keep you on the road with a hire car if yours is written off or stolen

  • Motor Legal Protection

    If you’re in an accident that’s not your fault, this cover will help with legal costs

  • Keycare Cover

    Up to £2,000 towards the costs of replacing your keys and locks, if they’re lost, stolen or broken

How can I get a quick car insurance quote?

It doesn’t take long to get a quote if you have certain information handy. Here's what you’ll need:

1. Car details

We know car registrations aren’t always easy to remember, but we can find your car if you know the make, model and year.

2. Driver information

We’ll need the following information about yourself and any other named drivers:

  • Names
  • Dates of birth
  • Driving licence details
  • Motoring claims from the past three years
  • Motoring convictions from the past five years

3. No Claims Bonus

This gives you a discount, so make sure you know how many years No Claims Bonus you have.

Your previous car insurer will tell you this if you can’t find it on your existing policy documents.

Admiral.com Car Insurance is rated 9.0 out of 10 based on 31736 reviews from the last 12 months