4 Star Travel Insurance from Admiral
4 Star rated Platinum level Travel Insurance
Our Platium level cover has Defaqto's 4 Star rating.
There's information for new and existing customers and answers to frequently asked questions on our Coronavirus page.
Our Travel Insurance policy doesn't cover most claims relating to Covid-19, SARSCoV-2 or any future mutation or variation. This includes but isn't limited to cancelling or cutting short your trip, changes in FCDO advice after booking or any costs associated with being placed under quarantine in the UK or abroad. However, providing you're travelling to an area where no FCDO advice against travel exists we'll provide cover relating to medical emergencies and repatriation for Covid-19.
There's no cover under any section of our travel policies if you travel against FCDO advice.
We'll cover the following gadgets if they were bought new by the policyholder, or if they’re refurbished, bought directly from the manufacturer:
If you choose to add Gadget Cover to your Travel Insurance, we'll pay up to £1,000 for any three gadgets that are lost, stolen or damaged in one trip.
Buying gadget cover will let you claim for specific electronic devices without affecting the amount of cover available to you under the Personal Belongings section of the policy.
The Personal Belongings section of the policy covers up to £1000 for Admiral, £1,500 for Admiral Gold and £2,500 for Admiral Platinum (subject to single item limits - £200 on Admiral, £300 on Admiral Gold and £400 on Admiral Platinum).
If your mobile phone is lost or stolen and is used fraudulently, we'll pay up to the policy limit for any calls, messages or data usage in the first 24 hours after it was discovered missing.
Taking your gadgets on holiday is an absolute must for most people. Whether it's your camera to capture and keep the best moments of your trip, your laptop or tablet to keep you occupied on the plane or your mobile to keep you connected to the world back home, most of us take a lot of tech with us on holiday.
By adding our Gadget Travel Insurance upgrade to your Admiral holiday insurance, you can rest assured your prized possessions are properly protected whether you’re on the beach or hitting the slopes.
As with any travel insurance, it’s important to read the small print as there are some things we don’t cover.
We won’t pay any claim for:
You can read the full list of exclusions in our policy documents.
Most of us will have at least one gadget with us when we’re travelling, and it’s all too easy for them to get damaged or lost. Try the following to keep your gadgets as safe as possible when travelling:
One final tip: be careful when using roaming, particularly outside Europe. Roaming charges can be very expensive and soon mount up – it’s often unnecessary too, as there are lots of public places you can get Wi-Fi.
A pre-existing medical condition is a short or long term illness or injury you have or have had before you buy travel insurance. This includes having symptoms, tests, diagnosis or medical treatment for a condition.
You can declare your pre-existing medical conditions during the quote process to see if we can offer cover. If you’re unsure what needs to be declared or if you're unable to find your condition on the medical conditions list, please contact us on 0333 234 9913.
Your pre-existing medical conditions won’t be covered unless you’ve:
Policy terms and conditions apply. Please note, if you’ve had a positive diagnosis of Covid-19 in the last two years and sought medical attention, this needs to be declared on your policy.
If you don’t tell us about your pre-existing medical conditions or give us incorrect information, your policy may be invalid, and we may refuse all or part of any claim you submit.
For a quote with us, click the green button above.
If you have or have had a more serious pre-existing medical condition and are struggling to find travel insurance, the Money Advice Service medical directory may be able to help. This directory has a panel of travel insurance providers who specialise in covering serious medical conditions.
Alternatively, you can call them on 0800 138 7777. (Monday to Friday 8:00-18:00, closed on Saturday, Sunday and bank holidays.)
You can call 0333 234 9913 for an Admiral Travel Insurance quote and ask to add on the Gadget upgrade. Or you can buy online and select ‘Gadget upgrade’ during the quote process.
Off to one of the destinations below? Take a look at our guides for some hints and tips on what you need to remember.
Whether you're travelling solo, with your family, or with a little one on the way, read our guides to make sure our cover is right for you.