What does the Gadget Travel Insurance add-on cover?
We'll cover the following gadgets if they were bought new by the policyholder, or if they’re refurbished, bought directly from the manufacturer:
- Audio visual/television equipment
- Gaming consoles
- Electronic book readers (Kindles)
- Mobile phones
Single item limit
Maximum number of gadgets per claim
Unauthorised calls or data downloads (Mobile Phones only)
If you choose to add Gadget Cover to your Travel Insurance, we'll pay up to £1,000 for any three gadgets that are lost, stolen or damaged in one trip.
Buying gadget cover will let you claim for specific electronic devices without affecting the amount of cover available to you under the Personal Belongings section of the policy.
The Personal Belongings section of the policy covers up to £1000 for Admiral, £1,500 for Admiral Gold and £2,500 for Admiral Platinum (subject to single item limits - £200 on Admiral, £300 on Admiral Gold and £400 on Admiral Platinum).
If your mobile phone is lost or stolen and is used fraudulently, we'll pay up to the policy limit for any calls, messages or data usage in the first 24 hours after it was discovered missing.
Make sure your gadgets are covered
Taking your gadgets on holiday is an absolute must for most people. Whether it's your camera to capture and keep the best moments of your trip, your laptop or tablet to keep you occupied on the plane or your mobile to keep you connected to the world back home, most of us take a lot of tech with us on holiday.
By adding our Gadget Travel Insurance upgrade to your Admiral holiday insurance, you can rest assured your prized possessions are properly protected whether you’re on the beach or hitting the slopes.
Travelling with gadgets: tips to keep them safe
Most of us will have at least one gadget with us when we’re travelling, and it’s all too easy for them to get damaged or lost. Try the following to keep your gadgets as safe as possible when travelling:
- Back up your data before setting off
- Note down the serial numbers of your devices so they can be disabled if they’re lost or stolen
- Make sure you have cases or screen covers for your gadgets – cracked screens are a common problem, so it’s a good idea to do what you can to protect them (even better if you can get waterproof covers)
- Carry your devices and gadgets in your hand luggage
- Leave your devices in the hotel safe or security box as much as possible, rather than taking them out
One final tip: be careful when using roaming, particularly outside Europe. Roaming charges can be very expensive and soon mount up – it’s often unnecessary too, as there are lots of public places you can get Wi-Fi.