Car Loans

No surprises. Get a personalised quote today

Check you're eligible for a personal loan with us and find out your actual rate by completing a quote today, with no impact on your credit score.

Existing customers

If you want to make changes or need a settlement quote.

Get in touch

Payment help

If you're unable to make your usual monthly payments.

Help with your payments

New Customers

If you want to check the progress of a new application.

Check progress

Representative example

The rate you are offered will depend on your individual circumstances and all loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount.

Representative Example: Borrowing £10,000 over 60 months with monthly repayments of £232.53. The total amount repayable will be £13,951.80. Representative 14.9% APR, annual interest rate (fixed) 13.97%.

What is an Unsecured Car Loan?

An unsecured car loan is a personal loan used to buy a vehicle. The monthly repayments and loan term are fixed and as the name suggests, it is unsecured so the car is not used as collateral for the loan. An unsecured loan is a great alternative to standard car finance.

With an Admiral Unsecured Car Loan, you can borrow between £1,000 and £30,000. The term can be spread between 1 year and 5 years. Depending on your credit history, you can choose the right amount, term and monthly payments to suit you.

Great features and benefits

Once you've bought your car, you'll own it outright.

You don't have to pay a deposit.

Unlike PCP finance deals, there are no excess mileage or damage charges.

If you're not sure which type of car finance is best for you, read more on our Car Finance Page about the different types of car finance.

Everything you need to apply for an unsecured car loan

When you apply for a loan with Admiral, you'll need to fill in:

Your personal details

Your financial details like annual income and monthly outgoings

Your bank account details

Admiral One, Admiral Loans and Admiral Car finance are all trading names of Admiral Financial Services Limited (AFSL). The maximum APR we offer is 39.9%. Please see our terms and conditions here.

Admiral Financial Services Limited (AFSL) is a registered data controller (No. ZA257412). The data controller is Admiral Financial Services Limited. You acknowledge that by providing your personal data to us, you consent to its processing in the manners outlined in our Privacy Policy. Click here to read. If you have any queries about the manner in which your data is processed, please write to: Data Protection Officer, Admiral Financial Services Limited, Tŷ Admiral, David Street, Cardiff CF10 2EH.

AFSL are a member of the Finance and Leasing Association (FLA) who are an industry leader in promoting best practice within the motor finance, consumer and asset businesses in the UK. As a member we are subscribed to their Lending Code. Click here to download a copy of their Lending Code.