Check if you're eligible for a quote

I’m a permanent resident of England, Wales or Scotland.

I’ve lived in the UK for at least three years and have a UK bank account in my name.

I’m in employment or retired and have a minimum annual income of £19,000.

I don’t currently have any County Court Judgements (CCJs), any Debt Relief Orders or an Individual Voluntary Arrangement (IVA) and I’m not currently bankrupt.

Personal Loans for Cars

Thinking of buying a new car? Turn the dream into a reality

Cars are essential to our day to day to life. We don't offer Car Finance at the moment but a personal loan could be a great option for you.

Coming soon! Car Finance

We’re currently putting the finishing touches to our exciting new Hire Purchase (HP) car finance. Check back soon for more details.

How to fund your car purchase

There are two types of car finance: secured and unsecured. An unsecured loan is an agreement we have with you.

We'll agree an amount and how long you have to pay it back, with a fixed amount of interest (APR).

You can get a quote or find out more about personal loans.

Secured loans are things like Hire Purchase (HP) and Personal Contract Purchase (PCP). With these, we own the car until you've made all the payments. Typically, this means payments are lower.

Representative example

The rate we offer depends on individual circumstances. The interest rate will vary too depending on financial circumstances and the loan amount. All loans are subject to status, and debt consolidation is no different.

Representative Example: Borrowing £10,000 over 60 months with monthly repayments of £241.68. The total amount repayable will be £14,500.80. Representative 16.9% APR, annual interest rate (fixed) 15.72%.

The popularity of online car buying

Online car shopping has a range of competitive options.

For example, manufacturers like Citroën, Hyundai and Volvo allow you to buy cars directly from their websites.

Advantages of buying a car online

Shop when it suits you

No pressure from salespeople

Simple buying process

No haggling (you pay the ticket price)

Flexible delivery option

Larger selection of cars

14-day cancellation policy

What you need to know about buying a car online

  • no test drive means you can't physically inspect the car
  • prices are fixed - you can’t haggle the price down
  • online dealerships tend to be more expensive (for example, they're newer with low mileages)
  • you may not get a good price when trading in your car

Your questions answered

Personal Loan Answers

Helpful guides

What is APR and How Does it Work?

What is APR and How Does it Work?

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What is credit score and how to improve a low credit score

What is credit score and how to improve a low credit score

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What you need to know about secured and unsecured loans

What you need to know about secured and unsecured loans

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