MultiCover Insurance


Bundle your car and home insurance and get yourself a deal

MultiCover discount

Other cars or homes can join when they’re ready and each get a discount – just tell us about them now.

Get a full year’s No Claims Bonus

Any car covered for more than three months gets a full year's No Claims Bonus.

Different renewal dates?

Add car and homes whenever you want - they don't all need to be up for renewal at the same time.

Get a quote

Award-winning cover

Voted Best Car Insurance Provider

Voted Best Car Insurance provider six years in a row

Defaqto 5 star cover

Our comprehensive car insurance has a 5 star rating from Defaqto

Home Insurance Provider of the Year

Awarded Moneyfacts’ highest five star rating

What is multi cover insurance?

Admiral MultiCover is designed to cover a car and home on one discounted policy.

You can start with just one car or home, and any others you tell us about are added when they’re due for renewal – each car or home added earns its own MultiCover discount.

It's a standard 12-month policy with the same renewal date.

What exactly can I add to a MultiCover policy?

One of the best things about our MultiCover Insurance is that you don’t need to be a homeowner to benefit from it, it’s great for renters too!

You can combine your car insurance with a full home insurance policy, or just contents insurance if you’re a renter.

MultiCover discount on each car or home

Whichever home insurance you choose – and that includes our new Landlord Insurance too (phone only) – you get a MultiCover discount on each car or home you add.

MultiCover is also great for families – you can combine your immediate family’s cars and homes – and they don’t all have to live at the same address.

So for example, you can insure your car and your sister’s house on a MultiCover policy. You can insure your home, and your son’s car (who lives away at university) on a MultiCover policy.

There are loads of options with MultiCover, to find out more take a look at our guide on What is MultiCover Insurance?

How many cars and homes can I add to a MultiCover policy?

You can get MultiCover with just one car and home, and you can add up to seven cars online, including classic cars.

If you’d like to add more cars or homes to your policy, that’s not a problem, just give us a call on 0330 134 3208.

Four reasons to choose Admiral MultiCover Insurance

happy customer

One renewal date

You won't need to remember different dates, with MultiCover you have one renewal date for everything on your policy

Thumbs up

12-month policy

You can add a car or home at any point during the year-long policy, it’ll still renew on the same date as the first thing you added

documents

One policy = less admin

Only one set of documents to review and keep

online user

Look after your policy online

Each policyholder has access to a customer portal so they can manage their own policy.

No Claims Bonus Promise

For any car you add to a MultiCover Insurance policy, each driver builds up their own No Claims Bonus (NCB). If a claim is made, it only affects the NCB of that car - the NCB of all other cars on the policy won’t be affected.

MultiCover is crammed with features and benefits

Admiral MultiCover Insurance gives you the same benefits we offer with MultiCar and our flexible home insurance policies.

Bundle your car and home insurance and get yourself a great deal.

Comprehensive Car Insurance

Courtesy Car

Use of a courtesy car while yours is being repaired at an Admiral-approved garage.

Windscreen Repair

Policyholders get repairs and replacement of windscreens (excess applies).

European Cover

Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.

Stereo Cover

Unlimited cover for your vehicle's standard, permanently fitted audio or visual equipment.

Named drivers earn an Admiral No Claims Bonus

Any named drivers can earn their own No Claims Bonus for use with Admiral policies

More about Car Insurance

Brilliant Home Insurance

Three types of cover

Choose from Contents cover, Buildings cover or both (Combined cover)!

Flexible cover

Choose from three levels of cover to suit your needs

Unlimited Buildings Cover

Eligibility criteria applies

Up to £150,000 Contents Cover

Contents cover from £50,000 to £150,000 depending on what level of cover you choose

More about Home Insurance

What do I need to get a MultiCover quote?

For both your cars and home, make sure you have your renewal dates to hand.

For each car you'll need:

  • Car registration and/or make and model

For each driver you'll need:

  • Name
  • Date of birth
  • Details of any insurance claims
  • Details of any driving convictions

For your home or contents insurance you'll need:

We take the hassle out of getting a MultiCover Insurance quote by saving the personal details from your first quote so you don't have to enter them twice!

We align your different renewal dates for you – simply tell us about any cars and homes you’d like to add during your quote.

MultiCover Reviews

“Managed to save over £850 by swapping from a high street bank to Admiral!!”

 

Amanda, Shrewsbury

7 September 2019

“Great customer service and fantastic cover for car and contents insurance at a great price”

 

Samantha, Gloucester

27 August 2019

“Speaking to Catherine who was very helpful and informative and took time to explain everything to me clearly. She was very professional and very pleasant.”

 

Carol, Liverpool

5 September 2019

Your questions answered

Will my car No Claims Bonus be affected if I make a claim for my home on the MultiCover policy?

No, any claim you need to make for your home will not affect the No Claims Bonus of any of the cars on your cover.

How many years am I tied in to the policy?

The cover lasts 12 months and you can choose to renew at the end of year as normal.

Do the cars need to be registered at the same address as the home insurance policy?

Immediate family can live at different addresses and will each build up their own No Claims Bonus.

If I take out a MultiCover policy will I have to cancel my existing policies?

No, you won't need to cancel your car and home insurance until they are due for renewal and then they'll simply join your MultiCover policy.

How many cars and homes can I add to the policy?

If you are doing an online quote you can add one home and seven cars. If you would like to add more cars or additional properties, please call one of our friendly agents on 0330 134 3208.

Can I add a van to my MultiCover policy with my home and car?

At the moment, you can have cars and vans or cars and homes together on a MultiCover policy. We're working on launching a MultiCover policy for all three products so check back soon.

Who pays if there’s more than one person on the policy?

The policy administrator is responsible for looking after the policy paperwork and payment, but each policyholder has access to their own customer portal, allowing them to check the price for their car or home, their documents and update information.

Can all policyholders and named drivers make changes or claims on the policy?

Yes, while you have one policy administrator named on the account to look after the paperwork and communications, any policyholder and named driver can call us to make a claim or make a change to the details. Named drivers can only make changes to their own car or home.

Will a motor claim affect my home insurance on MultiCover?

No – if someone makes a car insurance claim on your MultiCover policy, your home insurance won’t be affected.

What do you class as immediate family?

Immediate family includes a person’s spouse, parents, grandparents, children, grandchildren, brothers and sisters, mother in law and father in law, brothers in law and sisters in law, daughters in law and sons in law. Adopted, half, and step members are also included in immediate family.

How can I pay for my MultiCover policy?

You can choose to pay monthly through Direct Debit, or annually with a single payment. 

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