MultiCover Insurance

Our customers saved up to £335 on their MultiCover Insurance

10% of customers saved at least £335 with MultiCover versus like for like single policies Sep 2023 - Feb 2024

Aligned renewal dates

Keep things simple with only one renewal date

Save money

Bundle your policies, get a discount - it's that easy

Manage policies easily

Every policyholder has a separate MyAccount login

What’s MultiCover insurance?

MultiCover insurance combines multiple car, van, home and landlord insurance policies into one. Each insurance policy you add can get you a discount, and they’ll always share a renewal date.

Plus, one policy means one set of paperwork saving you time, hassle and money. Everyone has a separate login, meaning everyone can manage their own policy.

You also won't need to cancel with your current provider, just let them know you're not renewing your policy.

How MultiCover insurance works

Pick what you want insured

Turn multiple policies into one and you could get a discount for each one you add

We'll align renewal dates

Renew all your policies at the same time on the same day

Get one set of paperwork

You can access your contract in MyAccount or we can post it to you

What's covered?

Compare our cover levels

You can choose between three levels of cover for each MultiCar policy: Comprehensive, Third Party Fire & Theft and Third Party Only.

Comprehensive Cover

Admiral Platinum Admiral Gold Admiral Admiral Essential

Motor Legal Protection

Optional Optional

Roadside Breakdown Cover

Optional Optional Optional

Courtesy Car

Uninsured Driver Promise

£5,000 Personal Injury Cover

24hr Emergency Helpline

£500 Replacement Lock Cover

Child Car Seat Cover

Personal Belongings Cover

£300*

£300*

£200*

Windscreen Cover

New Car Replacement

Driving Other Cars (Conditional)

European Cover for up to 90 days

Audio Equipment Cover (Aftermarket)

Onward Travel

Third Party Cover

Third party, Fire
& Theft

Third Party
Only

Motor Legal Protection

Optional Optional

Roadside Breakdown Cover

Optional Optional

Courtesy Car

Uninsured Driver Promise

£5,000 Personal Injury Cover

24hr Emergency Helpline

£500 Replacement Lock Cover

Child Car Seat Cover

Personal Belongings Cover

Windscreen Cover

Optional Optional

New Car Replacement

Driving Other Cars (Conditional)

European Cover for up to 90 days

Audio Equipment Cover (Aftermarket)

Onward Travel

Read more about your policy.

Compare our cover levels

Admiral

Admiral Gold

Admiral
Platinum

Unlimited buildings cover

Contents cover

£75K £100K £150K

Alternative accommodation (Contents)

£10K £15K £25K

Alternative accommodation (Buildings)

£30K £75K £100K

24-hour helpline

Home Emergency cover

Optional

Home Emergency Extra cover

Optional Optional

Trace and access

£2.5K £5K £10K

Family Legal Protection

Optional Optional

Contents accidental damage cover

Optional Optional

Bicycle cover (up to £350)

Buildings accidental damage cover

Optional Optional

If you're an existing customer, please check MyAccount or your policy book to see your cover limits.

Compare our cover levels

Compreshensive

Third Party,
Fire & Theft

Third Party
Only

Accidental Damage

Third Party Damage

Fire & Theft

Uninsured Driver Promise

Personal Belongings Cover

£200

Personal Injury Cover

£5,000

Courtesy Vehicle

Windscreen Cover

Optional Optional

Sign writing Cover

£150

£150

New Vehicle Replacement

Child Car Seat Cover

European Cover

Replacement Locks

£500

£500

Aftermarket Audio Equipment Cover

24 hour Helpline

Read more about your policy.

Compare our cover levels

Buildings Insurance

Buildings Insurance cover available on each tier as standard.

Admiral

Admiral
Gold

Admiral
Platinum

Buildings sum insured

Unlimited Unlimited Unlimited

Property owner's liability

£1m £2m £2m

Employer's liability

£5m

Alternative accommodation & loss of rent

£30k £75k £100k

Replacement locks & keys

£500 £750 £1k

Emergency access

£500 £1k £2.5k

Loss of metered water/oil

£500 £1k £2.5k

Sale of property

Unauthorised use of gas/electric/water

£1k £2.5k

Trace and access

£5k £10k

Unoccupancy

30 Days 60 Days 90 Days

 

Compare Optional Extras

Read more about your policy.

Is it better to combine home and car insurance?

Combining home and car insurance is the most common, but you can add any car, van, landlord or home policy in one.

One pairing isn’t necessarily better than the other as it works around what you need – that’s how MultiCover helps you simplify insurance.

Create your MultiCover

Choose the cover you want to bundle for a MultiCover discount

Your MultiCover in a few steps

Your MultiCover in a few steps

One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.

Call 0333 234 0036

Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Your MultiCover in a few steps

One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.

Call 0330 134 3208

Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Your MultiCover in a few steps

One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.

Call 0330 134 3208

Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Your MultiCover in a few steps

One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.

Call 0333 234 0036

Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Your MultiCover in a few steps

One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.

Call 0333 234 0036

Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Your MultiCover in a few steps

One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.

Call 0330 134 3208

Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Your MultiCover in a few steps

One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.

Call 0333 234 0036

Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Your MultiCover in a few steps

One of our friendly team will be able to set up your cover over the phone. Please call us on the number below.

Call 0333 234 0036

Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Your MultiCover in a few steps

While we can't combine van and landlord insurance on MultiCover currently, our friendly team will be able to talk you through your options and look at separate cover for you.

Call 0333 234 0036

Mon to Fri: 08:00 - 19:00
Sat: 09:00 - 17:00
Sun: 10:00 - 17:00

Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.

Done

Is MultiCover insurance cheaper?

Every car, home, van or landlord policy added to MultiCover will get a discount.

MultiCover isn’t a set price, so you’ll need to get a quote or contact us if you want to know how much you could save.

 

Adding family members and your no-claims discount

You can add any of your immediate family.

For example, you can insure your sibling’s home, your investment property and your child’s car in one easy-to-manage payment.

If someone else on your MultiCover policy claims, it won’t impact your no-claims bonus.

What you need for a quote

A bit about you

  • your name
  • age
  • where you live
  • your occupation


Information about what you're covering

For vehicles:

  • registration number
  • when you bought it
  • how much it's worth
  • any modifications
  • driver's licence and contact information for you and any named drivers

For home:

  • your address
  • what cover you want (buildings, contents or combined)
  • your name
  • date of birth


Manage your policy

You can manage your car, van, landlord or home policy in MyAccount if you’re already a customer.

Log in

View your account online or via the app

Update your details

You can view, save and print documents easily

Get in touch

Speak to our team, add policies and get a discount

Your questions answered

Will my No Claims Bonus be affected if I make a claim for my home on the Multi Cover policy?

No, any claim you need to make for your home will not affect the No Claims Bonus of any of the cars or vans on your cover.

How long does MultiCover last?

The cover lasts 12 months, and you can renew at the end of the year as usual.

Do the vehicles need to be registered at the same address as the home insurance policy?

Immediate family can live at different addresses.

If I take out a MultiCover policy, will I have to cancel my existing policies?

No, you won't need to cancel your car and home insurance until they are due for renewal, and then they'll join your MultiCover policy.

Who pays if there’s more than one person on the policy?

The policy administrator is responsible for reviewing the paperwork and payment. Still, each policyholder can access their customer portal to check the price for their car or home, documents and to update information.

Can all policyholders and named drivers make changes or claims on the policy?

Yes.
One policy administrator named on the account looks after the paperwork and communications. However, any policyholder and named driver can call us to make a claim or change the details.
Designated drivers can only make changes to their cars or home.

Will a motor claim affect my home insurance on Multi Cover?

No – if someone makes a car insurance claim on your Multi Cover policy, your home insurance won’t be affected.

What do you classify as an immediate family?

Immediate family includes a person's:

  • partner
  • parents
  • grandparents
  • children
  • grandchildren
  • siblings
  • direct in-laws (father, mother, brother and sister)

We include adopted half and step-members in the immediate family.

How can I pay for my MultiCover policy?

You can pay monthly through Direct Debit or annually with a single payment.

How many cars and homes can I add to the policy?

You can add one home and seven cars if you get an online quote. If you want to add more cars or properties, please call one of our friendly agents on 03301 343 208.

Can I add a van with my home and car to my MultiCover policy?

Yes, you can; call us on 03332 340 036.



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