Provided by Ultimate Pet Partners Limited. Read more.

Dog Insurance

Protect your pooch from eight-weeks-old – no upper age limit

We know your dog is more than just a pet – so we’ve created a range of cover options to suit your extended family

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Whether you’ve got a cute new puppy or a faithful hound, getting the right cover for your four-legged friend is so important.

When your dog is in need, Admiral Pet Insurance can provide cover for the care they need and can help with unexpected vet costs and more.

Is dog insurance worth it?

Insuring your dog is not compulsory, but millions of dog owners across the country choose to insure their pooch for peace of mind they have cover, should an accident or injury happen.

Dog owners can be found legally liable, should their dog cause injury or damage either to a person or their property, which is why Admiral Pet Insurance provides dog owners between £1million and £2million depending on the level of cover chosen.

We know household costs can quickly add up, which is why Admiral Pet Insurance offers six different levels of cover to choose from:


New accidents and illnesses (conditions) are covered up to the specified financial limit in each policy term. If the limit is reached, the cover stops until the policy is renewed. At the renewal date the limit is fully reinstated and the condition(s) will continue to be covered.

Maximum benefit

New accidents and illnesses (conditions) are covered up to the specified financial limit for each separate condition. Once the financial limit is reached the condition is excluded. Ongoing cover is provided until the condition financial limit has been met.


New accidents and illnesses (conditions) are covered up to the specified financial limit for up to 12 months from the date the condition was first noticed by you or your vet. If the limit is reached within 12 months from the date the condition was first noticed, the condition becomes excluded. Ongoing cover is provided until the financial limit has been reached or 12 months has passed from the date the condition was first noticed by you or your vet.

Accident only

Cover is provided for vet fees, only as a result of a sudden and unexpected injury to the dog caused by an accident. Illness is not covered.

Our Lifetime, Maximum benefit and 12-month cover are subject to Admiral inviting the policy renewal and payment of premiums by the due date. No further cover will be provided beyond the cancellation or expiry of the policy.

Cheap dog insurance might not provide the level of cover you need, so make sure you read the all policy benefits before making your choice.

Top 9 dogs on cover

We’re a nation of dog lovers, and Admiral is no different. We cover most breed of dog, but here are the nine most popular dogs insured with Admiral Pet Insurance

Cocker Spaniel

Shih Tzu

Jack Russell Terrier

Border Collie

Yorkshire Terrier

Labrador Retriever

Border Terrier


English Springer Spaniel

What’s covered by Admiral Dog Insurance?

Whether you’re insuring one dog or a pack, Admiral Pet Insurance offers the following benefits.

Vetinary & Dentistry fees

A range of cover up to £10,000 per year

Emergency boarding kennel

We will pay up to the policy limits for your dog to go into a kennel, or be looked after from your home, if you are hospitalised for longer than four consecutive days

Loss by theft or straying

Cover if your dog runs away or is stolen from your home address

Holiday cancellation

We will pay up to the policy limits for travel and accommodation expenses if you have to can or cut short your holiday because your dog needs immediate lifesaving surgery

Third party legal liability (dog only)

Cover for compensation costs and legal expenses if a person is injured or a third party’s property is accidentally damaged by your dog

Did you know?

Admiral Pet Insurance provides a find a pet sitter service – we can put you in touch with members of the National Register of Pet Sitters when you need a helping hand with pet care or go on holiday.

What information do I need to get a dog insurance quote?

Insuring your dog couldn’t be easier, we’ll just need the following details about your pet:

  • Name
  • Gender
  • Breed
  • Date of birth
  • Price
  • Whether they've been neutered/spayed

And about you:

  • Name
  • Date of birth
  • Address
  • Email address
  • Phone number
  • Date you'd like the policy to start

Playful pups can often get into mischief; if you’re new to owning a dog, see our handy guide on making your home safe for a puppy.

Your questions answered

Does dog insurance cover dental work?

We will pay up to the policy limits shown in your booklet for dental treatment needed as a direct result of an accident or injury to your pet. Dentistry work is covered under the Veterinary Fees section of your policy.

Can I combine cat and dog insurance?

If you have more than one cat or dog in your home, a multi pet policy could be the perfect fit. For every pet you add to your multi pet cover, we’ll give you a 5% discount on each, and you’ll get that every year you renew with Admiral!. If you’re welcoming a new cat or dog into your home, check out our guide on introducing a dog to a cat.

Will my insurance cover vaccinations/shots or neutering/spaying my dog?

Any costs for preventative, routine or elective treatment including but not limited to neutering/spaying your dog are not covered under your pet policy.

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Ultimate Pet Partners Limited

Admiral Pet Insurance is arranged and administered by Ultimate Pet Partners Limited (5th Floor, The Connect Centre, Kingston Crescent, Portsmouth, Hampshire PO2 8DE) who are an Appointed Representative of Ultimate Insurance Solutions Limited - FCA number 311368 which is authorised and regulated by the Financial Conduct Authority.