Dog Insurance

Protect your pooch, young and old

Cover for your most loyal companion from eight-weeks-old well into their golden years, there's no upper age limit with our dog insurance.

What's covered?

Our Gold and Platinum Lifetime cover comes with Defaqto's highest 5 Star rating

Gold and Platinum Lifetime cover has a 5 Star rating

Dog and puppy cover to keep their tails wagging

We're here to give your dog the cover they deserve.

Vet fee cover

Up to £10,000 in vet fees covered

No extra fees

No cost for cancelling or changing your policy

Telemedicine access

Free 24-hour access to vet advice from PawSquad by video call or live chat year around

Our dog insurance cover

Compare our levels of cover.

Lifetime is our most comprehensive dog cover. It’s long-term cover that covers your puppy or dog for up to the policy limit you’ve chosen each year. At renewal, the limit resets.

Our Lifetime policy includes:

  • Up to £10,000 in vet fee cover
  • Up to £2,000,000 in third-party liability
  • Up to £2,000 in emergency holiday cancellation cover
  • Up to £1,500 in emergency kennel cover
  • Behaviour and dental Illness cover for Platinum customers

Read more about Lifetime cover

Time Limited is short-term cover. It covers accidents and illnesses for 12 months from when symptoms start.

When the policy limit is reached or when 12 months have passed (whichever happens first), you will no longer be covered for vet fees for that particular accident or illness.

Our Time Limited policy includes

  • Up to £4,000 in vet fee cover
  • £1,000,000 in third-party liability
  • Up to £1,500 in emergency holiday cancellation cover
  • Complementary medicine, special diet and emergency kennel cover

Read more about Time-Limited cover

24-hour free vet helpline

We've partnered with PawSquad to offer you access to 24-hour veterinary advice all year-round.

PawSquad allows you to speak to a qualified, UK-registered vet at any second of the day for advice and treatment options.

Read more

What age and breeds do we cover?

We cover all breeds from eight weeks old, apart from those on the Dangerous Dogs act.

However, we charge more excess for older dogs. We charge £99 for dogs under six and £199 for older dogs, aged six and over. If your dog is under six, you can choose to pay a £199 voluntary excess which may reduce your premium.

Information you need for your pet insurance quote

To get a quote quickly, make sure you have the following:

Pet details

  • Name
  • Gender
  • Breed
  • Age
  • Purchase or donation price
  • Spay or neuter status

Your details

  • Name
  • Date of birth
  • Address
  • Email address
  • Phone number
  • Date you'd like the policy to start

Don't miss our 15% Multi-Pet discount

You can save by covering your pack with our Multi-Pet Insurance.

We offer up to 15% discount per pet for Multi-Pet customers, as well as up to an extra 10% discount for existing customers.

Dog and puppy care guides

How to look after an older dog

How to look after an older dog

Keep them healthy
Microchipping your pet

Microchipping your pet

Why it's important
Pet insurance jargon buster

Pet insurance jargon buster

Bust the jargon
Back

Four levels of lifetime cover to choose from

We've made it easy for you to get the right cover for your pet. All come with access to PawSquad, our 24-hour vet helpline.

You can read the full list in the policy booklet.

Blue

Silver

Gold

Platinum

Product Type

Lifetime

Lifetime

Lifetime

Lifetime

Vetinary Fees
(per year)

£2,000

£4,000

£5,000

£10,000

Excess
(Age 0-6)

£99

£99

£99

£99

Excess
(Age 6 and above)

£199

£199

£199

£199

Co-Insurance

0%

0%

0%

0%

CT/MRI scans and Associated Costs

Vet fee limit

Vet fee limit

Vet fee limit

Vet fee limit

Dentistry as a direct result of an accident

Vet fee limit

Vet fee limit

Vet fee limit

Vet fee limit

Cruciate Ligament

Vet fee limit

Vet fee limit

Vet fee limit

Vet fee limit

Overseas Travel Extension
(30 day limit)

Vet fee limit

Vet fee limit

Vet fee limit

Vet fee limit

Third Party liability
(Dogs only)

£1,000,000

£1,000,000

£2,000,000

£2,000,000

Complementary Medicine/treatments

£500

£500

£500

£500

Special Diet

£100

£150

£150

£200

Dentistry as a direct result of an illness

£2,000

Death of pet by illness
(cover ceases after age 6+)

£1,500

£2,000

£2,000

£3,000

Death of pet by accident

£1,500

£2,000

£2,000

£3,000

Emergency Boarding Kennel/Cattery Fees

£750

£750

£750

£1,500

Holiday Cancellation Cover

£1,000

£1,500

£1,500

£2,000

Loss by Theft or Straying

£1,500

£2,000

£2,000

£3,000

Advertising and Reward

£250

£250

£250

£500

Third Party Accidental Damage

£1,000

Vet Advice Line

Behavioural treatment

£2,000

Farewell cover

£100

£150

£150

£200

Multi-pet Discount

Two levels of Time Limited cover

We offer two tiers of Time Limited cover. Both last for 12 months.

You can read the full list in the policy booklet.

ESSENTIAL

EXTRA

Product Type

12 month

12 month

Veterinary Fees
(Per condition)

£2,000

£4,000

Excess
(Age 0-6)

£99

£99

Excess
(Age 6 and above)

£199

£199

Co-Insurance

0%

0%

CT/MRI scans and Associated Costs

Vet Fee Limit

Vet Fee Limit

Cruciate Ligament

Vet fee limit

Vet fee limit

Dentistry as a direct result of an accident

Vet fee limit

Vet fee limit

Overseas Travel Extension
(30 day limit)

Vet Fee Limit

Vet Fee Limit

Third Party Liability
(Dogs only)

£1,000,000

£1,000,000

Complementary medicine/treatments

£500

£500

Special Diet

£100

£100

Dentistry as a direct result of an illness

Death of pet by illness
(cover ceases after age 6+)

£1,000

£1,500

Death of Pet by accident

£1,000

£1,500

Emergency Boarding Kennel/Cattery Fees

£750

£750

Holiday Cancellation Cover

£1,000

£1,500

Loss by Theft or Straying

£1,000

£1,500

Advertising and Reward

£250

£250

Vet Advice Line

Behavioural treatment

Farewell cover

£100

£150

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