Dog Insurance

Protect your pooch, young and old

Cover for your most loyal companion from eight-weeks-old well into their golden years, there's no upper age limit with our dog insurance.

What's covered?

Our Gold and Platinum Lifetime cover comes with Defaqto's highest 5 Star rating

Gold and Platinum Lifetime cover has a 5 Star rating

Dog insurance to keep their tails wagging

We're here to give your dog the cover they deserve.

Vet fee cover

Up to £10,000 in vet fees covered

No extra fees

No cost for cancelling or changing your policy

Telemedicine access

Free 24-hour access to vet advice from PawSquad by video call or live chat year around

Our dog insurance cover

Compare our levels of cover.

Lifetime is our most comprehensive dog insurance cover. It’s long-term insurance that covers your dog for up to the policy limit you’ve chosen each year. At renewal, the limit resets.

Our Lifetime policy includes:

  • Up to £10,000 in vet fee cover
  • Up to £2,000,000 in third-party liability
  • Up to £2,000 in emergency holiday cancellation cover
  • Up to £1,500 in emergency kennel cover
  • Behaviour and dental Illness cover for Platinum customers

Read more about Lifetime cover

Time Limited dog insurance is a short-term cover. It covers accidents and illnesses for 12 months from when symptoms start.

When the policy limit is reached or when 12 months have passed (whichever happens first), you will no longer be covered for vet fees for that particular accident or illness.

Our Time Limited policy includes

  • Up to £4,000 in vet fee cover
  • £1,000,000 in third-party liability
  • Up to £1,500 in emergency holiday cancellation cover
  • Complementary medicine, special diet and emergency kennel cover

Read more about Time-Limited cover

24-hour free vet helpline

We've partnered with PawSquad to offer you access to 24-hour veterinary advice all year-round.

PawSquad allows you to speak to a qualified, UK-registered vet at any second of the day for advice and treatment options.

More about Pawsquad

What age and breeds do we cover?

We cover all breeds from eight weeks old, apart from those on the Dangerous Dogs act.

However, we charge more excess for older dogs. We charge £99 for dogs under six and £199 for older dogs, aged six and over. If your dog is under six, you can choose to pay a £199 voluntary excess which may reduce your premium.

Information you need for your dog insurance quote

To get a quote quickly, make sure you have the following:

Pet details

  • Name
  • Gender
  • Breed
  • Age
  • Purchase or donation price
  • Spay or neuter status

Your details

  • Name
  • Date of birth
  • Address
  • Email address
  • Phone number
  • Date you'd like the policy to start

Don't miss our 15% Multi-Pet discount

Multi-Pet Insurance offers a discount of up to 15% per pet and keeps your whole pack covered.

You could get 10% off if you're an existing Admiral customer too.

If you qualify for both discounts, we'll take 10% off the full price and a further 15% off the new discounted price - so your total discount will be 23.5%.

Dog care guides

How to look after an older dog

How to look after an older dog

Keep them healthy
Microchipping your pet

Microchipping your pet

Why it's important
Pet insurance jargon buster

Pet insurance jargon buster

Bust the jargon
Back

Five levels of Lifetime cover to choose from

We've made it easy for you to get the right cover for your pet. All policies come with access to PawSquad, our 24-hour vet helpline.

You can read the full list in the policy booklet.

Good to know

The table below shows the standard benefits and "up to" limits of each tier.

Blue Bronze Silver Gold Platinum
Veterinary Fees per year

£2K

£3K

£4K

£5K

£10K

CT/MRI scans and Associated Costs
Dentistry as a direct result of an accident
Cruciate Ligament
Overseas Travel Extension (30 day limit)
Excess (Pets aged 0-6)

£99

£99

£99

£99

£99

Excess (Pets aged 6 and above)

£199

£199

£199

£199

£199

Co-Insurance

0%

0%

0%

0%

0%

Third Party Liability (Dogs only, £250 excess)

£1M

£1M

£1M

£2M

£2M

Complementary Medicine/treatments

£500

£500

£500

£500

£500

Special diet

£100

£100

£150

£150

£200

Death of pet by illness (cover ceases after age 6+)

£1.5K

£1.5K

£2K

£2K

£3K

Emergency Boarding Kennel/Cattery Fees

£750

£750

£750

£750

£1.5K

Holiday Cancellation Cover

£1K

£1K

£1.5K

£1.5K

£2K

Loss by Theft or Straying

£1.5K

£1.5K

£2K

£2K

£3K

Advertising and Reward

£250

£250

£250

£250

£500

Vet Advice Line
Farewell cover

£100

£100

£150

£150

£200

Multi-pet Discount
Dentistry as a direct result of an illness

£2K

Third Party Accidental Damage

£1K

Behavioural treatment

£2K

Two levels of Time Limited cover

We offer two tiers of Time Limited cover. Both last for 12 months.

You can read the full list in the policy booklet.

ESSENTIAL

EXTRA

Product Type

12 month

12 month

Veterinary Fees
(Per condition)

£2,000

£4,000

Excess
(Age 0-6)

£99

£99

Excess
(Age 6 and above)

£199

£199

Co-Insurance

0%

0%

CT/MRI scans and Associated Costs

Vet Fee Limit

Vet Fee Limit

Cruciate Ligament

Vet fee limit

Vet fee limit

Dentistry as a direct result of an accident

Vet fee limit

Vet fee limit

Overseas Travel Extension
(30 day limit)

Vet Fee Limit

Vet Fee Limit

Third Party Liability
(Dogs only)

£1,000,000

£1,000,000

Complementary medicine/treatments

£500

£500

Special Diet

£100

£100

Dentistry as a direct result of an illness

Death of pet by illness
(cover ceases after age 6+)

£1,000

£1,500

Death of Pet by accident

£1,000

£1,500

Emergency Boarding Kennel/Cattery Fees

£750

£750

Holiday Cancellation Cover

£1,000

£1,500

Loss by Theft or Straying

£1,000

£1,500

Advertising and Reward

£250

£250

Vet Advice Line

Behavioural treatment

Farewell cover

£100

£150

Back

Transcript

Having an insurance policy for your dog or cat protects against the unexpected.

It covers the cost of vet bills (limits apply) if your dog or cat is injured or becomes ill.

You can also access quality advice from UK-registered vets through PawSquad.

You automatically are entitled to PawSquad when you take out a pet insurance policy with us. But you still need to register with them to get access.

PawSquad give you access to a qualified UK-registered vet 24 hours a day all year round for advice and treatment options over the phone, text or video.

This is what you'll get:

  • Immediate access over text, phone or video call
  • Consultations with a Royal College of Veterinary Surgeons registered vet with at least five years of clinical experience
  • A follow-up report on your pet's health and treatment plan
  • Awareness of treatment options tailored to your dog's needs

Insurance should give you the peace of mind that you always have access to the right care for your dog at a manageable cost.

Sign up now

Already signed up? Go to PawSquad

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