Winter Sports Travel Insurance

Protect your valuable ski or boarding equipment with the Winter Sports Upgrade – cover for up to 17 days per annual travel insurance policy or for the duration of a single trip policy.

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5 Star Travel Insurance from Admiral

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Our Platinum level cover has Defaqto's highest 5 Star rating.

What's covered with our Winter Sports add-on?

If you are taking a winter sports holiday, you must add-on this upgrade to your Admiral Travel Insurance when getting a quote if you plan on taking part in winter sports activities.

You'll get all the standard protection included in our single trip and annual policies against things like lost or stolen luggage as well as medical expenses. Plus these winter sports benefits are covered by the upgrade:





Lost, stolen or damaged ski equipment
(single article limits apply, up to)

(£100 Excess)

(£75 Excess)

(£50 Excess)

Piste Closure
(Per complete 24 hrs)

(Max £200)

(Max £200)

(Max £200)

Ski pack cover for illness or injury
(hired ski equipment, ski school fees and lift passes)

(Max £250 per week)

(Max £250 per week)

(Max £250 per week)

Delay caused by avalanche
(travel & accommodation)




Replacement equipment hire
(Per complete 24 hours)

(Max £250)

(Max £250)

(Max £250)

Does the Winter Sports Travel Insurance Upgrade protect my equipment?

You can insure against damage to your own, or hired, equipment. The Winter Sports upgrade will cover up to a maximum £500 or £1,000 worth of winter sports equipment (depending on whether you choose, Admiral, Admiral Gold or Admiral Platinum tier).

It also pays up to £25 (per complete 24 hours) towards the cost of hiring replacements (up to a maximum £250 per person), if yours is delayed more than 12 hours following your arrival at your destination or is lost, stolen or damaged during your trip.

Our Winter Sports upgrade will help you out if an unforeseen slope closure happens during your break and protects against delays caused by an avalanche (cover limits apply).

What happens if my skiing or snowboarding holiday is cancelled?

Depending on the level of insurance cover you choose – Admiral, Admiral Gold or Admiral Platinum – you could receive up to £5,000 to cover the costs of your trip, in the in the unfortunate event of it being cancelled for any of the following reasons:

  • Death, illness, injury or complications of pregnancy or childbirth of you, your travel companion, close relative, close business associate or anyone outside your home area you planned to stay with
  • Court cases and quarantine if you or your travel companion, or anyone outside your home area you planned to stay with, is quarantined, called for jury service or as a witness and a court official refuses to postpone
  • Unemployment if you or your travelling companion is made redundant from the company you’ve worked at continuously for at least two years
  • Armed forces and emergency services if you or your travel companion has authorised leave cancelled due to an unexpected emergency
  • Home damage you or your travel companion have to stay at home if it’s seriously damaged by a fire, storm or flood or is burgled within seven days of your departure
  • Passport or visa your passport or visa is stolen in a burglary at your home in the seven days before your departure and you’re unable to get a replacement in time

Protect yourself on the slopes

Whether you're skiing in the UK or you've travelled further afield, when you're out on the slopes, the last thing you need to worry about is a fall or damage to your expensive equipment; this is where Admiral Winter Sports Travel Insurance add-on comes into play.

Snow-lovers can have peace of mind knowing that we cover a whole host of sports including piste skiing, snowboarding, glacier skiing, big foot skiing, snowmobiling and tobogganing. Please check your policy document for a complete list of all activities we cover.

It even covers adventurous off-piste skiers and boarders as long as it’s on recognised paths within resort boundaries, accompanied by a qualified guide or instructor.

How do I get a quote?

You can call 0333 234 9913 for an Admiral Travel Insurance quote and ask to add on Winter Sports Upgrade, alternatively you can buy online and select 'Winter Sports Upgrade' during the quote process.

Your questions answered

We're sure you'll love our great products but maybe you have a few questions. You can find answers in this section.

Are all winter sports covered?

Our Winter Sports Upgrade covers the following activities: cross country skiing, dry slope skiing and snowboarding, glacier walking/trekking, husky sledge driving, ice hockey, ice skating, luge, mono-skiing, snowmobiles, ski racing, sledging, show shoeing and tobogganing. If you want to take part in an activity not on the list please call us on 0333 234 9913 to discuss.

Are there any age restrictions for ski insurance?

We do not offer the upgrade to anyone over the age of 65.

Do you need winter sports insurance for trips to Lapland?

If you plan on taking part in any of the activities listed above, such as husky sledge driving, you will need to add the upgrade onto your Admiral Travel Insurance policy

Does winter sports cover me anywhere in the world?

Your travel insurance won't cover you if you visit somewhere the Foreign and Commonwealth Office (FCO) advises not to. Information from the FCO can be found at or by calling 020 7008 1500.

Am I covered to ski or board off-piste?

You can go off-piste provided you go with a qualified guide or instructor and remain on recognised paths, within resort boundaries

What's covered if the piste closes?

We'll pay up to £20 per 24 hours for each day the pistes and ski lifts are closed in your resort due to lack of snow or bad weather (up to a maximum of £200). This can be used to cover travel expenses to the next open resort or to compensate you if there are no slopes nearby.

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