Ski Insurance

Grab some air and a great deal for your winter break

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5 Star Travel Insurance from Admiral

5 Star expert rated Platinum Travel Insurance from Admiral

Our Platinum level cover has Defaqto's highest 5 Star rating.

What's covered with our Winter Sports add-on?

If you’re hitting the slopes for a ski or snowboard holiday, simply add our upgrade to your Admiral Travel Insurance when getting a quote if you plan on taking part in winter sports activities on your next trip.

You'll get all the standard protection included in our single trip and annual policies covering things like lost or stolen luggage as well as medical treatment costs.

Our winter sports insurance upgrade also includes:





Lost, stolen or damaged ski equipment
(single article limits apply, up to)

(£100 Excess)

(£75 Excess)

(£50 Excess)

Piste Closure
(Per complete 24 hrs)

(Max £200)

(Max £200)

(Max £200)

Ski pack cover for illness or injury
(hired ski equipment, ski school fees and lift passes)

(Max £250 per week)

(Max £250 per week)

(Max £250 per week)

Delay caused by avalanche
(travel & accommodation)




Replacement equipment hire
(Per complete 24 hours)

(Max £250)

(Max £250)

(Max £250)

Does the Winter Sports Travel Insurance Upgrade protect my equipment?

You can insure against damage to your own, or hired, equipment. The upgrade will cover up to a maximum £500 or £1,000 worth of winter sports equipment (depending on whether you choose, Admiral, Admiral Gold or Admiral Platinum tier).

It also pays up to £25 (per complete 24 hours) towards the cost of hiring replacements (up to a maximum £250 per person), if yours is delayed more than 12 hours following your arrival at your destination or is lost, stolen or damaged during your trip.

Our insurance will help you out if an unforeseen slope closure happens during your break and protects against delays caused by an avalanche (cover limits apply).

What happens if my skiing or snowboarding holiday is cancelled?

Depending on the level of insurance cover you choose – Admiral, Admiral Gold or Admiral Platinum – you could get up to £5,000 to cover the costs of your trip, in the in the unfortunate event of it being cancelled for any of the following reasons:

  • Death, illness, injury or complications of pregnancy or childbirth of you, your travel companion, close relative, close business associate or anyone outside your home area you planned to stay with
  • Court cases and quarantine if you or your travel companion, or anyone outside your home area you planned to stay with, is quarantined, called for jury service or as a witness and a court official refuses to postpone
  • Unemployment if you or your travelling companion is made redundant from the company you’ve worked at continuously for at least two years
  • Armed forces and emergency services if you or your travel companion has authorised leave cancelled due to an unexpected emergency
  • Home damage you or your travel companion have to stay at home if it’s seriously damaged by a fire, storm or flood or is burgled within seven days of your departure
  • Passport or visa your passport or visa is stolen in a burglary at your home in the seven days before your departure and you’re unable to get a replacement in time

Protect yourself on the slopes

Whether you're skiing in the UK or you've travelled further afield, when you're out on the slopes, the last thing you need to worry about is a fall or damage to your expensive equipment; this is where our winter sports add-on comes into play.

Snow-lovers, get peace of mind with Admiral knowing you're covered for any of these popular winter sports:

  • Piste skiing
  • Snowboarding
  • Glacier skiing
  • Big foot skiing
  • Tobogganing

Please check your policy document for a full list of covered activities.

We even cover adventurous off-piste skiers and boarders as long as it’s on recognised paths within resort boundaries, accompanied by a qualified guide or instructor.

How do I get a quote?

You can call 0333 234 9913 for an Admiral Travel Insurance quote and ask to add on Winter Sports Upgrade, or you can buy online and select 'Winter Sports Upgrade'.

Your questions answered

We're sure you'll love our great products but maybe you have a few questions. You can find answers in this section.

Do you need winter sports insurance for trips to Lapland?

If you plan on taking part in any of the activities listed above, such as husky sledge driving, you will need to add the upgrade onto your Admiral Travel Insurance policy

Are there any age restrictions for ski insurance?

We do not offer the upgrade to anyone over the age of 65.

Am I covered to ski or board off-piste?

You can go off-piste provided you go with a qualified guide or instructor and remain on recognised paths, within resort boundaries

Does winter sports cover me anywhere in the world?

Admiral Travel Insurance covers the UK, Europe and Worldwide - but there are places that we don't cover.

Your travel insurance won't cover you if you visit somewhere the Foreign and Commonwealth Office (FCO) advises not to. Information from the FCO can be found at or by calling 020 7008 1500.

What's covered if the piste closes?

We'll pay up to £20 per 24 hours for each day the pistes and ski lifts are closed in your resort due to lack of snow or bad weather (up to a maximum of £200). This can be used to cover travel expenses to the next open resort or to compensate you if there are no slopes nearby.

Are all winter sports covered?

Our Winter Sports Upgrade covers the following activities: cross country skiing, dry slope skiing and snowboarding, glacier walking/trekking, husky sledge driving, ice hockey, ice skating, luge, mono-skiing, snowmobiles, ski racing, sledging, snowshoeing and tobogganing. If you want to take part in an activity not on the list please call us on 0333 234 9913 to discuss.

Am I covered if I’m injured on the slopes and not wearing a helmet?

You won't be covered for any head injuries that happen on your winter sports holiday if you weren't wearing a helmet. We always recommend wearing a helmet for winter sports.

Are lift passes covered?

Unused lift passes due to illness or injury are covered but you can't claim for lost or stolen lift passes

Is mountain and helicopter rescue included?

Yes, our add-on covers mountain and helicopter rescue in the event of injury or illness; search and rescue isn't covered.

Do under 18s need ski insurance?

Yes they do, you can add a child onto a parent or guardian's cover. Take a look at our Family Travel Insurance page for more information.

Can seasonaires buy the winter sports upgrade?

While there's no restriction on seasonaires buying our cover, the add-on's limited to 17 days in total so we couldn't cover a seasonaire for the entire season.

Can you get winter sports insurance for over 70s?

Our winter sports travel insurance upgrade covers people up to and including the age of 65. Anyone 66 or older won’t be covered.

What does winter sports travel insurance cover?

Our winter sports travel insurance upgrade covers:

  • Lost, stolen or damaged ski equipment
  • Piste closure
  • Delay caused by avalanche
  • Replacement equipment hire

You’ll also get all the benefits of the standard travel insurance you bought – our winter sports upgrade gives you extra cover for when you’re skiing or snowboarding.

Can I take out a family winter sports insurance policy?

Yes, you can take out a family winter sports insurance policy. When you run your quote, you’ll be able to choose how many people need to be covered by the policy, as well as adding the compulsory winter sports upgrade.

To find out more about covering your family on holiday, take a look at our family travel insurance

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