Travel Insurance for Turkey


Ancient history meets modern lifestyles - get a cultural awakening in Turkey.

Turkey Travel Insurance

With almost six months of summer in the south, Turkey has long been a favourite of British sunseekers who flock to the sandy beaches and crystal-clear waters of the Turkish Riviera.

The fascinating country has a rich history, perfect for curious holidaymakers who want to explore the old meets new of Istanbul and the country’s ancient ruins.

For those with a head for heights, Aladaglar National Park has become a popular choice for rock climbers, while walkers can tackle a whole host of trekking routes taking in the country’s mighty mountains and valleys.

With so many exciting adventures on offer, it pays to get the right travel insurance in place for a trip to Turkey – particularly if you need to access healthcare or medical treatment while you’re away.

Do I need travel insurance for Turkey?

Travel insurance isn’t compulsory, but it’ll cover you for emergency medical treatment and the unexpected things like:

  • Cancelling or cutting your trip short
  • Your personal belongings being stolen
  • The airline losing your bags

Admiral has three levels of cover - Admiral, Admiral Gold and Admiral Platinum - so you can choose your cover based on your budget and needs. Plus you can choose Single Trip if you just want to cover one holiday, or annual cover which will protect you for multiple jaunts throughout the year.

No matter which you choose, all our policies cover:

Admiral

Admiral
Gold

Admiral
Platinum

Excess

£100

£75

£50

Emergency medical treatment & repatriation
(Limits up to)

£10M

£15M

£20M

Cancellation or cutting short your trip
(Limits up to)

£1K

£2.5K

£5K

Personal belongings
(Limits up to)

£1K

£1.5K

£2.5K

Money & documents
(Limits up to)

£300

£400

£500

Read the full list of benefits in the policy summary booklet.

Is Turkey part of Europe?

For insurance purposes, we class Turkey as part of Europe. Our European Travel Insurance covers 50 countries, and stretches the boundaries of Europe to include places like:

  • Egypt
  • Morocco
  • Tunisia
  • Turkey

Some insurers may not class Turkey as part of Europe, so you’d need to look at their worldwide cover – make sure you check before buying your policy.

Despite Turkey being classed as Europe, the EHIC (European travel insurance card) isn’t valid there so you’re liable to pay for any medical costs out of your own pocket if you don’t have valid travel insurance in place.

Do I need a visa for Turkey?

Yes, you need a visa for a holiday in Turkey and you must apply for an e-Visa through the official website up to three months before your travel date.

The Turkey visa fee is $20 for UK residents, which can be paid by credit or debit card. Your visa will be valid for a total of 180 days, but you can’t stay for longer than 90 days at a time. You can also apply for a visa before you travel from the Turkish Consulate General in London.

The only exception to this is for certain cruise ship passengers. If you hold a British passport and arrive at sea ports for visits to the port city or cities nearby for no longer than 72 hours, you don’t need a visa.

Read our recent news article for more information on Turkey visa requirements.

Is it safe to travel to Turkey?

Despite years of political uncertainty and terrorist attacks (as recently as 2017) in the south and east of the country, as well as Ankara and Istanbul, millions of Brits continue to flock to Turkey every year.

In 2018, Brits made 2.3million visits to the country, most of which are trouble free, according the Foreign and Commonwealth Office (FCO).

There is, at the time of writing (March 2019) advice against travel to areas within a 10km border with Syria. The FCO also advises against all but essential travel to:

  • All other areas of Sirnak, Mardin, Kilis (including Kilis city) and Hatay provinces
  • Provinces of Diyarbakir, Tunceli and Hakkari

You won’t be covered by Admiral Travel Insurance if you visit a country that the FCO has advised against ‘all travel’ or ‘all but essential travel’.

Your questions answered

Is terrorism covered?

Terrorism is excluded from all sections of the policy except for the Emergency Medical and other expenses section, Personal Accident section and Hijack section (where cover is provided as part of the policy).

Terrorism is any act or threat of action by a person or group intended to influence a government or to frighten the public or any section of it.

Acts of terrorism can include:

  • Violence against a person
  • Damage to property
  • Putting life in danger
  • Creating a health risk to the public
  • Interfering with or seriously disrupting computer systems or transport services including cyber terrorism
  • Biological, chemical or nuclear force or contamination

Do I need vaccinations for Turkey?

The NHS Fit For Travel website recommends checking your primary courses and boosters are up-to-date, including a tetanus. You could also consider vaccinations against Hepatitis A, Hepatitis B, and rabies for your trip to Turkey. For more information, read our guide to travel vaccinations.

Is the EHIC valid in Turkey?

No, the EHIC doesn’t work in Turkey so you’ll need travel insurance in place or enough money to cover the cost of any medical treatment you receive.

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