5 Star Travel Insurance from Admiral
5 Star rated Platinum level Travel Insurance
Our Platinum level cover has Defaqto's highest 5 Star rating.
A cruise is a great choice for those who want to sit back and watch the world go by; total relaxation, no hassle and everything in one place.
While there's no arguing a holiday on the open water is a great experience, it can pose a slightly trickier problem if something goes wrong.
While your Admiral Travel Insurance covers you for all the holiday essentials such as luggage and medical expenses, our essential cruise holiday insurance add-on covers you for:
If you miss the departure of your cruise and have to pay for accommodation or travel expenses to get to the next dock, Admiral will cover you up to the limit shown on your policy if the departure was missed due to:
For every 24 hours you're confined to your cabin by the ship's medical officer, for medical reasons (including declared pre-existing medical conditions) we will pay up to the limit shown on your policy. You must provide written confirmation by the on-board medical officer.
Don't worry if you miss a pre-booked excursion due to cabin confinement through illness or an accident. We'll pay up to the policy limit for any sickness or accidents covered under the emergency medical and repatriation section of your travel insurance.
If you fall ill during your cruise and miss part of it due to needing medical treatment on dry land, we'll pay any travel expenses you have to pay to rejoin the ship (up to the policy limit specified). You'll need to get a medical certificate to confirm.
With all of the above examples exclusions apply – please see your policy guide for more information.
If your cruise is cancelled for any of the reasons below, you'll receive up to £5,000, depending on the level of cover you choose, to cover the costs of your trip:
We're sure you'll love our great products but maybe you have a few questions. You can find answers in this section.
Admiral's cruise upgrade comes as standard on our Platinum policies. It needs be added to Admiral or Admiral Gold policies if you want cover for cruise specific things like missed departures, unused excursions and cruise cabin confinement as these aren't covered by standard travel insurance. We won't cover any claims against your cruise holiday without this cover in place.
No, you can get this add-on at any age.
Our travel insurance and upgrades cover pretty much everywhere in the world except for countries the Foreign & Commonwealth Office advises against 'all travel' or 'all but essential travel'. You can see the full list on the Foreign & Commonwealth Office website
No, in order to buy Admiral Travel Insurance and its upgrades you must be a permanent resident of the UK, travelling from and returning to the UK.
Your Admiral Travel Insurance policy covers you for a wide range of sports and activities including jet skiing, parasailing, windsurfing and snorkelling. For the full list of activities we cover see page 25 of your travel insurance guide.
Our Cruise Travel Insurance upgrade is included with Admiral Platinum holiday insurance as standard, but you must add the extra cover to the Admiral level and Gold tiers.
By adding the cruise insurance upgrade, your travel insurance will be validated while you're on board the cruise ship. You won't be covered for any part of your holiday without the add-on.
You can get our Cruise Travel Insurance if you have pre-existing medical conditions, but you need to make sure you declare them all when you’re buying your travel insurance. Read more about travelling with medical conditions.
Our Cruise Travel Insurance covers you if you’re taking a sea cruise, but it’s not needed if you’re going on a river cruise. If you’re going on a river cruise, your standard travel insurance will cover you.
It’s a good idea to buy your Cruise Travel Insurance as soon as you book your cruise. That way, if you have to cancel your cruise before you’re due to travel, you’ll be able to claim your costs back.
Admiral offers great value with flexible options across all our travel products