Cat Insurance

A happy pet means a happy home

Insurance fit for the ruler of the house. From eight-week-old kittens to senior cats, make sure you've the right cover for your loved ones.

What's covered?

Our Gold and Platinum Lifetime cover comes with Defaqto's highest 5 Star rating

Gold and Platinum Lifetime cover has a 5 Star rating

Cover that keeps your cat feline good

We're here to give your cat the help they deserve.

Vet fee cover

Up to £10,000 in vet fees covered

No extra fees

No cost for cancelling or changing your policy

Telemedicine access

Free 24-hour access to vet advice from PawSquad by video call or live chat year around

Our cat insurance cover

Compare our levels of cover.

Lifetime is our comprehensive option: it's long-term cover for your cat that lasts up until the policy limit you've chosen each year. At renewal, the limit resets.

Our Lifetime policy includes:

  • Up to £10,000 in vet fee cover
  • Up to £2,000,000 in third-party liability
  • Up to £2,000 in emergency holiday cancellation cover
  • Up to £1,500 in emergency cattery cover
  • Behaviour and dental illness cover for Platinum customers

Read more about Lifetime cover

Time Limited is a type of pet insurance that covers your pet for accidents and illnesses from when symptoms start.

When the policy limit is reached or when 12 months have passed (whichever happens first), you will no longer be covered for vet fees for that particular accident or illness.

Our Time Limited policy includes

  • Up to £4,000 in vet fee cover
  • £1,000,000 in third-party liability
  • Up to £1,500 in emergency holiday cancellation cover
  • Complementary medicine, special diet and emergency cattery cover

Read more about Time-Limited cover

24-hour free vet helpline

We've partnered with PawSquad to offer you access to 24-hour veterinary advice all year-round.

PawSquad allows you to speak to a qualified, UK-registered vet at any second of the day for advice and treatment options.

More about PawSquad

What age and breeds do we cover?

We cover all breeds of cat from the age of eight weeks.

However, we charge more excess for older cats. It's £99 for cats under six and £199 for older cats, aged six and over. If your cat is under six, you can choose to pay a £199 voluntary excess which may reduce your premium.

Information you need for your cat insurance quote

To get a quote quickly, make sure you have the following:

Pet details

  • Name
  • Gender
  • Breed
  • Age
  • Purchase or donation price
  • Spay or neuter status

Your details

  • Name
  • Date of birth
  • Address
  • Email address
  • Phone number
  • Date you'd like the policy to start

Don't miss our 15% Multi-Pet discount

Multi-Pet Insurance offers a discount of up to 15% per pet and keeps your whole pack covered.

You could get 10% off if you're an existing Admiral customer too.

If you qualify for both discounts, we'll take 10% off the full price and a further 15% off the new discounted price - so your total discount will be 23.5%.

Cat care guides

A guide to keeping your cat inside

A guide to keeping your cat inside

Read our tips
Pet insurance jargon buster

Pet insurance jargon buster

Get the lowdown
Pet care in cold weather

Pet care in cold weather

Keep them safe and happy
Back

Four levels of lifetime cover to choose from

We've made it easy for you to get the right cover for your pet. All come with access to PawSquad, our 24-hour vet helpline.

You can read the full list in the policy booklet.

Blue

Silver

Gold

Platinum

Product Type

Lifetime

Lifetime

Lifetime

Lifetime

Veterinary Fees
(per year)

£2,000

£4,000

£5,000

£10,000

Excess
(Age 0-6)

£99

£99

£99

£99

Excess
(Age 6 and above)

£199

£199

£199

£199

Co-Insurance

0%

0%

0%

0%

CT/MRI scans and Associated Costs

Vet fee limit

Vet fee limit

Vet fee limit

Vet fee limit

Dentistry as a direct result of an accident

Vet fee limit

Vet fee limit

Vet fee limit

Vet fee limit

Cruciate Ligament

Vet fee limit

Vet fee limit

Vet fee limit

Vet fee limit

Overseas Travel Extension
(30 day limit)

Vet fee limit

Vet fee limit

Vet fee limit

Vet fee limit

Third Party liability
(Dogs only)

£1,000,000

£1,000,000

£2,000,000

£2,000,000

Complementary Medicine/treatments

£500

£500

£500

£500

Special Diet

£100

£150

£150

£200

Dentistry as a direct result of an illness

£2,000

Death of pet by illness
(cover ceases after age 6+)

£1,500

£2,000

£2,000

£3,000

Death of pet by accident

£1,500

£2,000

£2,000

£3,000

Emergency Boarding Kennel/Cattery Fees

£750

£750

£750

£1,500

Holiday Cancellation Cover

£1,000

£1,500

£1,500

£2,000

Loss by Theft or Straying

£1,500

£2,000

£2,000

£3,000

Advertising and Reward

£250

£250

£250

£500

Third Party Accidental Damage

£1,000

Vet Advice Line

Behavioural treatment

£2,000

Farewell cover

£100

£150

£150

£200

Multi-pet Discount

Two levels of Time Limited cover

We offer two tiers of Time Limited cover. Both last for 12 months.

You can read the full list in the policy booklet.

ESSENTIAL

EXTRA

Product Type

12 month

12 month

Veterinary Fees
(Per condition)

£2,000

£4,000

Excess
(Age 0-6)

£99

£99

Excess
(Age 6 and above)

£199

£199

Co-Insurance

0%

0%

CT/MRI scans and Associated Costs

Vet Fee Limit

Vet Fee Limit

Cruciate Ligament

Vet fee limit

Vet fee limit

Dentistry as a direct result of an accident

Vet fee limit

Vet fee limit

Overseas Travel Extension
(30 day limit)

Vet Fee Limit

Vet Fee Limit

Third Party Liability
(Dogs only)

£1,000,000

£1,000,000

Complementary medicine/treatments

£500

£500

Special Diet

£100

£100

Dentistry as a direct result of an illness

Death of pet by illness
(cover ceases after age 6+)

£1,000

£1,500

Death of Pet by accident

£1,000

£1,500

Emergency Boarding Kennel/Cattery Fees

£750

£750

Holiday Cancellation Cover

£1,000

£1,500

Loss by Theft or Straying

£1,000

£1,500

Advertising and Reward

£250

£250

Vet Advice Line

Behavioural treatment

Farewell cover

£100

£150

Back

PawSquad gives you:

  • Unhurried consultations with a Royal College of Veterinary Surgeons registered vet with at least five years of clinical experience
  • Immediate access over phone, text or video
  • Follow-up reports on your pet’s health and treatment plans
  • Awareness of treatment options tailored to your pet’s needs

Sign up now Already signed up? Go to PawSquad

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