Provided by Ultimate Pet Partners Limited. Read more.

Cat Insurance

No upper age limit with our cat cover

We know your kitty is a valued member of your family which is why we created our cat insurance to suit your pet and budget

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Cats are undoubtedly one of the nation’s favourite pets – there are over 8million pet cats in the UK, second only to dogs at 8.5million (RSPCA 2017). Despite being fiercely independent, there may come a time where your feline friend needs help, and that’s where Admiral Cat Insurance steps in.

Whether you’ve brought a new kitten into the home or you have a cat ruling the roost, Admiral Pet Insurance covers all types of cat aged eight weeks and above; there’s no upper age limit so our cover is available for older cats too.

Is pet insurance worth it for a cat?

A domesticated cat is more than just an animal, and just like any other member of our family, we all want the best for our mog. Unlike car insurance, it’s not compulsory, but can help out pet owners with unexpected vet bills, emergency cattery fees and lots more.

We know everyday living costs can quickly mount up, but if you’re looking for peace of mind with pet insurance, we offer a wide range of cover options that could suit both yours and your cat’s needs.


New accidents and illnesses (conditions) are covered up to the specified financial limit in each policy term. If the limit is reached, the cover stops until the policy is renewed. At the renewal date the limit is fully reinstated and the condition(s) will continue to be covered.

Maximum benefit

New accidents and illnesses (conditions) are covered up to the specified financial limit for each separate condition. Once the financial limit is reached the condition is excluded. Ongoing cover is provided until the condition financial limit has been met.


New accidents and illnesses (conditions) are covered up to the specified financial limit for up to 12 months from the date the condition was first noticed by you or your vet. If the limit is reached within 12 months from the date the condition was first noticed, the condition becomes excluded. Ongoing cover is provided until the financial limit has been reached or 12 months has passed from the date the condition was first noticed by you or your vet.

Accident only

Cover is provided for vet fees, only as a result of a sudden and unexpected injury to the cat caused by an accident. Illness is not covered.

Our Lifetime, Maximum benefit and 12-month cover are subject to Admiral inviting the policy renewal and payment of premiums by the due date. No further cover will be provided beyond the cancellation or expiry of the policy.

Cheap cat insurance might not provide the right level of care for your beloved pet, so make sure you read the all policy benefits closely before making your choice.

For more information on each level of Admiral cover, visit the pet insurance page.

Top 12 cats on cover

Here at Admiral Pet Insurance, we cover all types of cats but here are the 12 most popular we have on cover

Moggie / mixed breed cat


Domestic longhair

Non-pedigree shorthair

British Shorthair





Exotic Shorthair

Maine Coon

Norwegian Forest Cat

What’s covered by Admiral Cat Insurance?

We offer insurance for one cat, multiple cats or even combined cat and dog insurance – however many kitties are roaming your home, rest assured they’ll get all of these great benefits with Admiral Cat Insurance.

Vetinary & Dentistry fees

A range of cover up to £10,000 per year available with our Premier Plus insurance

Dentistry fees

Amount covered per accident or injury depends on level of cover you choose (not available with Accident Only cover)

Emergency cattery fees

We will pay up to the policy limits for your cat to go into a cattery, or be looked after from your home, if you are hospitalised for longer than four consecutive days

Loss by theft or straying

Cover if your cat goes missing or is stolen

Holiday cancellation

We will pay up to the policy limits for travel and accommodation expenses if you have to can or cut short your holiday because your cat needs immediate lifesaving surgery

Did you know?

Admiral Pet Insurance provides a find a vet service – we can put you in touch with a local vet where ever you are in the UK. Simply call 0330 102 5742.

What information do I need to get a cat insurance quote?

To get a quote, we just need the following details about them:

  • Name
  • Gender
  • Breed
  • Date of birth
  • Price
  • Whether they've been neutered/spayed

And about you:

  • Name
  • Date of birth
  • Address
  • Email address
  • Phone number
  • Date you'd like the policy to start

Kittens are renowned for getting themselves into lots of mischief, so if you’re a new cat owner, check out our guide on making your home safe for a kitten.

Your questions answered

Does cat insurance cover dental work?

We will pay up to the policy limits shown in your booklet for dental treatment needed as a direct result of an accident or injury to your pet. Dentistry work is covered under the Veterinary Fees section of your policy.

Can I combine cat and dog insurance?

If you have more than one cat or dog in your home, a multi pet policy could be the perfect fit. For every pet you add to your multi pet cover, we’ll give you a 5% discount on each, and you’ll get that every year you renew with Admiral!. If you’re welcoming a new cat or dog into your home, check out our guide on introducing a dog to a cat.

Will my insurance cover vaccinations/shots or neutering/spaying my cat?

Any costs for preventative, routine or elective treatment including but not limited to neutering/spaying your cat are not covered under your pet policy

Can I get pet insurance if my cat is already sick and receiving treatment?

Any conditions that either showed symptoms, or treatment started, before your Admiral policy began will not be covered.

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Ultimate Pet Partners Limited

Admiral Pet Insurance is arranged and administered by Ultimate Pet Partners Limited (5th Floor, The Connect Centre, Kingston Crescent, Portsmouth, Hampshire PO2 8DE) who are an Appointed Representative of Ultimate Insurance Solutions Limited - FCA number 311368 which is authorised and regulated by the Financial Conduct Authority.