Cat Insurance

Happy pet, happy home

Cover for eight-week-old kittens to senior cats. Purrrrfect for your pet and budget.

What's covered?

Cover for your feline friends

Cats are undoubtedly one of the nation’s favourite pets – there are over eight million pet cats in the UK, second only to dogs at nine million (RSPCA 2018). Despite being fiercely independent, there may come a time where your feline friend needs help, and that’s where Admiral Cat Insurance steps in.

Whether you need kitten insurance for the new kitten in your home or you have a senior cat ruling the roost, Admiral Cat Insurance covers all types of cat aged eight weeks and above; with no upper age limit, older cats can be covered too.

(New)24-Hour Vet Helpline

We know how distressing it can be when our little pets are under the weather, so we’re delighted to offer Admiral Pet Insurance customers access to a 24-hour vet helpline.

With any level of pet insurance you buy, our vet helpline offers you peace of mind that a professional is always just a phone call away - 24 hours a day, 365 days a year.

Read more

Is pet insurance worth it for a cat?

A domesticated cat is more than just an animal, and just like any other member of our family, we all want the best for our mog. Unlike car insurance, it’s not compulsory, but can help out pet owners with unexpected vet bills, emergency cattery fees and lots more.

We know everyday living costs can quickly mount up, but if you’re looking for peace of mind with cat or kitten insurance, Admiral offers a wide range of cover options that could suit both yours and your cat’s needs.

Lifetime Cover

With Lifetime Cover, new accidents and illnesses (conditions) are covered up to the specified financial limit in each policy term. If the limit is reached, the cover stops until the policy is renewed. At the renewal date the limit is fully reinstated and the condition(s) will continue to be covered.

Maximum Benefit Cover

New accidents and illnesses (conditions) are covered up to the specified financial limit for each separate condition. Once the financial limit is reached the condition is excluded. Ongoing cover is provided until the condition financial limit has been met.

12-Month Cover

New accidents and illnesses (conditions) are covered up to the specified financial limit for up to 12 months from the date the condition was first noticed by you or your vet. If the limit is reached within 12 months from the date the condition was first noticed, the condition becomes excluded. Ongoing cover is provided until the financial limit has been reached or 12 months has passed from the date the condition was first noticed by you or your vet,whichever is sooner.

Good to know

You can claim for accidents just 24 hours after your policy starts and for illnesses showing ‘Clinical Signs’ 14 days after.

Clinical Signs means changes in your pet’s normal healthy state, its bodily functions or behaviour.

Pre-existing medical conditions aren’t covered by Admiral Pet Insurance. All cover is subject to premiums being up to date, policy remaining in force and insurer offering renewal.

Cheap cat Insurance might not provide the right level of care for your beloved pet, so make sure you read the full policy benefits closely before making your choice.

For more information on each level of Admiral cover, visit the pet insurance page.

Get a 5% discount with multi pet

If you have more than one cat or dog in your home, multi pet insurance could be the perfect fit. For every pet you add to your multi pet cover, you'll get a 5% discount on each policy, and you'll get that every year you renew with Admiral Pet Insurance!

Minimum premium spend required to be eligible for discount, £93.38 for dogs and £68.33 for cats.

Top 10 cats on cover

Here at Admiral Pet Insurance, all types of cats can be covered - but here are the 10 most popular breeds enjoying Admiral cover.

Moggie / mixed breed

Domestic shorthair

Domestic longhair


British shorthair






Common health problems for cats

Some breeds are more likely to suffer from certain health issues than others, so we've put together a guide on seven popular cats and their common concerns, plus a jargon-busting glossary of medical terms.

Tell me more

What’s covered by Admiral Cat Insurance?

You can cover one cat, multiple cats or even combine cat and dog insurance. No matter how many kitties roam your home, rest assured they’ll get all of these great benefits with Admrial Cat Insurance.

Veterinary & Dentistry fees

A range of cover up to £10,000 per year available with Premier Plus

Dentistry fees

Amount covered per accident or injury depends on level of cover you choose

Emergency cattery fees

The costs for your cat to go into a cattery, or be looked after at your home, are covered up to the policy limit, if you're hospitalised for longer than four consecutive days

Loss by theft or straying

Cover if your cat goes missing or is stolen

Holiday cancellation

Travel and accommodation expenses are covered up to the policy limit if you have to cancel or cut short your holiday because your cat needs immediate lifesaving surgery

Vet finder service

Admiral Pet Insurance provides a find a vet service – you'll be put in touch with a local vet wherever you are in the UK.

Call us

What information do I need to get a cat insurance quote?

To get a cat or kitten insurance quote, we just need the following details about your pet:

  • Name
  • Gender
  • Breed
  • Date of birth
  • Price
  • Whether they've been neutered/spayed

And about you:

  • Name
  • Date of birth
  • Address
  • Email address
  • Phone number
  • Date you'd like the policy to start

Kittens are renowned for getting themselves into lots of mischief, so if you’re a new cat owner, check out our guide on making your home safe for a kitten.

Useful guides

How to keep your pets safe at home

How to keep your pets safe at home

Pet safety tips
Make sure your home is a happy one for new pets

Make sure your home is a happy one for new pets

Introducing pets
Pet vaccines and insurance

Pet vaccines and insurance

Vaccine guide

Your questions answered

Does cat insurance cover dental work?

We will pay up to the policy limits shown in your booklet for dental treatment needed as a direct result of an accident or injury to your pet. Dentistry work is covered under the Veterinary Fees section of your policy.

Can I combine cat and dog insurance?

If you have more than one cat or dog in your home, a multi pet policy could be the perfect fit. For every pet you add to your multi pet cover, we’ll give you a 5% discount on each, and you’ll get that every year you renew with Admiral!. If you’re welcoming a new cat or dog into your home, check out our guide on introducing a dog to a cat.

Will my insurance cover vaccinations/shots or neutering/spaying my cat?

Any costs for preventative, routine or elective treatment including but not limited to neutering/spaying your cat are not covered under your pet policy

Can I get pet insurance if my cat is already sick and receiving treatment?

Any conditions that either showed symptoms, or treatment started, before your Admiral policy began will not be covered.

Insurance Factory Ltd

For pet insurance, Admiral introduce to Insurance Factory Ltd who arrange and administer the policy. Insurance Factory Ltd is authorised and regulated by the Financial Conduct Authority (No. 306164). Registered in England and Wales Number 02982445. Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.  The policy is underwritten by HDI Global Specialty SE UK. Registered in Germany, registration number HRB 211924. Registered Office Roderbruchstraße 26, 30655 Hannover, Germany acting through its UK branch whose office is located at 10 Fenchurch Street, London EC3M 3BE, United Kingdom. Authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht, and authorised to limited regulation by the Financial Conduct Authority (FCA No. 659331). Third party liability (dogs only) is underwritten by Ageas Insurance Limited, Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire SO53 3YA, Registered in England and Wales No. 354568.