Car Finance
How Admiral Car Finance works
Choose your finance
Fill in your details to start your car finance journey.
We sort the boring stuff
We'll arrange the payment with the car dealer (for HP/PCP).
Drive away
That’s it! grab the keys, and drive away in your dream car.
Admiral have different options to help you get behind the wheel of a new car. Not sure if Personal Contract Purchase, Hire Purchase or an Unsecured Car Loan is best for you? Take a look below.
Personal
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Hire
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Unsecured
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Fixed monthly payments |
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Usually requires a deposit |
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Secured against the car |
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Excess mileage charges |
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Optional final balloon payment |
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Own the car outright immediately |
Good to know
Remember, with Hire Purchase and PCP, you do not own the vehicle until all contractual repayments have been made. Failure to maintain payments could result in the vehicle being repossessed.
Everything you need for Admiral Car Finance
You'll need to fill in the below first so we can check your eligibility
Your name and date of birth |
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3 years of address history |
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Your loan amount |
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Your contact details, income, outgoings and employment history |
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The date you want your monthly payments to leave your bank account |
To complete your application you'll need:
The details of the car you're buying |
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Your bank details |
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The car dealer’s address and bank details |
Your questions answered
Who can apply for Admiral Car Finance?
To be eligible for a loan you must:
- be a permanent resident of England, Wales or Scotland,
- have lived in the UK for at least three years,
- be aged between 18 and 74 and won’t be 75 or over at the end of the loan term
- be in employment, or retired and have a minimum annual income of £10,000
- not have had any County Court Judgements (CCJs) in the last three years
- not have been made bankrupt, had any Debt Relief Orders or gone through Individual Voluntary Arrangements in the last six years
- have a UK bank account in your name
- not be using the car for commercial purposes.
Will a car finance application have an impact on my credit rating?
Before you make a full application, you can get a car finance quote. This is a soft search, which is only visible to you and won’t affect your credit history. You can edit your quote while you’re shopping around for your new car, without affecting your credit rating. When you’ve found the car you want and applied for Admiral Car Finance, we’ll run a full credit check which will leave a hard footprint on your credit file.
Do I need to know the car reg I'm buying before getting a car finance quote?
If you're not sure which car you're going to buy, you can get an indicative car finance quote which will confirm if you’re eligible for Admiral Car Finance (subject to affordability, fraud and vehicle checks). Once you know which car you’re going to buy and can give us the car registration number, we can give you an accurate quote.
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Admiral One, Admiral Loans and Admiral Car finance are all trading names of Admiral Financial Services Limited (AFSL). The maximum APR we offer is 29.9%. Please see our terms and conditions here.
Admiral Financial Services Limited (AFSL) is a registered data controller (No. ZA257412). The data controller is Admiral Financial Services Limited. You acknowledge that by providing your personal data to us, you consent to its processing in the manners outlined in our Privacy Policy. Click here to read. If you have any queries about the manner in which your data is processed, please write to: Data Protection Officer, Admiral Financial Services Limited, Tŷ Admiral, David Street, Cardiff CF10 2EH.
AFSL are a member of the Finance and Leasing Association (FLA) who are an industry leader in promoting best practice within the motor finance, consumer and asset businesses in the UK. As a member we are subscribed to their Lending Code. Click here to download a copy of their Lending Code.
Admiral Car Finance is rated 9.6 out of 10 based on 285 reviews from the last 12 months