Home Insurance optional add-ons

Take protecting your home one step further

Tailor your policy by adding optional extras which are suited to you and your property.

What are home insurance add-ons?

Optional add-ons are extra cover you can add to your home insurance policy.

They cover specific things like accidental damage or high-risk items, so you can personalise your insurance to suit you.

Don’t forget to check your home insurance policy before getting an optional add-on. You don’t want to get too much cover and pay for something you already have.

The add-on will be active in line with your home insurance renewal date.

Personalise your cover with these add-ons

Home Emergency cover

Protecting you against unexpected incidents that result in total failure and need immediate attention - like broken boilers, pipes or radiators.

Home Emergency cover

Accidental Damage cover

Breathe easy knowing you're protected from accidental damage to your building or contents.

Accidental Damage cover

Personal Possessions cover

Up to £20,000 cover for all your favourite things - from jewellery and handbags to sporting equipment.

Personal Possessions cover

High Risk Item cover

Enhanced cover for your valuable possessions like musical instruments, computers or works of art that are worth over £2,000.

High Risk Item cover

Host Insurance

A helping hand if your home or the possessions inside it are damaged by a paying guest.

Host Insurance

Bicycle cover

A safety net if you or your family's bicycles are lost, stolen or damaged.

Bicycle cover

Useful guides

How to prevent common home insurance claims

Learn how to spot and prevent some common issues in your home.

Prevent claims

Home maintenance checklist for every season

Our advice on how to keep your home in good shape all year round.

Maintain your home

A guide to Accidental Damage cover

Find out what kind of accidents we can cover you for.

Learn more

Your questions, answered

If you have any more questions about your policy, head to our FAQ page below to learn more.

Home Insurance FAQs