What are home insurance add-ons?
Optional add-ons are extra cover you can add to your home insurance policy.
They cover specific things like accidental damage or high-risk items, so you can personalise your insurance to suit you.
Don’t forget to check your home insurance policy before getting an optional add-on. You don’t want to get too much cover and pay for something you already have.
The add-on will be active in line with your home insurance renewal date.
Home Emergency cover
Protecting you against unexpected incidents that result in total failure and need immediate attention - like broken boilers, pipes or radiators.
Family Legal Protection
Up to £100,000 in legal costs and expert advice to safeguard you and your family from things like employment and property disputes or identity theft.
Accidental Damage cover
Breathe easy knowing you're protected from accidental damage to your building or contents.
Personal Possessions cover
Up to £20,000 cover for all your favourite things - from jewellery and handbags to sporting equipment.
High Risk Item cover
Enhanced cover for your valuable possessions like musical instruments, computers or works of art that are worth over £2,000.
Host Insurance
A helping hand if your home or the possessions inside it are damaged by a paying guest.
Bicycle cover
A safety net if you or your family's bicycles are lost, stolen or damaged.
How to prevent common home insurance claims
Learn how to spot and prevent some common issues in your home.
Prevent claims
Home maintenance checklist for every season
Our advice on how to keep your home in good shape all year round.
Maintain your home
Your questions, answered
If you have any more questions about your policy, head to our FAQ page below to learn more.
Home Insurance FAQs