Multi Car Insurance

If you have multiple private cars including camper vans or a classic car (not company or commercial), then it could save you money. Read our guide to find out more about multi car.

If a policyholder covered by your policy makes a claim or a claim is made against them, only they are affected. The No Claims Bonus of any other policyholders covered by the same policy won't be affected.

No, if you are immediate family then you can live at different addresses. So, if your son or daughter has left home you can still get the benefit of a discount.

Only the people listed under section 5 of the current Certificate of Motor Insurance for a particular car can drive that car. If you want to add drivers to one of the cars, either for a few days or for the rest of your policy term, you can do this in MyAccount. The drivers must be eligible for insurance with Admiral. There is a charge for adding drivers to your policy, which we'll tell you when you call.

You get discounts on each car you insure and you can spread the cost by paying for your insurance over 12 months.

If your son, daughter, wife, husband or any other policyholder on your cover makes a claim, or a claim is made against them, while they're driving their own car it won't affect any of the other policyholders' No Claims Bonus. However, if they have an accident in your car (which you are policyholder for) then your No Claims Bonus will be affected, but not for the other cars.

If you currently have your car insured with Admiral but would like to get a quote for a MultiCar policy that's fine. Login to MyAccount and get a quote today.

You won't have to cancel your existing policy as you'll receive your discount on your new car straight away.

All cars on the policy will renew on the same date.

No you won't need to cancel insurance for the other cars until it's up for renewal - they simply join our policy when it's time for renewal. When they're ready to come onto your policy they'll earn their own discounts.

Not at all. You can change cars any time you like during the term of the insurance policy. (Admin fee applies).

No, you can cover all the cars registered at one address no matter who they belong to, as there will be multiple policyholders. For immediate family members they can still be covered under your policy, even if they live at different addresses.

Call our Claims Department. Our Make a claim page will give you some more information about making a claim.

We're open Mon - Fri 8am - 9pm, Sat 9am - 5pm, Sun 10am - 4pm.

No Claims Bonus (NCB) or No Claims Discount applies to a single car so can’t be applied to another car on your multi car policy; each car on the policy earns its own NCB. If you sell a car, you can transfer its NCB over.

Yes - on a two car policy, for example, one car can have Comprehensive cover while the other can have Third Party, Fire and Theft. The excess can differ based on various criteria such as age of drivers and type of car.

Yes, you can add cars and vans to both MultiCar and MultiCover policies.

Once you’ve registered your claim, and if your car is economical to repair, one of our Approved Repairers will:

1. Collect your vehicle if it’s undriveable
2. Send the estimate straight to us
3. Give you a courtesy vehicle while yours is being repaired 
4. Use manufacturer parts that won’t affect your warranty on vehicles of all ages
5. Provide a lifetime guarantee on all repairs completed on your vehicle for as long as you own it
6. Clean your vehicle before it’s returned

Immediate family includes a person’s partner, parents, grandparents, children, grandchildren, brothers and sisters, mother in law and father in law, brothers in law and sisters in law, daughters in law and sons in law. Adopted, half, and step members are also included in immediate family.

You can add up to seven cars online. If you'd like to add more - you can have up to 20 - just give one of our friendly team a call on 0330 134 3206