Multi Car Insurance

Bundle your car insurance, get the best cover, and get a MultiCar discount.

A video guide to MultiCar Insurance

5 Star Car Insurance from Admiral

Admiral, Gold, and Platinum comprehensive cover has been awarded a five-star rating by Defaqto

Already an Admiral Car Insurance customer?

Get MultiCar discounts when you insure more than one car with us.

Or insure your home and car together for MultiCover discounts on every product you add.

Add a car online today

What is multi car insurance?

Multi car insurance offers the same cover as our standard car insurance policy, but allows you to insure multiple cars on one policy – so you’ll have just one renewal date after 12 months.

You’ll get a discount for every car added and each earns its own No Claims Bonus.

How does multi car insurance work?

It's as Easy as...

Start your policy now with one car and get your first MultiCar discount

Other cars join the policy later, when due for renewal, for more MultiCar discounts

The more cars you add the more MultiCar discounts you get

How does multi car discount work?

Insure multiple cars on one policy and get an Admiral MultiCar discount for every car you add. You’ll get an immediate discount when the policy starts and every car you add earns its own discount. Add your family to the policy to earn more discounts.

Find the right level of cover to suit you

It’s important you have the right level of cover for every vehicle, so you’re not left short should you ever need to make a claim.

If you’re comparing multiple car insurance quotes, be sure to come to Admiral directly as our Multi Car Insurance isn't on comparison websites.

Why you should choose Admiral Multi Car Insurance

One renewal date

Each time you bring a car on cover, the renewal date of each car automatically aligns, helping to take the stress out of shopping for multiple policies each year.

No Claims Bonus accelerator

Every car that’s on cover for more than three months gets a full year’s No Claims Bonus – perfect for new drivers wanting to build it up.

No Claims Bonus Promise

If a claim’s made, it only affects the No Claims Bonus of that vehicle or policyholder. All other vehicles and policyholders are unaffected.

One policy for all cars

Only one set of documents to review and keep.

Customer portal

Every policyholder gets a customer portal to manage their own policy.

Family car insurance

As long as the cars belong to immediate family members, they don't even have to be registered to the same address.

What's included with MultiCar?

When you compare car insurance, a cheap multi car insurance quote might not be the best option for you - take the time to read the features.

Our comprehensive MultiCar cover (excluding Essential tier) comes with these great features as standard.

Courtesy car

You’ll get a courtesy car while yours is being repaired at an Admiral-approved garage.

Uninsured driver promise

Your No Claims Bonus is protected and we'll cover your excess if you're in a non-fault accident with an uninsured driver - just give us the registration number of the other car.

New car replacement

If you’re the first registered keeper of a car under a year old, we’ll replace it for the same make, model and specification if it's written off.

Windscreen repair

We’ll repair or replace your windscreen (excess applies).

European Cover

Driving holiday in Europe? You get up to 90 days’ cover as standard.

Sat-Nav and Personal Belongings Cover

If your personal belongings or effects are damaged or stolen while in your car, we'll pay up to £200 to help you replace them.

24 Hour Emergency Helpline

Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.

Lifetime guarantee

All repairs carried out by our approved repairers come with a lifetime guarantee, if you own the car.

Battery Cover

Electric and hybrid car batteries are covered for accidental damage, fire and theft.

Charging Equipment

Protects your electric vehicle or hybrid's standard charging cables against accidental damage, fire and theft.

Award-winning, best in class Multi Car Insurance

Admiral Awards

Admiral, Gold, and Platinum comprehensive MultiCar Insurance has been awarded five-stars by Defaqto and also features on the Forbes Advisor 2021 Best Multi-Car Insurance list.

Your questions answered

We're sure you'll love our great discounts, but maybe you have a few questions. You can find answers in this section.

Do I need a green card to drive in the EU?

The UK government has confirmed that Green Cards are no longer required to drive in:

  • Countries in the European Union (EU)
  • Countries in the European Economic Area (EEA)
  • Andorra
  • Bosnia & Herzegovina
  • Serbia
  • Switzerland

We don’t supply Green Cards for any other country. Essential tier customers will need extra cover to drive abroad.

Will I be able to drive all the cars on the policy?

You must be named as a driver under section 5 of the car's Certificate of Motor Insurance, to be able to drive it.

How many years am I tied into a policy?

The policy lasts 12 months; you then have the option to renew at the end of the year as normal. If you add another vehicle mid-term they will be insured up to the original renewal date on a pro-rata basis.

Is Multi Car Insurance for me?

If you have multiple private cars including camper vans or a classic car (not company or commercial), then it could save you money. Read our guide to find out more about multi car.

Will my No Claims Bonus be affected if a claim is made?

If a policyholder covered by your policy makes a claim or a claim is made against them, only they are affected. The No Claims Bonus of any other policyholders covered by the same policy won't be affected.

Do the cars need to be at the same address?

No, if you are immediate family then you can live at different addresses. So, if your son or daughter has left home you can still get the benefit of a discount.

Who can drive my car?

Only the people listed under section 5 of the current Certificate of Motor Insurance for a particular car can drive that car. If you want to add drivers to one of the cars, either for a few days or for the rest of your policy term, you can do this in MyAccount. The drivers must be eligible for insurance with Admiral. There is a charge for adding drivers to your policy, which we'll tell you when you call.

If all the renewal dates are the same, won't I get a big bill?

You get discounts on each car you insure and you can spread the cost by paying for your insurance over 12 months.

If my son crashes will it affect my NCB?

If your son, daughter, wife, husband or any other policyholder on your cover makes a claim, or a claim is made against them, while they're driving their own car it won't affect any of the other policyholders' No Claims Bonus. However, if they have an accident in your car (which you are policyholder for) then your No Claims Bonus will be affected, but not for the other cars.

What if I already insure with Admiral?

If you currently have your car insured with Admiral but would like to get a quote for a MultiCar policy that's fine. Login to MyAccount and get a quote today.

You won't have to cancel your existing policy as you'll receive your discount on your new car straight away.

All cars on the policy will renew on the same date.

If I buy a MultiCar policy will I have to cancel my other insurance policy for the second car?

No you won't need to cancel insurance for the other cars until it's up for renewal - they simply join our policy when it's time for renewal. When they're ready to come onto your policy they'll earn their own discounts.

Won't it be difficult to change my car?

Not at all. You can change cars any time you like during the term of the insurance policy. (Admin fee applies).

Do I have to be married to get Multi Car Insurance?

No, you can cover all the cars registered at one address no matter who they belong to, as there will be multiple policyholders. For immediate family members they can still be covered under your policy, even if they live at different addresses.

How do I make a claim?

Call our Claims Department. Our Make a claim page will give you some more information about making a claim.

We're open Mon - Fri 8am - 9pm, Sat 9am - 5pm, Sun 10am - 4pm.

Can I use my no claims discount on two cars?

No Claims Bonus (NCB) or No Claims Discount applies to a single car so can’t be applied to another car on your multi car policy; each car on the policy earns its own NCB. If you sell a car, you can transfer its NCB over.

Can the cars have different levels of cover and excess?

Yes - on a two car policy, for example, one car can have Comprehensive cover while the other can have Third Party, Fire and Theft. The excess can differ based on various criteria such as age of drivers and type of car.

Can I add a van to my Multi Car policy?

Yes, you can add cars and vans to both MultiCar and MultiCover policies.

How do I get my car repaired?

Once you’ve registered your claim, and if your car is economical to repair, one of our Approved Repairers will:

  1. Collect your vehicle if it’s undriveable
  2. Send the estimate straight to us
  3. Give you a courtesy vehicle while yours is being repaired 
  4. Use manufacturer parts that won’t affect your warranty on vehicles of all ages
  5. Provide a lifetime guarantee on all repairs completed on your vehicle for as long as you own it
  6. Clean your vehicle before it’s returned

What do you class as immediate family?

Immediate family includes a person’s partner, parents, grandparents, children, grandchildren, brothers and sisters, mother in law and father in law, brothers in law and sisters in law, daughters in law and sons in law. Adopted, half, and step members are also included in immediate family.

How many cars can I add to a Multi Car policy?

You can add up to seven cars online. If you'd like to add more - you can have up to 20 - just give one of our friendly team a call on 0330 134 3206

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What you need for a MultiCar quote

All you need for a multi car quote

We've tried to make getting a MultiCar Insurance quote as easy as possible but you'll need some information to hand so we can help you get your discounts.

For each car, you'll need:

  • the car registration and/or make and model
  • their renewal dates

For each driver, you'll need:

  • their name
  • their date of birth
  • any insurance claims they've made
  • any driving convictions they have

Adding a car to an existing policy

How to Add a Car in My Account

It's as simple as logging in and adding the car details, plus save money with reduced admin fees by making policy changes in MyAccount.

Log in to MyAccount

You'll find the link to MyAccount on this page.

Add car details

Enter details about the car and where it's kept.

Get a quote and confirm

You'll get a quote, if you're happy, just confirm.

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