MultiCar Insurance

You must be named as a driver under section 5 of the car's Certificate of Motor Insurance, to be able to drive it.

The policy lasts 12 months; you then have the option to renew at the end of the year as normal. If you add another vehicle mid-term they will be insured up to the original renewal date on a pro-rata basis.

If you have multiple private cars including camper vans or a classic car (not company or commercial), then it could save you money. Read our guide to find out more about multi car.

If a policyholder covered by your policy makes a claim or a claim is made against them, only they are affected. The No Claims Bonus of any other policyholders covered by the same policy won't be affected.

No, if you are immediate family then you can live at different addresses. So, if your son or daughter has left home you can still get the benefit of a discount.

Only the people listed under section 5 of the current Certificate of Motor Insurance for a particular car can drive that car. If you want to add drivers to one of the cars, either for a few days or for the rest of your policy term, call our Customer Service Department. The drivers must be eligible for insurance with Admiral. There is a charge for adding drivers to your policy, which we'll tell you when you call.

You get discounts on each car you insure and you can spread the cost by paying for your insurance over 12 months.

If your son, daughter, wife, husband or any other policyholder on your cover makes a claim, or a claim is made against them, while they're driving their own car it won't affect any of the other policyholders' No Claims Bonus. However, if they have an accident in your car (which you are policyholder for) then your No Claims Bonus will be affected, but not for the other cars.

If you currently have your car insured with Admiral but would like to get a quote for a MultiCar policy that's fine. Call our sales team and they'll guide you through the quote.

You won't have to cancel your existing policy as you'll receive your discount on your new car straight away.

All cars on the policy will renew on the same date.

No you won't need to cancel insurance for the other cars until it's up for renewal - they simply join our policy when it's time for renewal. When they're ready to come onto your policy they'll earn their own discounts.

Not at all. You can change cars any time you like during the term of the insurance policy. (Admin fee applies).

No, you can cover all the cars registered at one address no matter who they belong to, as there will be multiple policyholders. For immediate family members they can still be covered under your policy, even if they live at different addresses.

Call our Claims Department. Our Make a claim page will give you some more information about making a claim.

We're open Mon - Fri 8am - 9pm, Sat 9am - 5pm, Sun 10am - 4pm.

No Claims Bonus (NCB) or No Claims Discount applies to a single car so can’t be applied to another car on your multi car policy; each car on the policy earns its own NCB. If you sell a car, you can transfer its NCB over.

Yes - on a two car policy, for example, one car can have Comprehensive cover while the other can have Third Party, Fire and Theft. The excess can differ based on various criteria such as age of drivers and type of car.

You can only add cars to a MultiCar policy. But you can add cars, vans and even your home onto our MultiCover policy.

In the event of a no-deal Brexit, or at the end of any transitional period when we leave the EU, you’ll need a Green Card to drive your vehicle in:

• Countries in the European Union (EU)
• Countries in the European Economic Area (EEA)
• Switzerland
• Andorra
• Serbia

If you’re concerned you may be abroad in one of the countries listed above in the coming months when there’s a chance we could leave the EU, you can request a Green Card using our online form.

You must carry a physical copy with you, so you’ll need to request it as soon as possible before you’re due to travel to make sure there’s time to post it out to you.