More and more people are working as a courier or delivery driver, delivering parcels or takeaways. For this reason, it’s important you have the cover you need, and that’s where our courier car insurance comes in.
Also known as Carriage of goods for hire and reward or food delivery car insurance, this type of car insurance for couriers protects you and your car when you’re out and about making deliveries.
If you deliver goods, parcels or fast food on behalf of someone else, it’s important to make sure you’re covered when it matters with delivery car insurance.
Admiral Car Insurance offers four categories of cover (also known as the class of use) to choose from:
Social and domestic pleasure |
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Commuting |
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Business |
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Carriage of goods for hire and reward |
If you use your car to make deliveries, select Carriage of goods for hire and reward as your class of use when getting a quote.
This covers anyone using their car to deliver third party goods, making it ideal for couriers or delivery drivers. You’ll then need to decide what level of cover you want:
Comprehensive |
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Third Party, Fire & Theft |
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Third Party Only |
Your employer may already provide Carriage of goods for hire and reward cover, so please check this before you buy. And bear in mind that the vehicle is covered, but any goods, food or merchandise you’re carrying aren’t – you’ll need extra cover for that.
It also excludes the carriage of passengers for hire and reward, meaning you aren’t covered to use your car to give lifts to paying passengers through Uber, for example.
However, if you’re delivering through Uber Eats, for example, you’ll be covered through our fast food delivery insurance.
Our comprehensive policies (except Essential) include these great features and benefits as standard
Policyholders are eligible for the repair and replacement of windscreens (excess applies).
Use of a courtesy car whilst your car is being repaired at an Admiral approved garage.
Up to 90 days cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.
Uninsured Driver Promise |
We’ll repay your excess and your No Claims Bonus won’t be affected if you have an accident with an uninsured driver that isn’t your fault, as long as you have details about the other vehicle. |
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£5,000 Personal Injury Cover |
Get £5,000 of personal injury cover for you and your partner. |
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Sat-Nav and Personal Belongings Cover |
If your personal belongings or effects are damaged or stolen while in your car, we'll pay up to £200 to help you replace them. |
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24 Hour Emergency Helpline |
Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage. |
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Bonus Match |
Insure a second car with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well. |
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Battery Cover |
Electric and hybrid car batteries are covered for accidental damage, fire and theft. |
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Charging Equipment |
Protects your electric vehicle or hybrid's standard charging cables against accidental damage, fire and theft. |
When shopping around, the cheapest car insurance quote may not be the best option for you – does it cover everything you need? You know what’s included with our cover, so take a look at why our customers love it.
97% of customers would buy from us again. Based on 6726 respondents between Jan and Jun 2021.
21 million policies: Over the past 25 years, the Admiral Group has served millions of policies to our vast customer base.
The Best Car Insurance Provider 2020/21 in the Personal Finance Awards, as voted for by consumers.
Getting a quote is easy if you have this information handy before you call:
Your car registration is ideal, but if you can’t remember that just tell us the make, model and year.
Your previous car insurer will tell you this if you can’t find it on your existing policy documents.
Whether you're a learner driver, newly passed or a bit more experienced but still under 25, we have car insurance that's right for you.
Whether it's a beloved classic motor or a newer green vehicle, we've got the right type of cover for your car.
Make sure you and the people you love are covered against unwanted surprises.
Unlimited UK roadside recoveries – 24/7, 365 days a year
Look after you! Help when you're injured, even in someone else's car
We'll keep you on the road with a hire car if yours is written off or stolen
If you're in an accident that's not your fault, this cover will help with legal costs