Provided by Ultimate Pet Partners Limited. Read more.

Pet Insurance

Give your cat or dog the cover they deserve

Whether you are looking for cat insurance or dog insurance, Admiral Pet Insurance could help give your pet the cover they need.

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pet insurance

Why choose Admiral Pet Insurance?

Choose from a range of cover, making it easier and more affordable to meet the needs of you and your pets.

Lifetime Cover
Maximum Benefit Cover
12 Month Cover

Check out our cover options

Lifetime Cover

  • Vet fees for an accidental injury up to £10K
  • Vet fees for a new illness up to £10K
  • Up to £2M Third party liability for dogs
  • Up to £2,500 Dentistry after accident/injury
  • Continued cover for new illnesses at renewal up to cover fee limit
  • Refresh your illness cover limit at renewal
  • Three levels of cover to choose from

Max Benefit

  • Vet fees for an accidental injury up to £2.5K
  • Vet fees for a new illness up to £2.5K
  • £1.5M Third party liability for dogs
  • Up to £2,000 Dentistry after accident/injury
  • Continued cover for new illnesses at renewal up to cover fee limit
  • No refresh of your illness cover limit at renewal

    Refreshed cover limits are only available as part of our Lifetime Cover options

12 Month

  • Vet fees for an accidental injury up to £2K
  • Vet fees for a new illness up to £2K
  • £1M Third party liability for dogs
  • Up to £2,000 Dentistry after accident/injury
  • Illness only covered for 12 months
  • No refresh of your illness cover limit at renewal

    You can extend this by choosing our Max Benefit or Lifetime Cover options

Admiral Pet Insurance specialises in cover for your cat or dog

According to the Association of British Insurers, the cost of the average pet insurance claim is £757, more than twice the average annual premium for dogs and over three times that for cats. The number of claims has risen by 10% from 2016 to 2017 – but an estimated 67% of dogs and 84% of cats are still uninsured.

The cost of getting quality veterinary treatment can quickly run into thousands of pounds, so having the peace of mind your pet is covered for life-saving treatment can be invaluable.

What furry friend do you want to insure?


Loving companion

We recognise that your dog or cat is a loved and valued member of the family and so deserves the best care.

Whether you are looking for dog insurance, cat insurance or both, Admiral Pet Insurance offers a range of cover options to suit pet owners across the country.

What's included?

Lifetime Cover

Lifetime Cover is the most comprehensive type of pet insurance policy we provide. It covers accidents and illnesses up to the total policy limit, with no time restrictions. At each renewal the policy limit for veterinary fees is reset, so if you reached your policy limit the previous term, you can start claiming again.

Lifetime cover is only valid if your payments are up to date, the policy is live and we can offer you renewal. Choose between our Classic, Premier and Premier Plus products.

Maximum Benefit Cover

Maximum Benefit Cover gives you an allowance of veterinary fees for each condition. Each condition is covered with no time limit, until you've reached the fee cap. When the limit is reached, those conditions won’t be covered.

12 Month Cover

A 12 Month policy gives you an amount of veterinary fees for 12 months from the date the condition is first treated. When either the vet fee limit has been reached or the 12 months is up, the condition you claimed for will be excluded.

Get a 5% discount with multi pet

If you have more than one cat or dog in your home, a multi pet policy could be the perfect fit. For every additional pet you add to your multi pet cover, you’ll get a 5% discount, and you’ll get that every year you renew with Admiral!

What information do I need to get a pet insurance quote?

To get a price for your cat or dog cover with Admiral, you’ll need the following information about your pet:

  • Name
  • Gender
  • Breed
  • Date of birth
  • Price
  • Know whether they’ve been neutered/spayed, chipped/tagged
  • Colour

We’ll also need a few personal details about the pet owner:

  • Name
  • Date of birth
  • Address
  • Email address
  • Phone number
  • Date you’d like the policy to start

Meet Monty, Admiral's Pet Ambassador

Find out more about Instagram star and family-loving Monty the mini dachshund, and why he joined forces with Admiral Pet Insurance.

Meet Monty

Your questions answered

What is Lifetime Cover?

Lifetime Cover gives a financial limit for all new accidents and illnesses, combined each year.

When the financial limit is reached, no further claims can be made until the policy is renewed.

At renewal, the financial limit is fully reinstated as long as your policy remains active with no breaks and payments are kept up-to-date.

What would my pet insurance excess be?

An excess of £85 is deducted from your benefit for each individual illness or accidental injury treated. 

For pets over six-years-old an additional 10% will be deducted for Veterinary Fees, Complimentary Medicine, Cruciate Ligament Damage, Special Diet and Dentistry (where these are covered) for each claim payment. This amount will be deducted from the claims settlement.

Here's an example calculation for the amount you'll pay in the event of a claim for pets over six-years-old: 

If a valid claim arises for veterinary fees totalling £400    

  • The amount claimed = £400
  • Minus the fixed excess of £85 = £315
  • Minus the variable excess of 10% (£31.50) =  £283.50
  • Total excess paid by you (£85 + £31.50) = £116.50  
  • Total paid by us =  £283.50

A £250 excess applies once per claim for Third Party Liability cover (dogs only).

Will my pet be covered for third party damage?

If your pet damages someone else's personal items while in their property, Accidental Damage (Premier and Premier Plus Only) will cover the cost of repairing the damage or replacing the item, subject to the cover limit. Exceptions apply, see Section 8 of the policy booklet for full terms and conditions.

What is Third Party Liability (Dogs Only)?

This offers cover if your dog injures a person or another animal or causes damage to a property. It covers compensation, claimant costs and expenses such as legal costs and expenses subject to the cover limit. See Section 10 of the policy booklet for full terms and conditions.

Is there an age limit for insuring my pet?

Your pet must be at least eight-weeks-old before the can be covered. There's no upper age limit, making Admiral Pet Insurance perfect for older pets too.

How do I update my pet insurance policy details?

You can call the customer services team on 0330 102 5741

How do I renew my pet insurance?

If you pay monthly by Direct Debit you don't need to worry about calling – your policy will automatically renew after 12 months. If you pay annually, you’ll be invited to renew at the end of each term. To speak to someone in the Renewals team, call 0330 102 5761.

How do I make a claim on my pet insurance?

If you need to make a claim you can:

If the total veterinary fees are likely to exceed £1,000 you must inform Ultimate Pet Partners immediately on 0330 102 5745 for pre-authorisation as we might want to get a second opinion from our veterinary advisor.

Opening hours:

  • Monday-Friday: 8am – 9pm
  • Saturday: 9am – 2pm

Will you pay my vet directly?

Admiral can pay your vet directly if that’s what they’d prefer – just check with them and let us know.

Payments can be made directly into your or your vet's bank account if Admiral holds the account details. Alternatively, you can get a cheque.

Which vet can I use?

We know many people build up a longstanding trusting relationship with their vet practice, which is why we don't want to tell you which vet to use. We recommend taking your pet for regular check-ups, as well as maintaining their vaccinations, flea and worm treatment.

If you've not registered with a practice yet, visit the Royal College of Veterinary Surgeons database to find a vet near you.

How do I make a complaint?

If you're unhappy with any part of the service, please write to the Complaints Department at Ultimate Pet Partners Limited, 5th Floor, The Connect Centre, Kingston Crescent, North End, Portsmouth, Hampshire, PO2 8DE.

Alternatively, you can call on 0330 102 5741 or email

For more details on our complaint procedure, please click here.

How many pets can I add to my policy?

There's no limit to how many cats or dogs you add to your Admiral Pet Insurance policy.

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Ultimate Pet Partners Limited

Admiral Pet Insurance is arranged and administered by Ultimate Pet Partners Limited (5th Floor, The Connect Centre, Kingston Crescent, Portsmouth, Hampshire PO2 8DE) who are an Appointed Representative of Ultimate Insurance Solutions Limited - FCA number 311368 which is authorised and regulated by the Financial Conduct Authority.