Lifestyle Guides

Dental cover for pets

Like humans, family pets such as dogs and cats need to take care of their teeth.


Responsible pet care involves ensuring that your animal has access to any dental work they might need – whether that’s covering the cost of a dog’s tooth extraction or making sure cat teeth remain sharp and shiny with a visit to the vet dentist.

Unfortunately, dental care for animals doesn’t come cheap. Having the right insurance in place will help to pay for emergency vet fees if your animal has an accident involving its teeth or gums. Keep reading to find out why it’s a good idea to choose a pet insurance policy with dental cover included, and learn which type of cover might be best for your animal.

Why might my pet need dental cover?

From broken teeth to damaged gums, your pet’s daily antics could lead to a variety of mouth problems that require a visit to the veterinary clinic in order to be fixed.

Dogs love to chew, and the things they put in their mouths aren’t always good for their gnashers. It’s not uncommon for pooches to end up with bloody mouths and chipped teeth from biting stones and similarly hard, sharp objects.

If your pet suffers a mouth injury that requires a trip to the animal hospital, it’s reassuring to know that their treatment will be covered with a pet insurance policy that includes dental cover.

Does your pet insurance policy include dental cover?

Not all pet insurance policies include dental cover. It’s important to read your policy documents carefully to check whether your provider has excluded dental treatment as part of the cover they’re offering.

At Admiral, most of our pet insurance policies will cover the cost of dentistry if your animal has an accident or injury involving their teeth or gums. The one exception is our Accident Only policy, which does not include dental treatment as part of its cover.

If you’re looking for pet insurance that covers the cost of emergency dental treatment, make sure you opt for one of our other pet insurance policies (Value, Classic, Standard, Premier or Premier Plus).

Does dental cover for pets include cosmetic work?

You might be wondering whether your pet insurance policy can cover fees associated with cosmetic dental work or teeth cleaning costs.

While your veterinarian may suggest having your animal’s teeth professionally cleaned to tackle the buildup of tartar and diseases associated with poor dental hygiene, most pet insurance policies (including Admiral’s) do not cover dental cleaning costs or cosmetic work.

To ensure that your animal has access to all the care it needs, it’s smart to set some money aside for any treatment that is not covered by your pet insurance policy.

How to keep your pet’s teeth healthy

There are a number of things that dog and cat owners can do to keep their pet’s teeth and gums in prime condition, without needing to visit to the vet. Here are some tips to help you keep your pet’s pearly whites clean and healthy.

Brush regularly – Specially designed toothbrushes and toothpastes for dogs and cats are widely available. Ideally your pets’ teeth should be brushed daily, but if that’s not possible, aim for at least once per week. Don’t use human toothpaste, as this isn’t suitable for animals.

Gels and sprays – Unsurprisingly, some cats and dogs aren’t keen on having strange-tasting objects pushed around their mouths. If brushing your animal’s teeth poses too much of a challenge, dental gels and sprays might be easier for your pet to manage. These help to dissolve plaque and tartar, keeping the teeth and gums clean without the need for brushing.

Choose the right chews – Wild canines and felines keep their teeth healthy by chewing bones and raw meat. While this isn’t necessarily recommended for domesticated dogs and cats, providing naturally derived products such as jerky and dental chews will help to keep their mouths and teeth healthy between brushes.

Give your cat or dog the cover they deserve