Great reasons to choose Admiral Van Insurance
9.5/10 for service
Our customers score our service 9.5/10 (2018 SMS response from new customers)
All types of vans
Small, transit and vans up to 3.5 tonnes - we cover them all
Top 10 vans
Van Insurance - sometimes called commercial van insurance or business van insurance - is the cover you need to keep your business running smoothly.
We cover hundreds of different vans but these are the most popular.
Ford Transit Connect
Ford Transit Custom
Which type of cover is right for me?
We have four levels of cover for you to choose from - Social, Social and Commuting, Own Goods and Haulage.
If you only plan on using your van for personal trips and not to commute, Social cover could be the best option for you. This cover is perfect if you plan to use your van for leisure activities that require a bit more space such as surfing and fishing.
Social and Commuting
Planning to use your van for travelling to work and day to day trips? You’ll need Social and Commuting cover. You’ll be covered for travel to and from a single place of work.
Tradesmen such as builders, carpenters and plumbers who use their van in connection with their business will need Own Goods cover. This cover will also suit people who need to drive between more than one place of work such as social workers or classroom assistants.
If you use a van to transport tools, stock or merchandise then you may want to look at our Goods and Tools policy upgrade, similar to Goods in Transit insurance. It's a higher level of contents cover which specifically covers the contents of your van. It will help you to recover costs if the van's contents are stolen or damaged.
If you use your van to deliver third party goods you’ll need Haulage insurance. Perfect for couriers or furniture removers who earn money by using their van for deliveries of third party goods.
Crammed with features and benefits
When you compare van insurance quotes, it’s not all about choosing the insurer offering cheap van insurance - price shouldn't be your main deciding factor. You need to look at what's actually included in the price. Our comprehensive policies include these features and benefits as standard.
Policyholders are eligible for the repair and replacement of windscreens (excess applies).
Use of a courtesy van while your van is being repaired at an Admiral approved garage.
Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.
£5,000 Personal Injury Cover
Get £5,000 of personal injury cover for you and your spouse.
Named Driver No Claims Bonus
Any Named Driver could earn themselves an Admiral No Claims Bonus for use with Admiral policies.
Sat-Nav and Personal Belongings Cover
If your personal belongings or effects are damaged or stolen while in your van, we'll pay up to £150 to help you replace them.
24 Hour Emergency Helpline
Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.
Insure a second van with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.
Unlimited cover for your vehicle's standard, permanently fitted audio or visual equipment.
What do I need to get a van insurance quote?
Before you start your insurance quote, you’ll need to have a few details about your van to hand including the type of van, driver’s personal details and driving history. Once you’ve decided what type of cover you need, hit the quote button below and have the following details ready:
- Van registration number and details
We'll need to know the number of seats, details of when you bought the van and if it has any security features
- Driver details
Here we'll ask for the driver's name, address, job and driving history - things like claims and motoring offences
- Type of cover
You'll need to know what type of cover you want for your commercial van as well as your estimated mileage and where the van will be kept overnight
Levels of van insurance cover
Just like car insurance, you’ll need to decide whether you want Comprehensive, Third Party, Fire & Theft cover or Third Party Only cover.
Comprehensive cover is the highest level of cover you can buy; it includes Third Party, Fire & Theft and will pay out to repair or replace your van if it's damaged in an accident or suffers malicious damage.
If you don't feel you need comprehensive cover for your van, you can choose between Third Party, Fire & Theft or Third Party Only cover.
Third Party, Fire & Theft
You may feel Third Party, Fire & Theft is enough cover for you - it protects your van from damage caused by fire or theft but not if your van's damaged in another way such as a crash. However, Admiral will pay out to the other driver if you're involved in an incident.
Third Party Only
This is the minimum cover you can get and will protect you if you cause damage to someone's property or you injure them while driving. Third Party Only cover will also protect your passengers if they suffer an injury while they're in your van. This type of cover will not pay out if your van is stolen or damaged in a fire.
New Vehicle Replacement
Comprehensive Van Insurance policies sold from 1st February 2019 include Vehicle Replacement cover as standard.
If your vehicle is 12 months old or less and you are the first registered keeper and the vehicle:
- is stolen and unrecovered; or
- suffers damage which is covered by the policy and the cost of repair is more than 59% of the current UK list price (including VAT)
- Replace your vehicle with one of the same make, model and specification
We must gain authorisation from anyone else who has an interest in your vehicle before we can offer this benefit.
If we settle a claim under this section, the lost or damaged vehicle becomes our property.
What is not covered:
- Any vehicle where the original purchase invoice is not available
- Any vehicle which was not supplied as new in the UK
- Any vehicle purchased under a finance or lease agreement where ownership does not pass on to you
- Vehicles sold as ‘ex demonstrators’ and ‘nearly new’
- Campervans and Motorhomes
If you do not wish for us to replace your vehicle or a vehicle of the same make, model and specification is not available from stock held in the UK, the most we will pay is the market value at the time of loss (less any excess applicable).
A Green Card is an international certificate of insurance that gives drivers the minimum level of insurance needed in the country they are visiting. At the moment, you can drive your vehicle in the countries listed below without a Green Card.
In the event of a no-deal Brexit, or at the end of any transitional period when we leave the EU, you’ll need a Green Card to drive in:
- Countries in the European Union (EU)
- Countries in the European Economic Area (EEA)
If you’re concerned you may be abroad in one of the countries above in the coming months when there’s a chance we could leave the EU, you can request a Green Card using our online form.
Bundle your Admiral Van and Car Insurance and get yourself a deal
If you have more than one van, or you have a car and van at home, adding them all onto one policy could help save you time and money on your car and van insurance.
Take the hassle out of remembering your vehicles' renewal dates with MultiCover – car and van insurance on one policy - and they’ll renew on the same date.
And best of all, each vehicle you add gets its own discount. You can chat about this with one of our friendly team on 0333 234 0036.
Your Questions Answered
We hope you’ve found everything you need, but maybe you have a few questions. You can find answers in this section.
Can I add a van to my MultiCar policy?
You can only add cars to a MultiCar policy. But you can add cars, vans and even your home onto our MultiCover policy.
Is my van insured?
The easiest way to do a van insurance check is to enter the number plate on the Motor Insurer's Database - it's free and tells you if your vehicle's insured as well as confirming the make and model.
Can I drive other vehicles under my van insurance?
No, the driving other vehicles extension is not available on van insurance.
Does van insurance include European cover?
Yes, Admiral Van Insurance comprehensive cover includes up to 90 days' cover for driving in Europe as standard.
Is van insurance tax deductible?
No - you don't pay VAT on an insurance policy, you pay Insurance Premium Tax (IPT) which can't be reclaimed from HMRC. Read our guide to find out more about IPT