Van Insurance

We’ll keep you on the road with Van Insurance

5 Star rated cover

Our Admiral, Gold and Platinum comprehensive cover have Defaqto's highest rating

All major van types

We insure models up to 3.5 tonnes and electric vans up to 4.25 tonnes

Courtesy van

We’ll give you a courtesy van while yours is repaired at a garage approved by us

What’s van insurance?

Van insurance protects you financially if your van is in an accident, stolen or damaged.

There are a few types of cover you can choose from depending on how you use your van, like business or personal use.

Which type of cover is right for me?

Van Insurance - sometimes called commercial van insurance or business van insurance - is the cover you need to keep your business running smoothly.

We have four levels of cover for you to choose from - Social, Social and Commuting, Own Goods and Carriage of goods for hire and reward.


If you only plan on using your van for personal trips and not to commute, Social cover could be the best option for you. This cover is perfect if you plan to use your van for leisure activities that require a bit more space such as surfing and fishing.

Social and Commuting

Planning to use your van for travelling to work and day to day trips? You’ll need Social and Commuting cover. You’ll be covered for travel to and from a single place of work.

Own Goods

Tradesmen such as builders, carpenters and plumbers who use their van in connection with their business will need Own Goods cover. This cover will also suit people who need to drive between more than one place of work such as social workers or classroom assistants.

If you use a van to transport tools, stock or merchandise then you may want to look at our Vehicle Contents Cover upgrade (formerly known as Goods and Tools), similar to Goods in Transit insurance. It's a higher level of contents cover which specifically covers the contents of your van. It will help you to recover costs if the van's contents are stolen or damaged.

Carriage of goods for hire and reward

If you use your van to deliver third party goods you’ll need Carriage of goods for hire and reward. Perfect for couriers or furniture removers who earn money by using their van for deliveries of third party goods.

Black box van insurance

Van owners can now enjoy all the benefits of Admiral LittleBox, including free theft tracking


What does Van Insurance cover?

When you compare van insurance quotes, it’s not all about choosing the insurer offering cheap van insurance - price shouldn't be your main deciding factor. You need to look at what's actually included in the price. Our Admiral, Gold and Platinum comprehensive policies include these features as standard.

Windscreen Repair

Policyholders are eligible for the repair and replacement of windscreens subject to their policy excess (excluding Essential tier).

Courtesy Van

Use of a small, car derived vehicle while your Van is being repaired at an Admiral approved garage.

European Cover

Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover. (excluding Essential tier)

£5,000 Personal Injury Cover

Get £5,000 of personal injury cover for you and your partner.

Sat-Nav and Personal Belongings Cover

If your personal belongings or effects are damaged or stolen while in your van, we'll pay up to the limits of the level of cover you have chosen (excluding Essential tier).

24 Hour Emergency Helpline

Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.

Bonus Match

Insure a second van with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.

Stereo Cover

Unlimited cover for your vehicle's standard, manufacturer fitted audio or visual equipment.

Compare our cover levels

To help you choose the right level of cover, look at how they compare below.

Comprehensive Cover

Admiral Platinum Admiral Gold Admiral Admiral Essential

Motor Legal Protection

Optional Optional

Roadside Breakdown Cover

Optional Optional Optional

Courtesy Van

Uninsured Driver Promise

£5000 Personal Injury Cover

24hr Emergency Helpline

Replacement Lock Cover (up to £500)

Child Car Seat Cover

£150 Sign Writing/Graphics Cover

Personal Belongings Cover

Up to


Up to


Up to


Windscreen Cover

New Vehicle Replacement (Subject to criteria)

European Cover for up to 90 days

Audio Equipment Cover (Aftermarket)

Onward Travel (up to £150)

Driving Other Vehicles

Third Party Cover

Third party, Fire
& Theft

Third Party

Motor Legal Protection

Optional Optional

Roadside Breakdown Cover

Optional Optional

Courtesy Van

Uninsured Driver Promise

£5000 Personal Injury Cover

24hr Emergency Helpline

Replacement Lock Cover (up to £500)

Child Car Seat Cover

£150 Sign Writing/Graphics Cover

Personal Belongings Cover

Windscreen Cover

Optional Optional

New Vehicle Replacement (Subject to criteria)

Driving Other Vehicles

European Cover for up to 90 days

Audio Equipment Cover (Aftermarket)

Onward Travel (up to £150)

*Personal belongings cover increased to £500 for campervans

What do I need to get a van insurance quote?

Before you start your insurance quote, you’ll need to have a few details about your van to hand including the type of van, driver’s personal details and driving history. Once you’ve decided what type of cover you need, hit the quote button below and have the following details ready:

  • Van registration number and details
    We'll need to know the number of seats, details of when you bought the van and if it has any security features
  • Driver details
    Here we'll ask for the driver's name, address, job and driving history - things like claims and motoring offences
  • Type of cover
    You'll need to know what type of cover you want for your commercial van as well as your estimated mileage and where the van will be kept overnight

Levels of van insurance cover

Just like car insurance, you’ll need to decide whether you want Comprehensive, Third Party, Fire & Theft cover or Third Party Only cover.


Comprehensive cover is the highest level of cover you can buy; it includes Third Party, Fire & Theft and will pay out to repair or replace your van if it's damaged in an accident or suffers malicious damage.


If you don't feel you need comprehensive cover for your van, you can choose between Third Party, Fire & Theft or Third Party Only cover.

Third Party, Fire & Theft

You may feel Third Party, Fire & Theft is enough cover for you - it protects your van from damage caused by fire or theft but not if your van's damaged in another way such as a crash. However, Admiral will pay out to the other driver if you're involved in an incident.

Third Party Only

This is the minimum cover you can get and will protect you if you cause damage to someone's property or you injure them while driving. Third Party Only cover will also protect your passengers if they suffer an injury while they're in your van. This type of cover will not pay out if your van is stolen or damaged in a fire.

Top 10 vans

We cover hundreds of different vans but these are the most popular.

Ford Transit

Vauxhall Vivaro

Renault Trafic

Mitsubishi L200

Citroën Berlingo

Ford Transit Connect

VW Transporter

Vauxhall Combo

VW Caddy

Ford Transit Custom

New Vehicle Replacement

Comprehensive Van Insurance policies sold from 1st February 2019 include Vehicle Replacement cover as standard.

If your vehicle is 12 months old or less and you are the first registered keeper and the vehicle:

  • is stolen and unrecovered; or
  • suffers damage which is covered by the policy and the cost of repair is more than 59% of the current UK list price (including VAT)

We will:

  • Replace your vehicle with one of the same make, model and specification

We must gain authorisation from anyone else who has an interest in your vehicle before we can offer this benefit.

If we settle a claim under this section, the lost or damaged vehicle becomes our property.

What is not covered:

  • Any vehicle where the original purchase invoice is not available
  • Any vehicle which was not supplied as new in the UK
  • Any vehicle purchased under a finance or lease agreement where ownership does not pass on to you
  • Vehicles sold as ‘ex demonstrators’ and ‘nearly new’
  • Campervans and Motorhomes

If you do not wish for us to replace your vehicle or a vehicle of the same make, model and specification is not available from stock held in the UK, the most we will pay is the market value at the time of loss (less any excess applicable).

Bundle your van, home and car insurance to get yourself a MultiCover deal

If you have a van or car at home, you can combine your vehicle and home insurance on one policy - helping to save you time and  money.

Take the hassle out of remembering your home and vehicle renewal dates with MultiCover – van, car and home insurance on one policy - and they’ll renew on the same date.

And best of all, each vehicle or home you add gets its own discount.

Call us on 0330 134 3208 to get a quote or visit our MultiCover page for more information.

Need to make a claim?

Start a new claim or manage an existing claim in our claims section.


Read more about our customer's experiences

We care what our customers have to say about us.

Your Questions Answered

We hope you’ve found everything you need, but maybe you have a few questions. You can find answers in this section.

Do I need a green card to drive in the EU?

The UK government has confirmed that Green Cards are no longer required to drive in:

  • Countries in the European Union (EU)
  • Countries in the European Economic Area (EEA)
  • Andorra
  • Bosnia & Herzegovina
  • Serbia
  • Switzerland

We don’t supply Green Cards for any other country. Essential tier customers will need extra cover to drive abroad.

Can I add a van to my Multi Car policy?

Yes, you can add cars and vans to both MultiCar and MultiCover policies.

Is my van insured?

The easiest way to do a van insurance check is to enter the number plate on the Motor Insurer's Database - it's free and tells you if your vehicle's insured as well as confirming the make and model. 

Can I drive other vehicles under my van insurance?

No, the driving other vehicles extension is not available on van insurance.

Does van insurance include European cover?

Yes, Admiral Van Insurance comprehensive cover includes up to 90 days' cover for driving in Europe as standard. 

Will modifying my van invalidate my insurance?

To make sure your modified van is covered by your insurance and your modifications don’t invalidate your policy, you’ll need to tell us about any changes you make, both now and in the future.

Bear in mind that although we insure modified vans, the actual modifications themselves aren’t covered. The only exception to this is where your van has been altered to accommodate disability – just make sure you tell us about the modification so we can agree to cover it. 

Does Admiral Van Insurance cover the goods/tools I carry?

No, this policy doesn’t provide any cover for goods and tools as standard. Our Vehicle Contents Cover upgrade covers you if your goods, tools, materials and stock are stolen from your vehicle, damaged in an accident or fire, or if your vehicle is stolen with them inside. 

How do I make a claim?

Please refer to our Make a Claim page for details on how you can claim.

What is an excess?

An excess is the amount you must pay in the event of any claim, regardless of who's to blame for the incident. The excess will vary depending on the car that is covered, the age and experience of the drivers on your policy and if you have opted to take protected or guaranteed No Claims Bonus protection. Details of your policy excess can be found on the reverse of your Policy Schedule.

What is a No Claims Bonus?

Every year you drive without making a claim or having a claim upheld against you, you earn an additional year of NCB, which can lead to discounts off your renewal premium. Your No Claims Bonus builds up to a maximum of 15 years.

Find out more about no claims bonus in this handy guide.

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