What cover do I need?
You have four types of cover to choose from:
Social is perfect for anyone using their van for personal trips and not for commuting. If you use a van for leisure activities requiring a bit more space or equipment – like fishing or surfing, for example – this category of cover is ideal.
If you use your van for business purposes, Own Goods is the category for you. Builders, plumbers and carpenters are all examples of tradesmen who might need this category.
If you need to transport tools and stock, you may need our Goods and Tools policy upgrade. This higher level of contents insurance specifically covers the contents of your van to recover costs if something is damaged or stolen.
Haulage insurance covers anyone using their van to deliver third party goods – so it’s ideal for furniture removers and couriers.
Levels of Commercial Van Insurance cover
Next, you’ll need to decide what level of cover you want:
This is the highest level of cover. It includes Third Party, Fire & Theft and pays out for van repairs or a replacement if it’s damaged maliciously or in an accident.
If you feel like you don’t need Comprehensive cover, Third Party, Fire & Theft or Third Party Only are other options that might suit.
Third Party, Fire & Theft
Third Party, Fire & Theft protects your van from damage caused by fire or theft only – it won’t pay out if your van's damaged in another way such as a crash. If you're involved in an incident, however, Admiral will pay out to the other driver.
Third Party Only
This is the minimum level of cover required by law and protects you if you damage someone's property or injure them while driving. Third Party Only cover also protects any passengers if they’re injured in your van, but it won’t pay out if your van’s stolen or damaged in a fire.
Top 10 vans with Admiral Commercial Van Insurance
We cover lots of different kinds of vans, but the top 10 most popular are:
- Ford Transit
- Vauxhall Vivaro
- Volkswagen Transporter
- Renault Trafic
- Mitsubishi L200
- Citroen Berlingo
- Volkswagen Caddy
- Vauxhall Combo
- Peugeot Partner
- Ford Ranger
£5,000 Personal Injury Cover
Get £5,000 of personal injury cover for you and your spouse.
Named Driver No Claims Bonus
Any Named Driver could earn themselves an Admiral No Claims Bonus for use with Admiral policies.
Sat-Nav and Personal Belongings Cover
If your personal belongings or effects are damaged or stolen while in your van, we'll pay up to £100 to help you replace them.
24 Hour Emergency Helpline
Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.
Insure a second van with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.
Commercial Van Insurance quote
What you need to get a quick commercial van insurance quote
To make it quicker and easier to get a quote, make sure you have the following information handy:
- Van registration number
- Type of van
- Number of seats
- When you bought the van
- Any security features it has
- Type of cover you want
- Driver’s personal details
- Driving history, including claims and motoring offences
- Estimated yearly mileage