Commercial Van Insurance

Keep your business running smoothly with Van Insurance

5 Star Van Insurance from Admiral

5 Star rated comprehensive Van Insurance

Our comprehensive cover has Defaqto's highest 5 Star rating.

Three great reasons to choose Admiral Commercial Van Insurance

Our Commercial Van Insurance is vital to make sure your business keeps running without a hitch, should the worst happen.

Rated 9.5/10 for service

Our customers score our service 9.5/10 (2019 SMS response from new customers).

All types of Van

Small, transit and vans up to 3.5 tonnes - we cover them all.

Flexible insurance

Choose Comprehensive, Third Party, Fire & Theft or Third Party Only and get a great deal.

What cover do I need?

You have four types of cover to choose from:


Social is perfect for anyone using their van for personal trips and not for commuting. If you use a van for leisure activities requiring a bit more space or equipment – like fishing or surfing, for example – this category of cover is ideal.

Social and Commuting

If you need cover for driving to one place of work as well as leisure trips, Social and Commuting is the category you need.

Own Goods

If you use your van for business purposes, Own Goods is the category for you. Builders, plumbers and carpenters are all examples of tradesmen who might need this category.

If you need to transport tools and stock, you may need our Vehicle Contents Cover policy upgrade (formerly known as Goods and Tools). This higher level of contents insurance specifically covers the contents of your van to recover costs if something is damaged or stolen.

Carriage of goods for hire and reward

Carriage of goods for hire and reward covers anyone using their van to deliver third party goods – so it’s ideal for furniture removers and couriers.

Levels of Commercial Van Insurance cover

Next, you’ll need to decide what level of cover you want for your business van insurance:


This is the highest level of cover. It includes Third Party, Fire & Theft and pays out for van repairs or a replacement if it’s damaged maliciously or in an accident.

If you feel like you don’t need Comprehensive cover, Third Party, Fire & Theft or Third Party Only are other options that might suit.

Third Party, Fire & Theft

Third Party, Fire & Theft protects your van from damage caused by fire or theft only – it won’t pay out if your van's damaged in another way such as a crash. If you're involved in an incident, however, Admiral will pay out to the other driver.

Third Party Only

This is the minimum level of cover required by law and protects you if you damage someone's property or injure them while driving. Third Party Only cover also protects any passengers if they’re injured in your van, but it won’t pay out if your van’s stolen or damaged in a fire.

Top 10 vans with Admiral Commercial Van Insurance

We cover lots of different kinds of vans, but the top 10 most popular are:

Ford Transit

Vauxhall Vivaro

Volkswagen Transporter

Renault Trafic

Mitsubishi L200

Citroen Berlingo

Volkswagen Caddy

Vauxhall Combo

Peugeot Partner

Ford Ranger

Features and benefits of our Commercial Van Insurance

Our comprehensive business van insurance includes all this as standard:

Windscreen Repair

Policyholders are eligible for the repair and replacement of windscreens (excess applies).

Courtesy Van

Use of a courtesy van while your van's being repaired at an Admiral-approved garage.

European Cover

Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.

Stereo Cover

Unlimited cover for your vehicle's standard, permanently fitted audio or visual equipment.

£5,000 Personal Injury Cover

Get £5,000 of personal injury cover for you and your partner.

Sat-Nav and Personal Belongings Cover

If your personal belongings or effects are damaged or stolen while in your van, we'll pay up to £200 to help you replace them.

24 Hour Emergency Helpline

Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.

Bonus Match

Insure a second van with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.

Commercial Van Insurance quote

What you need to get a quick commercial van insurance quote

To make it quicker and easier to get a business van insurance quote, make sure you have the following information handy:

  • Van registration number
  • Type of van
  • Number of seats
  • When you bought the van
  • Any security features it has
  • Type of cover you want
  • Driver’s personal details
  • Driving history, including claims and motoring offences
  • Estimated yearly mileage