Car Insurance optional add-ons

Extra cover for complete peace of mind

You can build your car insurance policy into one tailored to you.

What are car insurance optional add-ons?

Optional add-ons are extra cover you can add to your car insurance policy.

They cover specific events, like legal costs or personal injury. They allow you to personalise your insurance so it suits you.

We always recommend checking your car insurance policy before getting an optional add-on. You don’t want to be overcovered and pay more than you need.

The add-on will be active in line with your car insurance renewal date.

Personalise your cover with these optional add-ons

Breakdown Cover

A helping hand when you and your car need it most. Unlimited roadside callouts, misfuelling cover and 24-hour rescue.

Breakdown Cover

Hire Vehicle cover

Drive away with a replacement car if yours is written off or stolen. A safety net that keeps you mobile.

Hire Vehicle cover

Personal Injury cover

Up to £100k cover if you’re injured in an accident in your car, even if it’s minor.

Personal Injury cover

Useful guides

Car insurance explained

Car insurance can sometimes be a little confusing because it often contains terms rarely used in everyday conversation.

Understand your cover

What to do if your car breaks down

We're answering some commonly asked questions to help you work out what the best car breakdown cover is for you.

Be prepared

Courtesy car vs hire car explained

Many policies offer an optional hire car or an enhanced courtesy car benefit which can give you extra cover if you need to claim.

Know the difference

Your questions, answered

We’ve answered your frequently asked questions below.

Does car insurance cover lost keys?

It depends on your policy. Our comprehensive car insurance, for example, reimburses you up to £500 if you lose your vehicle’s keys or ignition device.

Are car insurance add-ons worth it?

We can’t answer that for you – it depends on what you need. Optional extras are there so you can tailor your cover to you.