Lifetime Pet Insurance

Great cover for your furry friend, year after year

What's covered?

Our Gold and Platinum Lifetime cover comes with Defaqto's highest 5 Star rating

Gold and Platinum Lifetime cover has a 5 Star rating

Quality cover for life

All tiers of our Lifetime cover come with a host of benefits.

PawSquad access

Speak to a qualified, UK-registered vet 24/7 for advice and treatment options

Multi-Pet savings

Cover more than one pet and make savings with our 15% Multi-Pet discount

No extra fees

You won't pay any fees for cancelling or changing your policy

What does Lifetime cover mean?

Lifetime pet insurance covers your furry friends for accident and illnesses up to the policy limit you've chosen each year. At renewal the limit resets.

A typical cat or dog may live for 16 years, but our highest annual policy limit of £10,000 lets you claim up to £160,000 during your pet's lifetime just by renewing your policy each year.

Four levels of Lifetime cover to choose from

We've made it easy for you to get the right cover for your pet. All policies come with access to PawSquad, or 24-hour vet helpline.

You can read the full list in the policy booklet.

Blue

Silver

Gold

Platinum

Product Type

Lifetime

Lifetime

Lifetime

Lifetime

Veterinary Fees
per year

£2,000

£4,000

£5,000

£10,000

Excess
(Pets aged 0-6)

£99

£99

£99

£99

Excess
(Pets aged 6 and above)

£199

£199

£199

£199

Co-Insurance

0%

0%

0%

0%

CT/MRI scans and Associated Costs

Vet fee limit

Vet fee limit

Vet fee limit

Vet fee limit

Dentistry as a direct result of an accident

Vet fee limit

Vet fee limit

Vet fee limit

Vet fee limit

Cruciate Ligament

Vet fee limit

Vet fee limit

Vet fee limit

Vet fee limit

Overseas Travel Extension
(30 day limit)

Vet fee limit

Vet fee limit

Vet fee limit

Vet fee limit

Third Party liability
(Dogs only)

£1,000,000

£1,000,000

£2,000,000

£2,000,000

Complementary Medicine/treatments

£500

£500

£500

£500

Special Diet

£100

£150

£150

£200

Dentistry as a direct result of an illness

£2,000

Death of pet by illness
(cover ceases after age 6+)

£1,500

£2,000

£2,000

£3,000

Death of pet by accident

£1,500

£2,000

£2,000

£3,000

Emergency Boarding Kennel/Cattery Fees

£750

£750

£750

£1,500

Holiday Cancellation Cover

£1,000

£1,500

£1,500

£2,000

Loss by Theft or Straying

£1,500

£2,000

£2,000

£3,000

Advertising and Reward

£250

£250

£250

£500

Third Party Accidental Damage

£1,000

Vet Advice Line

Behavioural treatment

£2,000

Farewell cover

£100

£150

£150

£200

Multi-pet Discount

24-hour free vet helpline

We've partnered with PawSquad to offer you access to 24-hour veterinary advice all year-round.

PawSquad allows you to speak to a qualified, UK-registered vet at any second of the day for advice and treatment options.

More about PawSquad

Information you need for your pet insurance quote

To get a quote quickly, make sure you have the following:

Pet details

  • Name
  • Gender
  • Breed
  • Date of birth
  • Purchase price
  • Spay/ Neuter status

Your details

  • Name
  • Date of birth
  • Address
  • Email address
  • Phone number
  • Date you'd like the policy to start

Don't miss our 15% Multi-Pet discount

Multi-Pet Insurance offers a discount of up to 15% per pet and keeps your whole pack covered.

You could get 10% off if you're an existing Admiral customer too.

If you qualify for both discounts, we'll take 10% off the full price and a further 15% off the new discounted price - so your total discount will be 23.5%.

Useful guides

Essential pet insurance jargon buster

Essential pet insurance jargon buster

Get to know the lingo
Pet vaccine guide

Pet vaccine guide

Get the lowdown
Back

PawSquad gives you:

  • Unhurried consultations with a Royal College of Veterinary Surgeons registered vet with at least five years of clinical experience
  • Immediate access over phone, text or video
  • Follow-up reports on your pet’s health and treatment plans
  • Awareness of treatment options tailored to your pet’s needs

Sign up now Already signed up? Go to PawSquad

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