Personal Loans

Three great reasons to choose an Admiral Personal Loan

Instant decision on your online application

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set‑up or arrangement fees

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Representative APR 3.3%

This rate applies for loans from £5,000 to £7,400. The rate offered will depend on the amount you wish to borrow and your individual circumstance.

Representative example: If you borrow £5,000 over 60 months at a Representative APR of 3.3% and an annual interest rate of 3.3% you would pay £90.40 monthly and the total amount you would repay would be £5,424.00.

Am I eligible for an Admiral loan?

Before applying, you should check that you meet the following criteria:

  • I'm a permanent resident of England, Wales or Scotland
  • I've lived in the UK for at least three years
  • I have a UK bank account in my name
  • I'm aged between 18 and 74 and will not be 75 or over at the end of the loan term
  • I'm in employment or retired, not self-employed and have a minimum annual income of £10,000
  • I've not had any County Court Judgements (CCJs) in the last three years
  • I've not been made bankrupt, had any Debt Relief Orders or gone through Individual Voluntary Arrangements procedures in the last six years

How do I apply for a loan?

When you're ready to apply for a loan with Admiral, you'll need to know:

  • your personal details
  • your financial details like annual income and monthly outgoings
  • your bank account details

Sometimes we'll need you to upload some documents e.g. proof of address, proof of income, before we can make a decision. So it's a good idea to gather all your paperwork together before you apply!


Do you have any questions about our loans?

Whether you're shopping for a loan or have already taken one out, we've answered the most common customer questions about Admiral personal loans.

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A range of loans to suit your needs

As a basis for qualification, you must be a permanent resident of England, Wales or Scotland, having lived in the UK for at least 3 years, be between the ages of 18 and 75, and with no recent history of bad credit such as County Court Judgements (CCJs), IVA or bankruptcy. The rate offered will depend on the amount you wish to borrow and your individual circumstances. You can apply for any amount between £1,000 and £25,000 for a period between 12 and 60 months.

APR stands for annual percentage rate. This is the total charge for the loan including fees and interest expressed as a percentage. The APR you are offered may differ from the representative example displayed, this is because each loan application is assessed on an individual basis. The maximum APR we offer is 29.9%.

Admiral Loans are administered and arranged by EUI Limited. EUI Limited is registered in England and Wales at Tŷ  Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register,

EUI Limited is a registered data controller (No. Z5299783). The data controller is EUI Limited. You acknowledge that by providing your personal data to us, you consent to its processing in the manners outlined in our Privacy Policy. Click here to read.

Please see our terms and conditions here.

When you submit an application for a loan, we will conduct an application credit search which may affect your credit score, so you may wish to keep applications to a minimum to protect your credit rating.

If you have any queries about the manner in which your data is processed, please write to: Data Protection Officer, EUI Limited, Tŷ Admiral, David Street, Cardiff CF10 2EH.