Am I eligible for an Admiral loan?
Before applying, check you meet the following criteria:
I'm a permanent resident of England, Wales or Scotland
I've lived in the UK for at least three years and have a UK bank account in my name
I'm aged between 18 and 74 and will not be 75 or over at the end of the loan term
I'm in employment or retired and have a minimum annual income of £10,000
I do not currently have any County Court Judgements (CCJs), any Debt Relief Orders or an Individual Voluntary Arrangement (IVA) and I am not currently Bankrupt
How do I apply for a loan?
When you're ready to apply for a loan with Admiral, you'll need your:
- Personal details
- Financial details like annual income and monthly outgoings
- Bank account details
Sometimes we'll need you to upload documents like proof of address and income before we can decide. It's a good idea to gather all your paperwork before you apply!
A really simple application process and quick decision.
Very quick and very good rate. No extra hidden costs.
Admiral have got excellent customer service and made the whole process very easy for me.
All managed courteously and efficiently.
Quick and effective way of borrowing money, with one of the best APR's
quicker pay in
Do you have any questions about our loans?
We've answered the most common customer questions about Admiral Personal Loans.
I've taken out an Admiral loan - how long does it take to come through?
Once the loan is approved and the agreements signed, the money will go into your bank account between 12:00 and 17:00 on the third working day.
Why was the APR I was offered different to the representative APR?
The representative APR advertised is the APR that 51% of customers get offered. The actual APR offered depends on the amount you want to borrow along with your personal circumstances, financial circumstances and credit history.
How much can I borrow?
Admiral offers loans from £1,000 to £25,000. The amount you can borrow is subject to credit checks and dependent on your personal circumstances and affordability checks.
I’m struggling to pay my Admiral loan – what shall I do?
How quickly will I get a decision on my loan application?
Most people will get an instant decision online. Sometimes we'll need more information such as proof of income or address before we can decide.
If I apply for a loan, will it affect my credit rating?
Yes, when you apply for an Admiral loan we make a credit search which leaves a record on your credit file.
Admiral One, Admiral Loans and Admiral Car finance are all trading names of Admiral Financial Services Limited (AFSL). The maximum APR we offer is 29.9%. Please see our terms and conditions here.
AFSL are a member of the Finance and Leasing Association (FLA) who are an industry leader in promoting best practice within the motor finance, consumer and asset businesses in the UK. As a member we are subscribed to their Lending Code. Click here to download a copy of their Lending Code.