SERVICE UPDATE [09/04/2020]

Thank you for your support and patience while we take measures to protect our staff, due to Coronavirus.

We are open for business and here for you. Our call waiting times are currently much longer than usual (approximately 30 mins) so you may prefer to call us only if urgent. We are continuing to prioritise calls for existing customers and new claims, for example, if you’ve been involved in an incident and your car’s undriveable, or your home’s uninhabitable.

For your other options, please see our homepage.


Personal Possessions Cover

Protect your personal possessions outside the home

Upgrade your policy with protection for clothing and items you carry with you (worth less than £1,000 individually).

What does Personal Possessions Cover include?

You can choose up to £20,000 worth of cover for items valued up to £1,000, such as:

  • Handbags
  • Audio visual equipment
  • Jewellery
  • Sporting equipment

We will pay for loss or damage of your personal items anywhere in the world, up to the amount you have chosen with your home insurance policy (excess applies).

Admiral Platinum comes with Personal Possession Cover up to £2,000 as standard - but you can upgrade your Platinum cover to £20,000. For Admiral Home and Admiral Gold policies, adding Personal Possession Cover covers you outside your home up to the following:




Personal Possessions Limit

£5K £7.5K £20K

Whose personal possessions are covered?

The policy covers you and family members who live at the same address.

Take a look at our article to find out more about what the personal possessions upgrade covers.

And if you're jetting off on holidays soon, here's more information on insuring your personal possessions for travel.

Items valued over £1,000

If you require cover for personal possessions worth over £1,000, you can add High Value Item Cover to your policy.

Looking for other policy upgrades?

Admiral offers great value, flexible policy upgrades across all our Home Insurance products.