5 Star Van Insurance from Admiral
5 Star rated comprehensive Van Insurance
Our comprehensive cover has Defaqto's highest 5 Star rating.
If your business runs 3 or more vans/cars, our Fleet Insurance can make your life much easier and may reduce what you pay for your insurance overall.
If you have up to thirty vans/cars, you can add them to your policy online. If you need to insure more than that, give our friendly team a call to discuss.
Our fleet cover also takes the hassle out of remembering your vehicles' renewal dates as they'll all renew at the same time.
Here are a few important things to bear in mind:
Our customers score our service 9.5/10 (2019 SMS response from
Small, transit and vans up to 3.5 tonnes - we cover them all
Choose Comprehensive, Third Party, Fire & Theft or Third Party Only and get a great deal
Depending on the nature of your business, you have two types of cover to choose from:
If your van fleet is used for business purposes, Own Goods is the category for you. Builders, plumbers and carpenters are all examples of tradesmen who might need this category.
If you need to transport tools and stock, you may need our Vehicle Contents Cover policy upgrade (formerly known as Goods and Tools). This higher level of insurance specifically covers the contents of your van, such as your tools, if they’re damaged or stolen.
If you use your vans to deliver third-party goods, you’ll need Carriage of goods for hire and reward. This is perfect for couriers or furniture removers who earn money by using their van for deliveries of third-party goods.
Once you’ve chosen the category you need, you’ll need to decide what level of cover you want:
This is the highest level of cover. It includes Third Party, Fire & Theft and pays out for van repairs or a replacement if it’s damaged maliciously or in an accident.
If you feel like you don’t need Comprehensive cover, Third Party, Fire & Theft or Third Party Only are other options that might suit.
Third Party, Fire & Theft protects your van from damage caused by fire or theft only – it won’t pay out if your van's damaged in another way such as a crash. If you're involved in an incident, however, Admiral will pay out to the other driver.
This is the minimum level of cover required by law and protects you if you damage someone's property or injure them while driving. Third Party Only cover also protects any passengers if they’re injured in your van, but it won’t pay out if your van’s stolen or damaged in a fire.
Our comprehensive Commercial Van Insurance includes all this as standard:
Policyholders are eligible for the repair and replacement of windscreens (excess applies).
Use of a courtesy van while your van is being repaired at an Admiral approved garage.
Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.
Unlimited cover for your vehicles' standard, permanently fitted audio or visual equipment.
£5,000 Personal Injury Cover
Get £5,000 of personal injury cover for you and your partner.
Sat-Nav and Personal Belongings Cover
If your personal belongings or effects are damaged or stolen while in your van, we'll pay up to £200 to help you replace them.
24 Hour Emergency Helpline
Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.
Find out more about our Van Insurance upgrades, which can be easily added to your cover.
Stay on the road if your van’s written off or stolen
Cover if you’re injured, even when you’re in someone else’s van
Help with legal costs if you're involved in a non-fault accident and your claim’s likely to succeed.
Take advantage of our 24/7 response team 365 days a year if you breakdown
Protect your precious cargo with this policy upgrade