Private Van Insurance

Is van life for you?

Vans are no longer the remit of builders and tradesmen – more and more people in the UK are opting for a van so they can carry their kit for fun-seeking days out.

Whether it’s surfers heading to the coast, camping-loving families looking for the perfect pitching spot, or mountain-bikers heading up hill to hurtle back down on two wheels, private van use is a growing trend.

So if van life is appealing to you, here’s everything you need to know about getting the right cover for your new ride.

Great reasons to choose Admiral Private Van Insurance

New and improved

Our 5 Star Defaqto-rated comprehensive cover includes New Vehicle Replacement as standard.

All types of vans

Small, transit and vans up to 3.5 tonnes - we cover them all

9.5/10 for service

Our customers score our service 9.5/10 (2019 SMS response from new customers)

Levels of Private Van Insurance cover

While Admiral offers four different levels of cover, if you’re using your van just for fun, and you’re not commuting or making a living from it, you'll need Social cover.

It’s the perfect option if you plan to use your van for:

Leisure activities that need a bit more space, like as surfing and fishing
Family trips
Band practice with your mates

If you plan on working or commuting, you’ll need to choose one of our other options: Own Goods, Carriage of goods for hire and reward or Social and Commuting.

Next, you’ll need to decide how much cover you need. Just like car insurance, you can choose from:

Comprehensive
Third Party, Fire and Theft
Third Party Only

Features and benefits

Our comprehensive policies include these features and benefits as standard.

Windscreen Repair

Policyholders are eligible for the repair and replacement of windscreens (excess applies).

Courtesy Van

Use of a courtesy van whilst your van is being repaired at an Admiral approved garage.

European Cover

Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.

	£5,000 Personal Injury Cover	Get £5,000 of personal injury cover for you and your partner.
	Sat-Nav and Personal Belongings Cover	If your personal belongings or effects are damaged or stolen while in your van, we'll pay up to £200 to help you replace them.
	24 Hour Emergency Helpline	Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.
	Bonus Match	Insure a second van with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.
	Stereo Cover	Unlimited cover for your vehicle's standard, permanently fitted audio or visual equipment.

Other levels of Private Van Insurance cover

If you don’t feel you need the full protection comprehensive cover offers, you can choose one of the following instead:

Third Party, Fire & Theft

Covers your van for damage caused by fire or theft but not if it’s damaged in another way, such as a crash. Admiral will pay out to the other driver if you're involved in an incident.

Third Party Only

This is the minimum cover you can get and protects you if you damage someone's property or you injure them while driving. It also covers your passengers if they suffer an injury while in your van. You aren’t covered if your van’s stolen or damaged in a fire.