Finding a van that suits your needs exactly isn’t always possible, and you’ll sometimes need to modify it to make it right for you.
Whether you want to remodel the interior to make the perfect campervan for weekends away or you need to install shelving and other equipment to make your commercial van work for you, there are countless possibilities.
Make sure to tell us about any modifications you make, both now and in the future
To make sure your modified van is covered by your insurance and your modifications don’t invalidate your policy, you’ll need to tell us about any changes you make, both now and in the future.
But bear in mind that although we insure modified vans, the actual modifications themselves aren’t covered by your policy.
Take a look at our guide for more information on van driving for beginners.
Great reasons to choose Admiral Van Insurance
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All types of vans
Small, transit and vans up to 3.5 tonnes - we cover them all
What are the most popular van modifications?
The top 20 modifications made to vans we insure are:
Non-standard alloy wheels
Truckman top or similar
Full/part conversion to motor caravan
Alloy wheels (optional extra)
Decorative changes to outside of van
Parking assist (optional extra)
Satellite navigation system
Body coloured bumpers
Top 10 vans with Admiral Van Insurance
And if you’re trying to decide which van might be the best buy for you, take a look at the top 10 most popular we cover for inspiration:
If you’re planning to convert your van into a campervan, take a look at the helpful tips in our guide before you start ripping out the seats: Converting your van into a campervan.
What cover do I need?
There are four types of cover to choose from depending on what you use your modified van for:
2. Social and Commuting
3. Own Goods
If you’ve converted a van to a campervan, you may just need Social or Social and Commuting. If you’ve modified your van to suit a trade, Own Goods or Haulage might suit better.
To help you make your decision, let’s take a closer look.
Social is perfect for anyone using their pick-up for personal trips and not for commuting. If you use your pick-up for leisure activities requiring a bit more space or equipment – like fishing or surfing, for example – this category of cover is ideal.
Social and Commuting
If you need cover for driving to one place of work as well as leisure trips, Social and Commuting is the category you need.
If you use your van for business purposes, our Own Goods category might be best. Builders, plumbers and carpenters are all examples of tradesmen who might need this category.
If you need to transport tools and stock, you may need our Goods and Tools policy upgrade. This higher level of contents insurance specifically covers the contents of your van if they’re damaged or stolen.
Haulage insurance covers anyone using their van to deliver third party goods, making it ideal for furniture removers and couriers.
Levels of Modified Van Insurance cover
Next, you’ll need to decide what level of cover you want:
2. Third Party, Fire & Theft
3. Third Party Only
This is the highest level of cover. It includes Third Party, Fire & Theft and pays out for van repairs or a replacement if it’s damaged maliciously or in an accident.
If you feel like you don’t need Comprehensive cover, Third Party, Fire & Theft or Third Party Only are other options that might suit.
Third Party, Fire & Theft
Third Party, Fire & Theft protects your van from damage caused by fire or theft only – it won’t pay out if your van's damaged in another way such as a crash. If you're involved in an incident, however, Admiral will pay out to the other driver.
Third Party Only
This is the minimum level of cover required by law and protects you if you damage someone's property or injure them while driving. Third Party Only cover also protects any passengers if they’re injured in your van, but it won’t pay out if your van’s stolen or damaged in a fire.
Features and benefits of our Modified Van Insurance
Our comprehensive van insurance includes all this as standard:
Policyholders are eligible for the repair and replacement of windscreens (excess applies).
Use of a courtesy van while your van is being repaired at an Admiral approved garage.
Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.
£5,000 Personal Injury Cover
Get £5,000 of personal injury cover for you and your spouse.
Named Driver No Claims Bonus
Any Named Driver could earn themselves an Admiral No Claims Bonus for use with Admiral policies.
Sat-Nav and Personal Belongings Cover
If your personal belongings or effects are damaged or stolen while in your van, we'll pay up to £150 to help you replace them.
24 Hour Emergency Helpline
Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.
Insure a second van with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.
Unlimited cover for your vehicle's standard, permanently fitted audio or visual equipment.
Modified Van Insurance quote
What you need to get a quick Modified Van Insurance quote
Once you’ve decided what type of cover you need, hit the quote button below and have the following details ready:
- Van registration number and details
We'll need to know the number of seats, details of when you bought the van and if it has any security features. You should also tell us about the modifications you’ve made.
- Driver details
Here we'll ask for the driver's name, address, job and driving history including claims and motoring offences.
- Type of cover
You'll need to know what type of cover you want for your modified van as well as your estimated mileage and where the van will be kept overnight.
How to get a cheaper Modified Van Insurance quote
If you’re looking for a way to lower your van insurance price, take a look at our black box van insurance which can help safe drivers pay less for their insurance.