Courier Van Insurance

What is courier insurance?

As a courier, your job is to be on the road making deliveries for a large part of the day. To make sure you’re protected, you need courier insurance, a kind of commercial van insurance that covers you and your van when you’re making deliveries.

Couriers face different challenges to the average driver:

Spending more time on the road
High mileage
Stopping frequently
Pressure to make deliveries to a schedule

If you deliver goods or parcels on behalf of someone else, courier insurance – otherwise known as hire and reward insurance – is important to make sure you’re covered when it matters.

Great reasons to choose Admiral Van Insurance

9.5/10 for service

Our customers score our service 9.5/10 (2019 SMS response from new customers)

All types of vans

Small, transit and vans up to 3.5 tonnes - we cover them all

Flexible insurance

Choose Comprehensive, Third Party, Fire & Theft or Third Party Only and get a great deal

Levels of Courier Van Insurance cover

With Admiral Van Insurance, there are four categories of cover to choose from:

Social
Social and Commuting
Own Goods
Carriage of goods for hire and reward

As a courier, you’ll need to choose option four, Carriage of goods for hire and reward. As this covers anyone using their van to deliver third party goods, it’s ideal for furniture removers and couriers.

You’ll then need to decide what level of cover you want:

Comprehensive
Third Party, Fire & Theft
Third Party Only

Comprehensive

Comprehensive is the highest level of cover we offer. It includes Third Party, Fire & Theft and will pay out if your van needs repairs or a replacement after an accident or malicious damage.

Third Party, Fire & Theft or Third Party Only are other options that might suit if you feel like you don’t need comprehensive cover.

Third Party, Fire & Theft

You may feel that Third Party, Fire & Theft is enough cover – your van will be covered for damage caused by fire or theft, but you won’t be able to claim for damaged caused any other way, such as in an accident. If you do have an accident, though, we’ll pay out to the other driver.

Third Party Only

Third Party Only is the minimum level of cover required by law and protects you if you damage someone’s property or injure someone while you’re driving your van. It also covers any passengers if they’re injured while in your van, but you won’t be able to claim if your van is stolen or damaged in a fire.

Features and benefits

Our comprehensive van insurance policies include these features and benefits as standard.

Windscreen Repair

Policyholders are eligible for the repair and replacement of windscreens (excess applies).

Courtesy Van

Use of a courtesy van whilst your van is being repaired at an Admiral approved garage.

European Cover

Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.

	£5,000 Personal Injury Cover	Get £5,000 of personal injury cover for you and your partner.
	Sat-Nav and Personal Belongings Cover	If your personal belongings or effects are damaged or stolen while in your van, we'll pay up to £200 to help you replace them.
	24 Hour Emergency Helpline	Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.
	Bonus Match	Insure a second van with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.
	Stereo Cover	Unlimited cover for your vehicle's standard, permanently fitted audio or visual equipment.