What is courier insurance?
As a courier, your job is to be on the road making deliveries for a large part of the day. To make sure you’re protected, you need courier insurance, a kind of commercial van insurance that covers you and your van when you’re making deliveries.
Couriers face different challenges to the average driver:
- Spending more time on the road
- High mileage
- Stopping frequently
- Pressure to make deliveries to a schedule
If you deliver goods or parcels on behalf of someone else, courier insurance – otherwise known as hire and reward insurance – is important to make sure you’re covered when it matters.
Great reasons to choose Admiral Van Insurance
9.5/10 for service
Our customers score our service 9.5/10 (2019 SMS response from new customers)
All types of vans
Small, transit and vans up to 3.5 tonnes - we cover them all
Choose Comprehensive, Third Party, Fire & Theft or Third Party Only and get a great deal
Levels of Courier Van Insurance cover
With Admiral Van Insurance, there are four categories of cover to choose from:
- Social and Commuting
- Own Goods
- Carriage of goods for hire and reward
As a courier, you’ll need to choose option four, Carriage of goods for hire and reward. As this covers anyone using their van to deliver third party goods, it’s ideal for furniture removers and couriers.
You’ll then need to decide what level of cover you want:
- Third Party, Fire & Theft
- Third Party Only
Comprehensive is the highest level of cover we offer. It includes Third Party, Fire & Theft and will pay out if your van needs repairs or a replacement after an accident or malicious damage.
Third Party, Fire & Theft or Third Party Only are other options that might suit if you feel like you don’t need comprehensive cover.
Third Party, Fire & Theft
You may feel that Third Party, Fire & Theft is enough cover – your van will be covered for damage caused by fire or theft, but you won’t be able to claim for damaged caused any other way, such as in an accident. If you do have an accident, though, we’ll pay out to the other driver.
Third Party Only
Third Party Only is the minimum level of cover required by law and protects you if you damage someone’s property or injure someone while you’re driving your van. It also covers any passengers if they’re injured while in your van, but you won’t be able to claim if your van is stolen or damaged in a fire.
Features and benefits
Our comprehensive van insurance policies include these features and benefits as standard.
Policyholders are eligible for the repair and replacement of windscreens (excess applies).
Use of a courtesy van whilst your van is being repaired at an Admiral approved garage.
Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.
£5,000 Personal Injury Cover
Get £5,000 of personal injury cover for you and your partner.
Sat-Nav and Personal Belongings Cover
If your personal belongings or effects are damaged or stolen while in your van, we'll pay up to £200 to help you replace them.
24 Hour Emergency Helpline
Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.
Insure a second van with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.
Unlimited cover for your vehicle's standard, permanently fitted audio or visual equipment.
Courier Van Insurance quote
What you need to get a quick courier van insurance quote
When you've decided the level of cover you need for your courier van, having certain information handy will make the quote process quicker and easier:
- Van registration number
- Type of van
- Number of seats
- When you bought the van
- Any security features
- Type of cover you want
- Driver’s personal details
- Driving history, including claims and motoring offences
- Estimated yearly mileage
Make sure you pick the right cover and policy upgrades for your van
Find out more about our types of Van Insurance cover.
Personalise your cover with our policy upgrades
Find out more about our Van Insurance upgrades, which can be easily added to your cover.
Hire Vehicle Cover
Stay on the road if your van’s written off or stolen
Cover if you’re injured, even when you’re in someone else’s van
Motor Legal Protection
Help with legal costs if you're involved in a non-fault accident and your claim’s likely to succeed.
Take advantage of our 24/7 response team 365 days a year if you breakdown
Van Contents Cover
Protect your precious cargo with this policy upgrade