Pick-Up Insurance


Get the right cover and a great deal for your pick‑up

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rated 5 star defaqto rated 5 star defaqto

5 Star Van Insurance from Admiral

5 Star expert rated Van Insurance from Admiral

Our Comprehensive cover has Defaqto's highest 5 Star rating.

Get the right cover for your pick-up

If you’ve been struggling to find pick-up insurance, it could be because you’re looking in the wrong place – pick-ups are classed as vans rather than cars for insurance purposes, even though some people use them as an alternative to a car.

Pick-ups – vehicles with a front cab and an open cargo area at the back – are versatile vehicles used for trade and leisure activities alike.

Three great reasons to choose Admiral Pick Up Insurance

9.5/10 for service

Our customers score our service 9.5/10 (2018 SMS response from new customers)

All types of vans

Single cab, double cab, lifestyle and commercial pick-ups – we cover them all

Flexible insurance

Choose Comprehensive, Third Party, Fire & Theft or Third Party Only and get a great deal

What category of cover do I need?

We cover both single cab and double cab pick-ups, as well as lifestyle and commercial, and there's four types of cover:

1. Social

2. Social and Commuting

3. Own Goods

4. Haulage

Social

Social is perfect for anyone using their pick-up for personal trips and not for commuting. If you use your pick-up for leisure activities requiring a bit more space or equipment – like fishing or surfing, for example – this category of cover is ideal.

Social and Commuting

Social and Commuting is the best category for anyone regularly driving to one place of work as well as taking leisure trips.

Own Goods

If you use your pick-up for business purposes, Own Goods is the category for you. Builders, plumbers and carpenters are all examples of tradesmen who might need this category.

If you need to carry tools and stock, you may need our Goods and Tools policy upgrade. This higher level of contents insurance specifically covers the tools and other items in your pick-up to recover costs if anything is damaged or stolen (but only if these things were locked away in a toolbox and not left in an open cargo area).

Haulage

Haulage insurance covers anyone using their pick-up to deliver third party goods, making it perfect for furniture removers and couriers.

Levels of Pick-Up Insurance cover

While it might be tempting to pick the first cheap pick-up insurance policy you find, it’s important to think carefully about the level of cover you want. We offer three options:

  • Comprehensive
  • Third Party, Fire & Theft
  • Third Party Only

Comprehensive

This is the highest level of cover. It includes Third Party, Fire & Theft and pays out for repairs or a replacement pick-up if your vehicle is damaged maliciously or in an accident.

If you decide you don’t need Comprehensive cover, you can choose from Third Party, Fire & Theft or Third Party Only.

Third Party, Fire & Theft

Third Party, Fire & Theft protects your pick-up from damage caused by fire or theft only – it won’t pay out if it's damaged in another way such as a crash. If you're involved in an incident, however, Admiral will pay out to the other driver.

Third Party Only

This is the minimum level of cover required by law and protects you if you damage someone's property or injure them while driving. Third Party Only cover also protects any passengers if they’re injured in your pick-up, but it won’t pay out if it’s stolen or damaged in a fire.

Features and benefits of our Pick-Up Insurance

Our comprehensive cover includes all this as standard:

Windscreen Repair

Policyholders are eligible for the repair and replacement of windscreens (excess applies).

Courtesy Van

Use of a courtesy van while your van is being repaired at an Admiral approved garage.

European Cover

Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.

£5,000 Personal Injury Cover

Get £5,000 of personal injury cover for you and your spouse.

Named Driver No Claims Bonus

Any Named Driver could earn themselves an Admiral No Claims Bonus for use with Admiral policies.

Sat-Nav and Personal Belongings Cover

If your personal belongings or effects are damaged or stolen while in your van, we'll pay up to £150 to help you replace them.

24 Hour Emergency Helpline

Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.

Bonus Match

Insure a second van with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.

Stereo Cover

Unlimited cover for your vehicle's standard, permanently fitted audio or visual equipment.

Pick-ups you can have on your Pick-Up Insurance

If you’re looking for a pick-up, here are nine great options:

Fiat Fullback

Ford Ranger

Isuzu D-Max

Mercedes Benz X-Class

Mitsubishi L200

Nissan Navara

SsangYong Musso

Toyota Hilux

Volkswagen Amarok

Read more in our guide: Pick of the pick-ups.

Pick-Up Insurance quote

What you need to get a quick Pick-Up Insurance quote

To make it quicker and easier to get a quote, make sure you have the following information handy:

  • Registration number
  • Type of pick-up
  • Number of seats
  • When you bought your pick-up
  • Any security features
  • Type of cover you want
  • Driver’s personal details
  • Driving history, including claims and motoring offences
  • Approximate annual mileage

Optional Extras

Hire
Vehicle

Personal
Injury

Motor Legal Protection

Breakdown

Goods
and Tools

Hire Vehicle Cover

You don't need to stay off the road if your van is written off or stolen - get back behind the wheel with Admiral Hire Vehicle.

We'll replace your van with a similar size vehicle (up to 3.5 tonnes and 7 seats) for up to 21 days. And you needn't worry about collecting the van - we'll deliver it to your door complete with £15 complimentary fuel.

Plus, all named drivers with a full licence are covered to drive the hire vehicle, excesses may apply.

If you can manage without a replacement van, you can choose to have a £250 alternative.

Policy Documents

Please ensure you choose the PDF associated with your product's start date. You will need Adobe Acrobat Reader to view these files. You can download it for free from the Adobe website.

Personal Injury

At Admiral, we like to give our customers plenty of options so they get the policy which best suits them. Personal Injury provides two great levels of cover to choose between: Personal Injury Cover for up to £50,000 cover or Personal Injury Plus Cover for up to £100,000 cover.

No matter which level you feel is right for you, you and your named drivers will benefit from the same great features:

  • Accidental death - Up to £50,000 or £100,000 cover against accidental death while in the insured van
  • Serious injury - Up to £50,000 or £100,000 cover against serious injury while in the insured van
  • Minor injuries - Protection against minor injuries like fractures and burns
  • Daily hospital payment - We'll pay £200 or £400 for each 24-hour stay in hospital if you're admitted or treated at A&E for an injury as a result of an accident in the insured van

Policy Documents

Please ensure you choose the PDF associated with your product's start date. You will need Adobe Acrobat Reader to view these files. You can download it for free from the Adobe website.

Motor Legal Protection

If you take out Motor Legal Protection alongside your Admiral Van Insurance policy, you'll get up to £100,000 of legal costs covered if you're involved in a non-fault accident and your claim is likely to succeed.

Protect yourself against losses not covered elsewhere such as your excess and personal injury.

You'll also have 24/7 access to a free Legal Advice Helpline, available 365 days a year, when you purchase Motor Legal Protection with us.

Policy Documents

Please ensure you choose the PDF associated with your product's start date. You will need Adobe Acrobat Reader to view these files. You can download it for free from the Adobe website.

Breakdown Cover

If you breakdown anywhere in the UK, rest assured you'll be picked up by one of our friendly rescue team - 24/7 response 365 days a year with Admiral Breakdown Cover.

We offer three levels of cover so you can choose which level best suits your needs:

 

Local
Cover

National
Plus Cover

European
Plus Cover

Unlimited UK Roadside Assistance Callouts

Yes

Yes

Yes

Unlimited UK Nationwide Recovery

Within 10 miles of breakdown

Yes

Yes

Home assist
(6 per policy term within a 1/4 of a mile from your home)

No

Yes

Yes

Unlimited European Rescue Callouts

No

No

Yes

No matter which of our great levels you choose, you'll enjoy a number of benefits as standard:

  • Rapid response time - 42 minutes for 2016
  • Misfuelling cover - as long as you don't intentionally start the engine once you've noticed you've filled up with the wrong fuel, your tank will be drained at the roadside. If it's unsafe to drain the tank on the roadside, we'll take you to a garage for the work to be carried out.
  • Emergency Accommodation - if your van can't be repaired the same day, we'll pay up to £150 per person towards the cost of one night's accommodation in the event of a breakdown and your van is being repaired (up to a maximum of £600)

Or

  • UK Onward Travel Allowance - if your van can't be repaired the same day, we'll pay up to £500 towards the cost of alternative transport

Our Breakdown cover also includes a trailer and caravan recovery service (up to 23 feet).

Policy Documents

Please ensure you choose the PDF associated with your product's start date. You will need Adobe Acrobat Reader to view these files. You can download it for free from the Adobe website.

Goods and Tools

The Goods and Tools policy upgrade gives you extra peace of mind that the contents of your van are covered.

We have four levels of cover to suit your needs - £1,000, £2,000, £4,000 and £6,000; so if your van's contents such as tools, materials and stock are stolen or damaged in a traffic collision or fire you can make a claim to help you recover costs. The level you choose will be the maximum paid out (£100 excess applies).

Policy Documents

Please ensure you choose the PDF associated with your product's start date. You will need Adobe Acrobat Reader to view these files. You can download it for free from the Adobe website.