5 Star Travel Insurance from Admiral
5 Star rated Platinum level Travel Insurance
Our Platinum level cover has Defaqto's highest 5 Star rating.
There's information for new and existing customers and answers to frequently asked questions on our Coronavirus page.
Our Travel Insurance policy doesn't cover most claims relating to Covid-19, SARSCoV-2 or any future mutation or variation. This includes but isn't limited to cancelling or cutting short your trip, changes in FCDO advice after booking or any costs associated with being placed under quarantine in the UK or abroad. However, providing you're travelling to an area where no FCDO advice against travel exists we'll provide cover relating to medical emergencies and repatriation for Covid-19.
There's no cover under any section of our travel policies if you travel against FCDO advice.
Flexible Choice |
Choose Single trip or Annual Multi Trip cover with varying levels of cover and many sports and leisure activities included as standard. Additional cover available for Winter Sports, Golf, Gadget and Cruise holidays. |
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Cover when you need it |
We insure a wide range of medical conditions and pay up to £20million in emergency medical expenses. |
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Cover for young and old |
We don't think age should hinder adventure which is why we offer travel insurance to holidaymakers aged 18 to over 65. Children can be added to an adult's policy. |
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Access to our 24-hour Multilingual Emergency Helpline |
If you’re injured or fall ill while on holiday, you can call our 24-hour Emergency Assistance Helpline. |
Whether you’re flying solo or holidaying with friends and family, Admiral covers the UK, Europe and worldwide. And if you’re skiing, golfing or cruising, we can cover that too!
Off to one of the destinations below? Take a look at our guides for some hints and tips on what you need to remember.
Whether you're travelling solo, with your family, or with a little one on the way, read our guides to make sure our cover is right for you.
Whether you want the adrenaline rush of a skiing holiday, or fancy taking to the seas on a cruise, you'll need to add extra cover to your policy.
Choose from three tiers: Admiral, Admiral Gold or Admiral Platinum cover.
Admiral |
Admiral |
Admiral |
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Excess |
£100 | £75 | £50 |
Emergency medical treatment & repatriation (Limits up to) |
£10M | £15M | £20M |
Cancellation or cutting short your trip (Limits up to) |
£1K | £2.5K | £5K |
Personal belongings (Limits up to) |
£1K | £1.5K | £2.5K |
Money & documents (Limits up to) |
£300 | £400 | £500 |
Read the full list of benefits in the policy summary booklet.
Craving the adrenaline rush of hitting the slopes? Make sure you add on our Winter Sports Upgrade.
Taking to the seas on a cruise liner? Include the Cruise Upgrade.
Without these upgrades, your trip won’t be covered at all.
Also consider the length of cover you need. Single Trip policies cover one trip up to 365 days while our Annual Travel policies cover you for 12 months. You can take an unlimited number of trips lasting up to 31 days on the annual policy.
After forking out for the holiday you might be asking yourself 'what is travel insurance and do I really need it?'.
Basically, it's there to protect you if the worst were to happen while you're overseas. This includes:
You can choose Single Trip travel insurance or annual cover and add on any of our policy upgrades if you're going skiing, golfing or on a cruise - Winter Sports, Golf and Cruise travel.
Many people think it's just there to help if their flights are delayed or their baggage goes missing but it could be the difference between an accident abroad costing you an insurance excess, or paying thousands of pounds out of your own pocket.
The average cost of a medical claim on a travel policy in 2016, according to the ABI, was £1,300.
Mark Shepherd, Assistant Director, Head of Property, Commercial and Specialist Lines at the Association of British Insurers, said: “While most travellers enjoy their breaks, falling seriously ill overseas is stressful enough, without the added worry of how to pay for potentially very expensive medical bills."
Admiral provides you with 24-hour emergency support so you'll be able to reach someone at any time if the worst were to happen.
You can be insured almost anywhere worldwide and for a range of fun activities such as scuba diving, windsurfing, canoeing and more.
There's always a lot to worry about before heading off abroad, but if you buy Admiral Travel Insurance, you'll have one less thing on your mind.
You can then jet off safe in the knowledge that:
You can make a claim for the cost of extra transport, accommodation and administration costs you have to pay to get a replacement passport or emergency travel document. We’ll pay up to £300, £400 or £500 (depending on your tier of cover) towards these costs.
Please keep all receipts and obtain written confirmation from the embassy/consulate showing the date of the incident and cost of the replacement passport.
A pre-existing medical condition is a short or long term illness or injury you have or have had before you buy travel insurance. This includes having symptoms, tests, diagnosis or medical treatment for a condition.
You can declare your pre-existing medical conditions during the quote process to see if we can offer cover. If you’re unsure what needs to be declared or if you're unable to find your condition on the medical conditions list, please contact us on 0333 234 9913.
Your pre-existing medical conditions won’t be covered unless you’ve:
Policy terms and conditions apply. Please note, if you’ve had a positive diagnosis of Covid-19 in the last two years and sought medical attention, this needs to be declared on your policy.
If you don’t tell us about your pre-existing medical conditions or give us incorrect information, your policy may be invalid, and we may refuse all or part of any claim you submit.
For a quote with us, click the green button above.
If you have or have had a more serious pre-existing medical condition and are struggling to find travel insurance, the Money Advice Service medical directory may be able to help. This directory has a panel of travel insurance providers who specialise in covering serious medical conditions.
Alternatively, you can call them on 0800 138 7777. (Monday to Friday 8:00-18:00, closed on Saturday, Sunday and bank holidays.)
You can get cover for pretty much anywhere you might want to go. But since ‘pretty much anywhere’ isn't everywhere, we've broken it down into four zones:
Bear in mind we can’t provide cover for any trips to countries where the Foreign, Commonwealth and Development Office advises against 'all travel' or 'all but essential travel'.
Check with the Foreign, Commonwealth and Development Office if you're not sure.
Get your holiday insurance quotes by calling our friendly team on 0333 234 9913. You can also buy online.
To find out how Covid-19 affects your travel insurance, take a look at our dedicated FAQ page.
No, it's not a legal requirement but it gives you cover against things like cancelled holidays, missed transports, missing luggage and injury while abroad.
Cover for catastrophes including fire, storm, lightning, avalanche, landslide, explosion, hurricane, earthquake, volcanic activity including ash cloud, flood, tidal wave, tsunami, medical epidemic or pandemic are all included as standard on our Gold and Platinum policies. This cover is not included in our Admiral level policy.