Important information about your cover and Coronavirus (Covid - 19)

There's information for new and existing customers and answers to frequently asked questions on our Coronavirus page.

New Customers

Our Travel Insurance policy doesn't cover most claims relating to Covid-19, SARSCoV-2 or any future mutation or variation. This includes but isn't limited to cancelling or cutting short your trip, changes in FCDO advice after booking or any costs associated with being placed under quarantine in the UK or abroad. However, providing you're travelling to an area where no FCDO advice against travel exists we'll provide cover relating to medical emergencies and repatriation for Covid-19.

There's no cover under any section of our travel policies if you travel against FCDO advice.

Golf Travel Insurance

Cover for your golf equipment if it's lost or stolen.

What's covered?
Pre-existing medical conditions and directory

5 Star Travel Insurance from Admiral

5 Star rated Platinum level Travel Insurance

Our Platinum level cover has Defaqto's highest 5 Star rating.

What's covered with Golf Travel Insurance?

Admiral Golf Travel Insurance protects your golf equipment, including clubs, if they're lost, stolen or damaged while you’re away. It also pays for replacement equipment hire and lost green fees if you can’t get out on the course.

Admiral's Golf Travel Insurance extension can be added to get the following benefits:

Admiral

Admiral
Gold

Admiral
Platinum

Damaged, lost, or stolen golf equipment

£1,500

(£150 Excess)

£1,500

(£75 Excess)

£1,500

(£50 Excess)

Replacement equipment hire

(£50 per complete 24 hrs)

Max £500 Max £500 Max £500

Lost green fees

(£50 per complete 24 hrs)

Max £500 Max £500 Max £500

Make sure your golf clubs are covered

Whether you have 18 holes pencilled in everyday or just a couple of rounds with your partner, Admiral Travel Insurance with our Golf Travel Insurance upgrade offers the peace of mind you need before setting foot on the fairways.

If you're taking your own clubs why not add the Golf Club Travel Insurance upgrade to your Admiral holiday insurance to cover:

  • Damaged, lost or stolen golf equipment
  • Replacement equipment hire
  • Lost green fees

All levels of cover with the Golf Travel Insurance upgrade will pay a maximum of £1,500 if your equipment gets lost, stolen or damaged and we'll also pay a maximum of £500 (£50 per complete 24 hours) towards the cost of hiring replacement clubs.

If you're taken ill while playing golf, or you get injured, rest assured all levels of cover offer up to £50 per complete 24 hours for non-refundable green fees, up to a maximum of £500.

What happens if my golfing holiday is cancelled?

In the unfortunate event your holiday is cancelled, you’ll be covered for certain cancellation reasons with Admiral Travel Insurance.

Depending on the level of cover you choose – Admiral, Admiral Gold or Admiral Platinum Cover – you could receive up to £5,000 to cover the costs of your trip (regardless of whether you added the golf upgrade or not).

Cancellation reasons that are covered include:

  • Death, illness, injury or complications of pregnancy or childbirth The death, serious injury, serious illness or complications of pregnancy or childbirth of you, your travel companion, a close relative, a close business associate or anyone outside your home area you planned to stay with
  • FCDO advice If you can’t travel to your intended destination due to the Foreign, Commonwealth and Development Office (FCDO) advice for your destination changing to as a minimum ‘advise against all but essential travel’ after buying your policy or booking any individual trip, whichever is later

You can read the full list of cancellation reasons we cover in our policy documents.

What if I have a pre-existing medical condition?

A pre-existing medical condition is a short or long term illness or injury you have or have had before you buy travel insurance. This includes having symptoms, tests, diagnosis or medical treatment for a condition.

You can declare your pre-existing medical conditions during the quote process to see if we can offer cover. If you’re unsure what needs to be declared or if you're unable to find your condition on the medical conditions list, please contact us on 0333 234 9913.

Your pre-existing medical conditions won’t be covered unless you’ve:

  • Declared them all on your policy
  • Received written confirmation that we’ll cover your medical condition
  • Paid any additional premium in full

Policy terms and conditions apply. Please note, if you’ve had a positive diagnosis of Covid-19 in the last two years and sought medical attention, this needs to be declared on your policy.

If you don’t tell us about your pre-existing medical conditions or give us incorrect information, your policy may be invalid, and we may refuse all or part of any claim you submit.

For a quote with us, click the green button above.

The Money Advice Service Medical Directory

If you have or have had a more serious pre-existing medical condition and are struggling to find travel insurance, the Money Advice Service medical directory may be able to help. This directory has a panel of travel insurance providers who specialise in covering serious medical conditions.

Alternatively, you can call them on 0800 138 7777. (Monday to Friday 8:00-18:00, closed on Saturday, Sunday and bank holidays.)

How do I get a Golf Travel Insurance quote?

You can call 0333 234 9913 for an Admiral Travel Insurance quote and ask to add on the Golf Upgrade, alternatively you can buy online and select ‘Golf Upgrade’ during the quote process.

Your questions answered

We're sure you'll love our great products but maybe you have a few questions. You can find answers in this section.

What's covered under lost green fees?

We will pay up to £50 per day (maximum of £500) towards the daily allowance for non-refundable pre-paid green fees, golf equipment hire fees and tuition fees which are not used due to an accident injury or illness, and adverse weather causing the course to close.

How do I make a claim?

For non-medical emergency claims:

  • Where policies were renewed before 5 May 2020, call our claims team on 01243 218 437 between 8:00 and 20:00 Monday to Friday and 9:00 until 16:00 Saturday
  • For cover bought or renewed after 5 May 2020, call our claims team on 0333 234 9914 from 9:00 until 17:00 from Monday to Friday

If your equipment is stolen you must report it to the police within the first 24 hours.

It will help your claim if you can produce receipts for your golfing equipment, or a credit card or bank statement.

If you fall ill while you’re on holiday you must produce a doctor’s note if you are claiming for missed play due to ill health.

What golf equipment is covered with the upgrade?

We will pay up to the policy limits for any loss, theft or damage to the following equipment that you own: golf clubs, golf bags, golf shoes and a non-motorised golf trolley.

Do I need specialist golf travel insurance?

It’s not compulsory to have specialist golf travel insurance, but it’s a good idea to make sure you’re covered in case the worst happens. Our Golf Travel Insurance upgrade covers:

  • Damaged, lost or stolen golf equipment
  • Replacement equipment hire
  • Lost green fees

This is in addition to the cover you get with your standard travel insurance.

Getting the most out of your trip

Going anywhere nice?

Off to one of the destinations below? Take a look at our guides for some hints and tips on what you need to remember.

Travel insurance that suits you

Whether you're travelling solo, with your family, or with a little one on the way, read our guides to make sure our cover is right for you.

Travel Insurance upgrades

Whether you want the adrenaline rush of a skiing holiday, or fancy taking to the seas on a cruise, you'll need to add extra cover to your policy.