Motor insurance explained

What you need to know about motor insurance

We know insurance can be complicated. Our guides are all about making it a little easier to understand – so you know what to do if you need to claim.

Quick links

What do you need a hand with?

Making a claim

We hope you never have to make a claim. But if you do, our resources are here to help you understand the process from start to finish.

How to claim for pothole damage

How to claim for pothole damage

Hitting a pothole can be dangerous for you and your car. So, what can you do about it?

Can you claim?
What to do if you’re hit by an uninsured driver

What to do if you’re hit by an uninsured driver

You’re in an accident, but the other driver hasn’t got car insurance. What now?

The key steps
Car insurance claims myths busted

Car insurance claims myths busted

Let’s bust some of the common myths around insuring your car.

True or false?
Does car insurance cover storm damage?

Does car insurance cover storm damage?

Storms are nothing new in the UK. But what if your car’s affected, and can you claim?

Find out more
What happens when someone claims against my car insurance?

What happens when someone claims against my car insurance?

Having your insurance claimed on by someone else is frustrating, but it’s important to know how it works.

What to do

Your policy

Our resources are here to help you understand your policy inside out.

Is my car insured?

Is my car insured?

Make sure you’re covered before getting behind the wheel.

How to know
Changing insurance from one car to another

Changing insurance from one car to another

Getting a new car is exciting – but remember to sort the practical stuff too, like updating your insurance.

What to do
Which level of cover do I need?

Which level of cover do I need?

There’s more than one kind of car insurance cover to choose from, but which is best for you?

Find the right fit
What is MultiCar insurance?

What is MultiCar insurance?

Got more than one car at home? Insure multiple cars on one policy and you could save time and money.

Do you need it?
Temporary car insurance guide

Temporary car insurance guide

Use our guide if you need short-term cover on a car and don’t know where to start.

Learn more
Breakdown cover explained

Breakdown cover explained

Stuck on the side of the road? Breakdown cover is there to lend a helping hand.

How it works
Why you shouldn’t double insure your car

Why you shouldn’t double insure your car

It’s easier to double up on insurance than you think! We explain why it’s an issue and how to avoid it.

The downsides
Our car insurance jargon buster

Our car insurance jargon buster

From non-fault claims to excess, read up on the most common car insurance terms.

Learn the lingo
Which class of use do I need?

Which class of use do I need?

What classes of use are there when it comes to car insurance, and what’s right for you?

Which is best?
Courtesy car vs car hire explained

Courtesy car vs car hire explained

There’s more than one thing that sets courtesy and hire cars apart.

Find out more
What’s insurance premium tax?

What’s insurance premium tax?

Do you need to pay tax on your car insurance?

Learn more
Sports car insurance explained

Sports car insurance explained

If you’ve got a sportier ride, your insurance may be a little different.

Do you need it?
Do I need legal cover on car insurance?

Do I need legal cover on car insurance?

It’s not uncommon for car accidents, damage and theft to go to court. But are you covered for it?

Find out here
What happens if my car insurance is cancelled?

What happens if my car insurance is cancelled?

We explain what reasons there could for your insurance being cancelled – and if you can get it back.

What to do next

What affects my policy?

There are lots of things that affect your car or van insurance – we explain what they are and what they mean for you.

Car insurance categories explained

Car insurance categories explained

Find out how car insurance categories work and if they affect you.

Learn more
How you affect your premium

How you affect your premium

Lots of things can push the cost of your insurance up or down. But what are they?

What affects it?
11 things that can impact your car insurance

11 things that can impact your car insurance

These common things can affect your insurance more than you’d think.

Stay aware
Declaring your car off the road

Declaring your car off the road

Own a car but never drive it? Learn about the SORN process and how it works.

The key steps
Temporary car insurance guide

Car insurance groups explained

Cars are organised into different groups, which can affect your insurance.

Why they matter
Breakdown cover explained

What is telematics?

You may have heard of black boxes, but why do people use them in their car?

How it works
What do I need to tell my insurer?

What do I need to tell my insurer?

There are certain things that your car insurer needs to know about – from accidents to updating your address.

Learn more
Other drivers and your car

Other drivers and your car

Find out if you need to add another driver to your policy before you let them get behind the wheel.

Who can drive
How to reduce your car insurance price

How to reduce your car insurance price

Can you lower the cost of your insurance with a few changes?

Cut the cost
Do I need to change my car insurance after getting married?

Do I need to change my car insurance after getting married?

You’ve tied the knot – but does it affect your car insurance?

Next steps
How black box insurance can help if you’re a student

How black box insurance can help if you’re a student

Learn all about black box telematics and what it can do for you.

Can you save?
Do criminal convictions affect car insurance?

Do criminal convictions affect car insurance?

Breaking the law can affect your car insurance in more ways than one.

Learn more
Putting children on your policy

Putting children on your policy

Learn the basics around adding your children to your car insurance.

What to do
Drink driving and motor insurance

Drink driving and motor insurance

On top of being dangerous and illegal, drink driving can be a serious problem when it comes to your insurance.

How it works
Myths around driving other cars debunked

Myths around driving other cars debunked

Can you just hop in another vehicle? Is adding a driver expensive? We cover off some of the common myths.

Busting myths

Need insurance?

Now you understand it all a little better, check out the motor insurance we have on offer.

Car insurance

A safety net for your ride.

Our car insurance

Van insurance

Choose the right cover for you and your van.

Our van insurance

EV insurance

Gone green? Check out our EV cover options.

Our EV insurance

Policy books

It’s a good idea to get familiar with your policy book. That way, you know exactly what you are and aren’t covered for.