A type of car insurance which sees a small device, commonly called telematics or black box, fitted to your car to measure how you drive in order to reward safe drivers with a reduced premium.
A number of car insurance providers now offer telematics, while predominantly aimed at younger, newer drivers looking for a way to reduce their monthly premium; a black box policy can help any good driver get a discounted policy.
Admiral’s black box is called LittleBox, and we think it’s pretty great.
LittleBox is a small unit – roughly the size of your palm – which is fitted behind the car’s dashboard, so you can’t see it and your passengers won’t know you have it unless you tell them.
It monitors how you drive, looking at things like your speed, braking and miles covered.
As well as providing feedback on how you can improve your driving, it uses all the data collected to work out a driving score. This driving score is what determines the discount you will get at renewal; the better your score, the better your discount. And 80% of people using LittleBox get a discounted price at renewal.
If you don’t drive very well and don’t get a good score, you may not get a discount at renewal but we will never put your price up during your policy.
Telematics insurance gives you more control over the cost of your insurance and can help good drivers get a fairer price.If you’re in a high risk group, such as young or inexperienced drivers, then this could be ideal for you.
Admiral LittleBox gives drivers a score and feedback on how to improve their driving which can help them become better and safer drivers.
LittleBox is fitted with free theft tracking so if your car is ever stolen we can help police recover your car.
Conventionally, companies base premium on factors such as the vehicle's insurance group, the age of the driver, their experience and history on the road.
These factors do play a part in telematics, but rather than just relying on statistics for all drivers in an age group, for example, insurers use electronically-gathered data to calculate, and recalculate, your quote based on how good a driver you are.
Almost anyone can get telematics insurance.
To get a LittleBox policy you need to:
Find out more about Admiral's black box insurance.
Some people think telematics technology is there to catch drivers out, but it’s actually there to help drivers get a fair price for their car insurance:
Check out our mythbuster which includes even more great information about telematics insurance including curfews, informing police of speeding and black boxes taking over the car radio...
It’s not just car drivers looking for ways to bring down the cost of insurance, van drivers, particularly younger drivers just starting out, can also face higher premiums.
This is why we introduced Admiral LittleBox for Van – we want to make insurance affordable for all our customers, including van drivers at any age. It works just the same as our normal telematics box and is also fitted with theft tracking.
We can fit LittleBox into most vans on the market, but if you’re unsure contact us to double check.
Your van must be: