It’s very common to get into debt nowadays. The cost of living crisis has made it much harder to live comfortably without having to borrow.
But there are some things you can do to avoid getting into or worsening your debt:
If you're dealing with debt struggles, here's what you can do to navigate your way through it:
If you think you'll miss a payment, don't worry - there's support available.
Reaching out early can help us find a solution for you, such as changing your payment schedule or looking for extra support.
We can help walk you through how missed payments are handled and the steps to take to resolve them.
Understanding the process of what happens if you miss a payment can help to prevent any further financial difficulty.
Find out more about how to get in touch with us at the bottom of this page.
You can also check out some other online resources for debt struggles:
There are different ways you can contact us to find out more about the support available:
If you have hearing or speech difficulties, you can use the national text relay service, Relay UK, to act on your behalf. Everything is completely confidential, including the details you share for identification and verification questions.
Head to our Help and support hub to find more resources or check out the links below.
It can be hard to get back on track if your income suddenly or unexpectedly drops. We'll help you the best we can if it happens to you.
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Find supportThe cost-of-living increase can affect us all. If you’re feeling anxious or worried about your finances, our resources will hopefully make you feel less alone.
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