Lifestyle Guides

Top 10 cheapest commercial vehicles to insure

When you’re budgeting for a new commercial vehicle there are lots of things to keep in mind - running costs and fuel are up there but finding cheap insurance is often the top priority for drivers.

Commercial Vehicles

When you’re budgeting for a new van, pick-up truck or utility vehicle there are lots of things to keep in mind – running costs and fuel are up there, but finding cheap van insurance is often the top priority for drivers.

Whether you have a workhorse van or a pick-up for fun weekend jaunts, finding cheap commercial van insurance can be a minefield.

So, to help you on the road to van bliss, we’ve looked at real Admiral Van Insurance customers’ (aged over 31) average premiums between January and March 2021 to help you grab that budget van insurance policy you’re looking for. 

Land Rover 90 - average annual premium: £288.84

In 2016 the last Land Rover Defender left the assembly line at Solihull. If you count the Defender alongside its predecessors, the Series I, II and III Land Rovers, it was in continuous production for an astonishing 68 years. 

The ‘90’ reflected the length of the wheelbase (88 inches), compared to the bigger '110' (109 inches). Now highly collectable, arguably no other vehicle matches the "classic" Land Rover in all-terrain capability and practicality. 

Land Rover 110 - average annual premium: £314.21

Land Rover Defender Hard Top

The long-awaited replacement for the "classic" Land Rover is a legend reinvented for the 21st century. Boasting the latest tech and supreme off-road capability, it's the most capable and connected Land Rover ever. 

Available as a three-door 90 or longer five-door 110 (which can seat six), its design pays homage to the original, but with a modern twist. Buyers can choose between petrol, mild hybrid petrol and diesel engines, and a plug-in hybrid. 

There's even a commercial version (pictured). Marketed as the Land Rover Defender Hard Top, it has a ground clearance of 291mm, a wading depth of 900mm and a 3,500kg towing capacity.

Citroen Nemo - average annual premium: £360.70

Citroen Nemo

On sale between 2007-2017, the cute Nemo compact van was developed alongside the almost identical Fiat Fiorino and Peugeot Bipper. 

Despite its dinky dimensions, there's a 2.5 cubic metre load volume and a useful payload capacity of 610kg. Find one with a folding passenger seat and load capacity increases to 2.8 cubic metres. 

A little tight in the cabin for bigger drivers, it's powered by efficient petrol and diesel engines, though the later 1.3-litre BlueHDi diesel unit is the one to go for. 

Easy to drive with a tight turning circle, the Nemo is cheap to run and perfect for urban environments. 

Fiat Doblo Cargo - average annual premium: £371.92

FIAT Doblo Cargo

Divisive looks aside, the versatile Doblo Cargo has been dubbed the Tardis of the small van world. 

There are four versions – the Cargo Van (standard length), Cargo Maxi (longer), Cargo High Roof and Cargo XL (which combines extra length with a high roof). Competitively priced and with a good range of petrol and diesel engines, it has impressive load-carrying credentials. 

On sale since 2010, it’s starting to show its age, but still represents a good buy, especially second-hand.

Ford Fiesta Van - average annual premium: £376.52

Ford Fiesta Van

Whether you're going for the current model or the previous generation car (2013-2017) the commercial version of the UK's best-selling car new and used is a cracking little van. 

Now only available new with Ford's superb 1.0-litre mild-hybrid petrol engine, it looks cool, comfortable, well equipped and refined – and it's lost none of the Fiesta's impressive driving dynamics.

Isuzu Rodeo - average annual premium: £377.95

Isuzu 2.5 Rodeo Denver

On sale from 2002-2012, the Rodeo pick-up has been out of production for a while now, so you'll have to look hard for a solid used vehicle. The good news is that later examples (especially the Rodeo Denver) were tough workhorses, so they still have plenty of life left in them. 

Available with a single or double cab, a payload of 1,000kg and maximum towing limit of 3,000kg, it's also very capable off-road.  

Volkswagen Transporter - average annual premium: £383.56

Volkswagen Transporter

Launched in 2016, the current sixth-generation Transporter T6.1 is one of the biggest-selling panel vans in the UK. It's a class act, boasting comfort, high build quality and a fine range of efficient petrol and diesel engines, plus top tech. 

Just like VW's passenger cars, it's available with a smooth seven-speed DSG automatic gearbox and a user-friendly touchscreen infotainment system.

Isuzu D-Max - average annual premium: £384.11

Isuzu D-Max

Whether you go for the all-new second-generation D-Max or the outgoing model originally launched in 2012 (pictured), this rugged pick-up truck is exceptionally capable and competitively priced. The handsome all-new D-Max adds new technology and a hugely improved ride to its traditional strengths of build quality and reliability. 

Winner of the 2021 Pick-up of the Year award from 4x4 Magazine, it has a maximum five-star Euro NCAP safety rating and comes with a five-year/125,000-mile warranty.

I'm an experienced journalist, digital editor and copywriter, now specialising in motoring. I’m editor of Automotive Blog and have worked across the media in newspapers, magazines, TV, teletext, radio and online for household names including the BBC, GMTV, ITV and MSN. I’ve produced digital content in the financial sector for Lloyds Bank, Nationwide and the Money Advice Service. I'm married with two children and live near Bath in Somerset.

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