If you borrow £10,000 over 60 months at a Representative 3.0% APR and an annual interest rate of 2.96% (fixed) you would pay £179.51 monthly and the total amount you would repay would be £10,770.60.
At least 51% of people who take out a loan between will be given the advertised representative APR. The rate you’re offered will depend on the amount you wish to borrow along with your personal circumstances, financial circumstances and credit history.
What are the benefits of a personal loan?
Admiral Loans is a responsible lender who always aims to make sure the loan suits your needs and the borrowing process is straightforward.
You can repay your loan in full or in part at any stage of the loan's lifetime. There are no application fees.
Between 12 and 60 months. Approval of loans is subject to credit checks, your personal circumstances and our affordability criteria.
Once your loan application has been approved, you'll receive a personally tailored APR, fixed for the duration of the loan.
A personal loan doesn’t have to be for home improvements or financing a new car, you can use the extra funds towards your dream wedding.
According to Brides Magazine, the average cost of a wedding is £30,111. It's not surprising these costs add up when you consider:
- Groom's outfit
Is a personal loan the right decision for a wedding? Whether you’re looking to pay for all of your special day or just part of the ceremony, think carefully about the monthly repayments and how long you’ll be paying it back after your wedding is over.
One of the advantages of a personal loan for a wedding is your monthly repayments will be fixed, allowing you to budget accordingly. You’ll also be able to pay in cash, which might get you a better deal on your dress or venue.
Personal Loans from Admiral
Our loans are unsecured, meaning there's no security needed (such as your home).
Depending on credit checks and your personal circumstances, you can borrow anything from £1,000 to £25,000, and once your application has been approved, you'll receive a personally-tailored APR fixed for the duration of the loan.
Can you afford it?
Before you apply for a personal loan, make sure you can afford the monthly repayments. You should consider how much you’ll need to pay back, the interest rate and charges (APR) and the length of the loan.
How to apply?
Due to COVID-19 we have had to pause loans for new customers, we’re hoping to be back up and running soon so keep an eye on our Personal Loans page for any future updates. Our Personal Loans FAQS are always available for any questions you may have about the process.
When you're applying for a loan we'll carry out a hard credit search that will affect your credit score. We'll check your details against our lending rules to decide if we can offer you a personal loan.
How to increase the value of your home
Looking to increase the value of your home? We've teamed up with some experts to bring you some helpful tips...Read more
Extending your home – what to expect
Extending your home gives you the opportunity to really make it your own and to get the most out of your property...Read more
Your guide to garage conversions
Whether you want to expand your kitchen or need a place for the kids’ extensive toy collection, the space you’ve been...Read more
Admiral One, Admiral Loans and Admiral Car finance are all trading names of Admiral Financial Services Limited (AFSL). The maximum APR we offer is 29.9%. Please see our terms and conditions here.
AFSL are a member of the Finance and Leasing Association (FLA) who are an industry leader in promoting best practice within the motor finance, consumer and asset businesses in the UK. As a member we are subscribed to their Lending Code. Click here to download a copy of their Lending Code.