Apply for an Admiral Personal Loan today

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Representative APR

The rate shown is based on the representative APR for the amount you enter. The rate offered and your repayments will depend on the amount you wish to borrow and your personal circumstances.

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Representative APR 3.3% fixed

This rate applies for loans from £5,000 to £7,400. The rate offered will depend on the amount you wish to borrow and your individual circumstance. 

Representative example: If you borrow £5,000 over 60 months at a Representative APR of 3.3% (fixed) and an annual interest rate of 3.3% you would pay £90.40 monthly and the total amount you would repay would be £5,424.00.

Great reasons to choose an Admiral Personal Loan


Responsible lending

Admiral Loans is a responsible lender who always aims to ensure the loan is suitable to customer needs and the borrowing process is straight forward.



You can repay your loan in full or in part at any stage of the loan's lifetime. There are no application fees.


Borrow £1,000 - £25,000

Between 12 and 60 months. Approval of loans is subject to credit checks, your personal circumstances and our affordability criteria.


Fixed APR

Once your loan application has been approved, you'll receive a personally tailored APR, fixed for the duration of the loan.

What type of loan do you need?

If you’re looking to pay for a big purchase such as a house extension or new car but don’t have enough disposable income, an unsecured loan could be the best way for you to finance the payment.

You can use one of Admiral’s personal loans for a variety of reasons. Whether it’s for home improvements, debt consolidation or you’re planning your dream wedding. All of our loans are unsecured, meaning you don’t need to provide security in the form of assets - your home or car - if you miss a repayment.

You should also think about your:

Credit rating

Is your credit rating high enough to allow you to take out a loan? Also assess if you can afford the monthly repayments - falling behind could have a negative effect on your credit rating making it difficult for you to borrow in the future if you need to. However, if you are careful and pay the loan back in time this will have a positive impact on your credit rating.


If you are already in debt with credit cards or store cards, can you afford to add on further debt by taking out a loan? While you can use a debt consolidation loan to transfer all of your money into one loan, check your existing loans to see if there are any early repayment charges so you can factor them into your calculations

What type of loan can I get?

If you’re in the market for a new motor then a Car Loan could be for you. There are many different ways to borrow money for a car such as leasing or car finance. An Admiral Car Loan is unsecured and could help you spread the cost of your purchase.

Find out more about the Admiral Car Loan

If you owe a number of debts on different loans or credit cards, a Debt Consolidation Loan could help you bundle all of your outstanding debts into one manageable sum. Once you have the loan you can close the other loans or cards and use the debt consolidation loan to pay off the outstanding balance. Having just one repayment will be a lot easier to manage than multiple debts.

Find out more about the Admiral Debt Consolidation Loan

home improvement loan

If you’re looking to carry out large renovation projects at your home such as a garage or attic conversion or you want a new fitted kitchen, a Home Improvement Loan can help you pay for the work. Many people are opting to add value to their home rather than face the expense of buying a new property.

Find out more about the Admiral Home Improvement Loan

Before you apply

Consider your borrowing options

Before making a decision make sure you consider all your borrowing options to ensure it's the right choice for you, and seek independent advice where necessary.

How to apply

Once you've decided how much you'd like to borrow, you can either fill in your details using our online form, or call our friendly Admiral Personal Loans team to get the process started.

Your questions answered

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As a basis for qualification, you must be a permanent resident of England, Wales or Scotland, having lived in the UK for at least 3 years, be between the ages of 18 and 75, and with no recent history of bad credit such as County Court Judgements (CCJs), IVA or bankruptcy. The rate offered will depend on the amount you wish to borrow and your individual circumstances. You can apply for any amount between £1,000 and £25,000 for a period between 12 and 60 months.

APR stands for annual percentage rate. This is the total charge for the loan including fees and interest expressed as a percentage. The APR you are offered may differ from the representative example displayed, this is because each loan application is assessed on an individual basis. The maximum APR we offer is 29.9%.

Admiral Loans are administered and arranged by EUI Limited. EUI Limited is registered in England and Wales at Tŷ  Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register,

EUI Limited is a registered data controller (No. Z5299783) under the Data Protection Act 1998. The data controller is EUI Limited. You acknowledge that by providing your personal data to us, you consent to its processing in the manners outlined in our Privacy Policy. Click here to read.

Please see our terms and conditions here.

When you submit an application for a loan, we will conduct an application credit search which may affect your credit score, so you may wish to keep applications to a minimum to protect your credit rating.

If you have any queries about the manner in which your data is processed, please write to: Data Protection Officer, EUI Limited, Tŷ Admiral, David Street, Cardiff CF10 2EH.