We’re currently experiencing high call volumes so it may take us longer than usual to answer your call.

Car and Home new customers – We’ll be with you as soon as possible or you may prefer to get your quote and cover online. 

Car and Home existing customers – Call wait times are up to an hour so we are prioritising changes required in the next 1-3 days. We recommend you update your policy in MyAccount or get in touch via webchat.

We’re sorry for any inconvenience caused and thank you for your patience.

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Admiral Loans

Looking for an Admiral Personal Loan or Car Finance?

What type of loan or finance are you looking for?

Admiral Personal Loans

A Personal Loan could be used for lots of things, including:

  • Home improvements
  • Consolidating your debts - for example credit cards or other loans
  • Paying for your wedding
  • Furthering your education.

Admiral Personal Loans are unsecured which means you don't need to provide security in the form of assets like your home or car.

Admiral Car Finance

Admiral Car Finance offers PCP (Personal Contract Purchase) and HP (Hire Purchase) as a way of buying your dream car. You can get a no-obligation quote, which doesn’t leave a footprint on your credit file, so you can compare your options before deciding which is best for you.

PCP and HP are types of secured finance, which means we own the car until you’ve made the final payment. You can read more about different types of car finance here.

Before you apply

Consider your budget

  • Can you afford the monthly repayments?
  • Will you be able to make the repayments if your circumstances change?

You don't want to overstretch yourself and end up behind your payments as this could have a negative effect on your credit rating.

Think about your credit rating

If you know your credit rating is quite low, you might struggle to get accepted for a loan or car finance. Every time you apply for a loan or finance it leaves a footprint on your credit file so think carefully before making an application.

You might want to think about improving your credit score before applying for any credit like a loan or car finance.

Useful Guides

What is APR?

We've all heard of it - but what does it actually mean?

Read more

How to improve your credit rating

Find out what you can do to get a better credit rating.

Read more

Beginners guide to car finance

Don’t know your PCP from your HP’s? Read all about different types of car finance here.

Read more

Admiral One, Admiral Loans and Admiral Car finance are all trading names of Admiral Financial Services Limited (AFSL). The maximum APR we offer is 29.9%. Please see our terms and conditions here.

Admiral Financial Services Limited (AFSL) is a registered data controller (No. ZA257412). The data controller is Admiral Financial Services Limited. You acknowledge that by providing your personal data to us, you consent to its processing in the manners outlined in our Privacy Policy. Click here to read. If you have any queries about the manner in which your data is processed, please write to: Data Protection Officer, Admiral Financial Services Limited, Tŷ Admiral, David Street, Cardiff CF10 2EH.

AFSL are a member of the Finance and Leasing Association (FLA) who are an industry leader in promoting best practice within the motor finance, consumer and asset businesses in the UK. As a member we are subscribed to their Lending Code. Click here to download a copy of their Lending Code.