Personal Loans Calculator

Using the Loan Calculator

Use the sliders to set how much you’d like to borrow and for how long. You will instantly see typical monthly repayments, total amount repayable and a Representative APR.

Loan amount?

Minus Plus

Over how long?

Minus Plus

Monthly Repayment

Total Amount Payable

Representative APR

Our personal loan calculator is just for illustration purposes. Our personal loan calculator uses a representative APR but if you apply for an Admiral loan, you might get offered a different APR which will change the monthly and total amounts repayable. The APR rate you will be offered will depend on the amount you want to borrow, and your individual circumstances.

Apply for my rate

Representative 2.9% APR on loans from £7,500 to £15,000

The rate offered will depend on the amount you wish to borrow and your individual circumstances. 

Representative example: If you borrow £10,000 over 60 months at a Representative APR of 2.9% and an annual interest rate of 2.86% (fixed) you would pay £179.07 monthly and the total amount you would repay would be £10,744.20.

Before you apply for a loan

Every time you apply for a loan it leaves a footprint on your credit file, multiple credit applications in a short space of time could have a negative impact on your credit rating, so think carefully before you apply for a loan. Make sure you can afford the monthly repayments before you apply, and think about your circumstances and whether you could still afford the monthly payments if your circumstances change.

Three great reasons to choose an Admiral Personal Loan

Flexibility to make overpayments at any time

There are no
set‑up or arrangement fees

Sign your agreement online

As a basis for qualification, you must be a permanent resident of England, Wales or Scotland, having lived in the UK for at least 3 years, be between the ages of 18 and 75, and with no recent history of bad credit such as County Court Judgements (CCJs), IVA or bankruptcy. The rate offered will depend on the amount you wish to borrow and your individual circumstances. You can apply for any amount between £1,000 and £25,000 for a period between 12 and 60 months.

APR stands for annual percentage rate. This is the total charge for the loan including fees and interest expressed as a percentage. The APR you are offered may differ from the representative example displayed, this is because each loan application is assessed on an individual basis. The maximum APR we offer is 29.9%.

Admiral Loans is a trading name of Admiral Financial Services Limited (AFSL). Admiral Financial Services Limited (AFSL) is registered in England and Wales at Tŷ  Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 10255225). Admiral Financial Services Limited (AFSL) is authorised and regulated by the Financial Conduct Authority (Firm reference number: 771862). These details can be confirmed by visiting the Financial Services Register,

Admiral Financial Services Limited (AFSL) is a registered data controller (No. ZA257412). The data controller is Admiral Financial Services Limited. You acknowledge that by providing your personal data to us, you consent to its processing in the manners outlined in our Privacy Policy. Click here to read.

Please see our terms and conditions here.

When you submit an application for a loan, we will conduct an application credit search which may affect your credit score, so you may wish to keep applications to a minimum to protect your credit rating.

If you have any queries about the manner in which your data is processed, please write to: Data Protection Officer, Admiral Financial Services Limited, Tŷ Admiral, David Street, Cardiff CF10 2EH.