Lifestyle Guides

Moving house: The ultimate checklist

So you've found a new home as well as a buyer for your current property. Now the hard work begins – or so they'd have you believe.

moving house

Moving house is often said to be one of the most stressful things you can do, right up there with getting married and taking your driving test.

A rather worrying survey carried out by Which? Mortgage Advisers suggests the process of buying and selling a property is only slightly less stressful than going through a divorce.

The good news is there's plenty you can do to reduce stress levels and following our ultimate checklist for moving house is the best place to start. Some of it will seem obvious now, but is easily forgotten when you’re up to your ears in boxes and parcel tape.

Plan ahead

Researching well and planning ahead is half the battle when it comes to moving house. Preparation can save you an awful lot of heartache, as can accepting there'll be setbacks along the way. It’s important to stay calm enough to be able to take these in your stride so you can arrive smiling at the finishing post.

Staying on top of your finances and knowing how much it will cost to move house is also an important factor if you're to remain relaxed and in control. We have a guide which covers the true costs of moving – take a look to help you budget.

Once you’ve exchanged contracts and got a completion date, it's time to start organising your move in earnest.

One month before

Select a moving day

Once you've confirmed the date of your move, typically a month after exchanging contracts, things will really start moving quickly. If possible, try to avoid picking a bank holiday or a Friday as your moving day as this is when removal firms will be harder to book and probably more expensive. Remember to take the day off work

Redirecting your post

To make sure you continue to receive your mail after moving home, you'll need Royal Mail's redirect service. You can apply up to three months before you move, informing Royal Mail of the actual date at least five days before

Choose your removals firm

It's time to call in the professionals. Get recommendations from friends and family members if possible, otherwise turn to the British Association of Removers to find reputable local companies to provide you with quotes.

Arrange for an estimator or surveyor to visit your home so it's clear exactly what needs to be moved. Decide whether you're going to pack yourself or are willing to pay the removers to handle everything. Also make sure the removals company has sufficient insurance to cover your belongings while they're in transit

Arrange home insurance

You'll want to make sure you have buildings insurance and contents insurance in place before the day you move. You'll need contents cover in place for the move to make sure your things are protected, should they get damaged during the move. Check out our guide on arranging home insurance for a house move for loads more info.

Time for a clear out

Don't go to the trouble of moving items to your new home that you don't want. Be ruthless about getting rid of that exercise bike you never use or those clothes you haven’t worn for years. Now’s the time for that fresh start!

Order furniture early 

If you're buying new, be sure to order them in plenty of time and arrange for delivery to coincide with your moving date. If you've been eyeing up a sofa on (we hear you!), bear in mind they can take around 12 weeks to arrive. Curtains and somewhere to sleep and sit should probably be top of the list.

And we can't stress this enough - get your internet sorted ASAP! Trying to research DIY tips or shopping in your new home with no wifi is no fun. 

Two weeks to go    

Get packing

It's time to start getting those non-essential items safely packed away. Not only will this give you the feeling that you're making progress, it'll provide some much-needed space in the house

Inform utility suppliers

Make a list of everyone you need to change your address with:

  • Gas
  • Electricity
  • Water
  • Council Tax
  • Phone & broadband
  • DVLA
  • HMRC
  • TV licence
  • Banks, finance providers and insurance 
  • Your place of work
  • Doctors/Dentist
  • Schools
  • Pet tags/microchips 

Children and pets

Make arrangements for young children and pets to be elsewhere on moving day. You'll have enough to contend with as it is and they could find the process rather stressful. We've got an article on keeping your pets safe and happy at a new home.

Start emptying the fridge and freezer

Having to deal with chilled and frozen items on moving day is too much hassle. Start running down your supplies or make arrangements for a friend or neighbour to help store them

Parking and access

Make sure your removal company will have access and the ability to park at your current property and new home. And if you have a car, check the permit situation and apply in advance if it turns out you need one

A fresh start

Consider employing the services of a professional cleaning company to give your new home a good going over before the furniture arrives

Last few days

Making a plan

Unpacking will go a lot smoother if you come up with a plan of your new home and let the removal company know exactly where you want individual boxes left. Use clear labelling or a colour scheme to cut down on errors

Disconnect appliances

Begin the process of defrosting your freezer and make sure that items such as the dishwasher are disconnected and ready to be moved

Keys and manuals

It'll be a great help to your buyer if you take the time to properly label all the property's keys. Don't forget any garage, shed and window locks if relevant. Pulling together manuals for the boiler and any appliances remaining in the home will be much appreciated

Moving day

Meter readings

Take final readings of your meters before leaving the property and ideally take photographic evidence that can be provided in the event of a disagreement. Do the same when you arrive at your new house, being sure to also check the gas, electricity and water are all working properly

Access to the property

The removal company will require access to the new house when they arrive with your belongings. Make arrangements for them to get inside and start unloading as soon as possible to avoid delays and additional charges

Hannah Clarke, Property Expert for online estate agent Purplebricks, says organisation is the key to efficient unpacking in your new home. She recommends getting started in the kitchen.

"Get the kitchen out of the way as this is where you will spend most time. From there, prioritise rooms such as bedrooms and living rooms. Time will be limited during the first few days in your new home, so plan meals in advance, especially if you have young children – it’s harder to prepare hot meals when everything is still in boxes,” she said.

“If you can, unpack items such as televisions and gaming consoles last. Having these electronic items set up first will only distract you from finishing the task at hand."

Secure your new home

Once you're in it's recommended you change the locks on the property. It's impossible to say whether there are spare keys to your home floating about, so in this instance it makes sense to be cautious. When working out what costs are involved in buying a house, it pays to take these kinds of expenses into account as everything adds up.

If you’re interested in what other security gadgets are on the market, we’ve taken a look at some traditional and more innovative gadgets for home security.

Stamp Duty and Land Tax

There are temporary changes to both stamp duty in England and Northern Ireland and land transaction tax in Wales, lasting until 31 March 2021.

In England and Northern Ireland, the price at which stamp duty is charged has been raised to £500,000 with immediate effect. Ordinarily, this tax is paid on land or property sold for £125,000 or more, although first-time buyers pay no stamp duty up to £300,000. 

In Wales, starting from Monday 27 July the purchase price at which land transaction tax is charged will increase from £180,000 to £250,000. This change won’t apply for any additional house purchases, such as second homes or buy to let.  

Scottish buyers pay Land and Buildings Transaction Tax.

These payments are usually handled on the buyer's behalf by a solicitor, it becomes due on the day of completion and must be paid within 30 days.

Relax and enjoy

Now is the time to crack open a bottle of champagne, celebrate your achievement and begin to enjoy your new home.

The easy way to manage your policy on the go