While moving home is incredibly exciting, it can also be a stressful time.
To help you plan, we've created a moving house checklist which includes the best time to do things like cancel bills, pack and arrange removals.
And while there's so much to think about (and even more bubble wrap!) it can be easy to forget about home insurance.
Making sure you're covered before you move will take away any stresses of heavy-handed removal teams, so read on for more information on moving and home insurance.
When should I buy home insurance?
It's a good idea to have buildings and contents insurance in place before the day you move.
You may want have contents cover in place for the move to make sure your things are protected if they get damaged in transit.
The mortgage company offers home insurance – can I take this?
Many mortgage providers will offer their own insurance deal. This seems like a quick and easy fix but be careful.
There’s no guarantee the policy will fit your needs or that it’s the best deal, so take some time to shop around.
Some providers may ask to see your insurance policy to make sure you have enough cover in place to protect the home - but again, there's no pressure to choose their option.
What if something gets damaged during the move?
It's a good idea to have contents insurance sorted before the day of the move.
We all know accidents can happen, so making sure all your belongings are covered for damages and breakages can give you peace of mind on moving day.
Do I need to change my bank account information?
Yes, you need to keep all bank account information up to date.
Make sure your bank knows if you change address and that your insurer knows if you want to pay from a different account.
Can I transfer my old home insurance to my new home?
Your insurer may be able to transfer your existing policy to a new home but there's no guarantee your price will be the same.
There's so many different things that affect your home insurance price including the address, crime rate and things like flooding.
Chat with your insurer to confirm. Plus remember, if you plan to do renovation work, make sure you let your insurer know beforehand.
MultiCover
You could also save money by combining your home and car insurance onto one MultiCover policy.
You'll have just one renewal date to remember so that's one less bit of admin to think about when you move!
