Apply for an Admiral Personal Loan

Representative APR 3.0% on loans from £7,500 to £15,000

The rate offered will depend on the amount you wish to borrow and your individual circumstances. 

Representative example: If you borrow £10,000 over 60 months at a Representative APR of 3.0% and an annual interest rate of 2.96% (fixed) you would pay £179.51 monthly and the total amount you would repay would be £10,770.60.

What are the benefits of a personal loan?

Responsible lending

Admiral Loans is a responsible lender who always aims to make sure the loan suits your needs and the borrowing process is straightforward.

Flexibility

You can repay your loan in full or in part at any stage of the loan's lifetime. There are no application fees.

Borrow £1,000-£25,000

Between 12 and 60 months. Approval of loans is subject to credit checks, your personal circumstances and our affordability criteria.

Fixed APR

Once your loan application has been approved, you'll receive a personally tailored APR, fixed for the duration of the loan.

A personal loan doesn’t have to be for home improvements or financing a new car, you can use the extra funds towards your dream wedding.

Admiral loan for a wedding

According to Brides Magazine, the average cost of a wedding is £30,111. It's not surprising these costs add up when you consider:

  • Dress
  • Venue
  • Groom's outfit
  • Invitations
  • Honeymoon
  • Photography
  • Flowers

Is a personal loan the right decision for a wedding? Whether you’re looking to pay for all of your special day or just part of the ceremony, think carefully about the monthly repayments and how long you’ll be paying it back after your wedding is over.

One of the advantages of a personal loan for a wedding is your monthly repayments will be fixed, allowing you to budget accordingly. You’ll also be able to pay in cash, which might get you a better deal on your dress or venue.

Personal Loans from Admiral

Our loans are unsecured, meaning there's no security needed (such as your home).

Depending on credit checks and your personal circumstances, you can borrow anything from £1,000 to £25,000, and once your application has been approved, you'll receive a personally-tailored APR fixed for the duration of the loan.

Can you afford it?

Before you apply for a personal loan, make sure you can afford the monthly repayments. You should consider how much you’ll need to pay back, the interest rate and charges (APR) and the length of the loan.

How to apply?

Once you’ve decided how much you’d like to borrow you can either fill in your details in our online loan application or you can call our friendly team to start the process.

When you're applying for a loan we'll initially carry out a soft credit search that won't affect your credit score. We'll check your details against our lending rules to decide if we can offer you a personal loan.

Your questions answered

As a basis for qualification, you must be a permanent resident of England, Wales or Scotland, having lived in the UK for at least 3 years, be between the ages of 18 and 75, and with no recent history of bad credit such as County Court Judgements (CCJs), IVA or bankruptcy. The rate offered will depend on the amount you wish to borrow and your individual circumstances. You can apply for any amount between £1,000 and £25,000 for a period between 12 and 60 months.

APR stands for annual percentage rate. This is the total charge for the loan including fees and interest expressed as a percentage. The APR you are offered may differ from the representative example displayed, this is because each loan application is assessed on an individual basis. The maximum APR we offer is 29.9%.

Admiral Loans is a trading name of Admiral Financial Services Limited (AFSL). Admiral Financial Services Limited (AFSL) is registered in England and Wales at Tŷ  Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 10255225). Admiral Financial Services Limited (AFSL) is authorised and regulated by the Financial Conduct Authority (Firm reference number: 771862). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register.

Admiral Financial Services Limited (AFSL) is a registered data controller (No. ZA257412). The data controller is Admiral Financial Services Limited. You acknowledge that by providing your personal data to us, you consent to its processing in the manners outlined in our Privacy Policy. Click here to read.

Please see our terms and conditions here.

When you submit an application for a loan, we will conduct an application credit search which may affect your credit score, so you may wish to keep applications to a minimum to protect your credit rating.

If you have any queries about the manner in which your data is processed, please write to: Data Protection Officer, Admiral Financial Services Limited, Tŷ Admiral, David Street, Cardiff CF10 2EH.