Debt Consolidation Loan

Apply for an Admiral Personal Loan today

Admiral Loans is a responsible lender who always aims to make the borrowing process stress free.

Representative APR 3.3% fixed

This rate applies for loans from £5,000 to £7,400. The rate offered will depend on the amount you wish to borrow and your individual circumstance.

Representative example: If you borrow £5,000 over 60 months at a Representative APR of 3.3% (fixed) and an annual interest rate of 3.3% you would pay £90.40 monthly and the total amount you would repay would be £5,424.00.

What are the benefits of an Admiral debt consolidation loan?


Responsible lending

Admiral Loans is a responsible lender who always aims to ensure the loan is suitable to customer needs and the borrowing process is straight forward.



You can repay your loan in full or in part at any stage of the loan's lifetime. There are no application fees.


Borrow £1,000 - £25,000

Between 12 and 60 months. Approval of loans is subject to credit checks, your personal circumstances and our affordability criteria.


Fixed APR

Once your loan application has been approved, you'll receive a personally tailored APR, fixed for the duration of the loan.

Is a debt consolidation loan right for me?

An Admiral Debt Consolidation Loan is an unsecured personal loan which means we won’t have any claim on your financial assets, such as your house, if you miss a repayment.

As with all loans, you should weigh up the pros and cons before you apply.

How do debt consolidation loans work?

With a debt consolidation loan, you can transfer all of the money you own onto one loan. You can then close the other loans or credit cards you owe on and use the debt consolidation loan to pay off the outstanding debt.

While some lenders will clear your debts with the loan on your behalf, with an Admiral loan, you are responsible for paying off your outstanding debts.

Loan calculation

How do I apply for a loan?

Once you’ve decided how much you’d like to borrow you can either fill in your details in our online loan application or you can call our friendly team to start the process.

Your questions answered


As a basis for qualification, you must be a permanent resident of England, Wales or Scotland, having lived in the UK for at least 3 years, be between the ages of 18 and 75, and with no recent history of bad credit such as County Court Judgements (CCJs), IVA or bankruptcy. The rate offered will depend on the amount you wish to borrow and your individual circumstances. You can apply for any amount between £1,000 and £25,000 for a period between 12 and 60 months.

APR stands for annual percentage rate. This is the total charge for the loan including fees and interest expressed as a percentage. The APR you are offered may differ from the representative example displayed, this is because each loan application is assessed on an individual basis. The maximum APR we offer is 29.9%.

Admiral Loans are administered and arranged by EUI Limited. EUI Limited is registered in England and Wales at Tŷ  Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register,

EUI Limited is a registered data controller (No. Z5299783) under the Data Protection Act 1998. The data controller is EUI Limited. You acknowledge that by providing your personal data to us, you consent to its processing in the manners outlined in our Privacy Policy. Click here to read.

Please see our terms and conditions here.

When you submit an application for a loan, we will conduct an application credit search which may affect your credit score, so you may wish to keep applications to a minimum to protect your credit rating.

If you have any queries about the manner in which your data is processed, please write to: Data Protection Officer, EUI Limited, Tŷ Admiral, David Street, Cardiff CF10 2EH.