Insuring your home and car with Admiral MultiCover

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You may already be familiar with Admiral MultiCar Insurance, but did you know you can get cover for your home too?


Whether you have Admiral insurance for your car or home, have a MultiCar policy or currently insure elsewhere, getting MultiCover is pretty easy. It can take as little as 15 minutes – you just need to have a few pieces of information to hand.

When to take out MultiCover

Admiral MultiCover insurance is all about convenience, savings and simplicity, so you don't have to wait until your car, buildings or contents insurance is up for renewal to move across.

If you're choosing to upgrade from a MultiCar policy, all you need to do is tell us about your existing home insurance policy. Let us know when it's due to expire and make sure we know about any claims you've made.

You can also tell us if there's anything you'd like to change on the car insurance policy you currently have.

Finally, because you're upgrading from Admiral, you don't have to cancel your MultiCar policy either. We'll just add your new home cover to your MultiCar policy and convert your insurance to a new MultiCover policy.

If you're moving from another provider, you'll need to notify them and inform them you won't be renewing with them before your Admiral policy starts.

What information do you need to get a MultiCover policy?

As you're an Admiral MultiCar customer already, we have a lot of the information we need to set up your MultiCover policy.

This means you won't need to spend time telling us things like your age, what you do for a living or how long you've lived in your property when you call.

So, if you already have MultiCar insurance, we just need to know about your buildings and/or contents to get your home insured.

1. Your buildings insurance details

Buildings insurance covers you in the event of damage to your property or its complete destruction caused by things like storm damage, fire, lightening strike and gas explosion.

If you have or are getting a mortgage, your mortgage lender will usually insist you have buildings insurance to protect their investment.

If you own your home, it's a good idea to have buildings insurance in case something happens to your home that would be very expensive to fix.

When you call to upgrade to MultiCover with buildings insurance, you'll need to tell us:

  • The expiry date for your current buildings insurance policy (if you have one)
  • How much it would cost to rebuild your property if the worst should happen.

The rebuild figure is not the same as the value of your property. It's the estimated amount it would cost to rebuild your home in terms of bricks and mortar.

Get help with calculating your rebuild cost

2. Your contents insurance details

Contents insurance is for everything inside your home.

A common way of describing contents insurance is 'everything that would fall out of your home if you lifted it up and shook it'.

Contents insurance is for renters, students and house-sharers as well as for homeowners.

It covers you for things like burglary, vandalism and damage to personal property in something like a house fire or roof leak.

It can also cover you for theft of possessions from your person when you're out and about, and accidental damage to your belongings, depending on your policy.

Some contents insurance policies cover the things you keep in outbuildings and garden sheds, too, such as bicycles or tools.

To move from a MultiCar to a MultiCover policy with contents insurance, you need to tell us the total value of the things you own in your house, including any single items over £1,000.

Get help with calculating the value of your contents

Why choose MultiCover insurance?

Back in 2005, we were one of the first UK companies to offer MultiCar insurance. Since then, Admiral MultiCar has been one of our most popular policies. MultiCar cover lets you insure multiple cars and drivers on one policy – saving everyone time, money and effort.

Every car you add to a MultiCar policy earns its own MultiCar discount. And each car you cover gets its own No Claims Bonus for every year it stays claim free.

So, if you have more than one car in your household or immediate family (vehicles don't need to be kept at the same property) it can be easier and cheaper.

Admiral MultiCover extends the benefits and savings of MultiCar insurance to the home.

By protecting all of your property and vehicles under one insurance umbrella, you could get discount on your cars and homes. And, if you make a claim on your home insurance, it won't affect the No Claims Bonus on your car.

We will renew all cars and homes on the same date. One renewal date, one payment.

Our guide to MultiCover answers all your questions on whether the policy is for you.

Bundle your car and home insurance and get yourself a deal