Owning a second home can be great, whether it’s a holiday home, a flat in the city or a rental property, an extra home is often a bonus. However, insuring multiple properties can be a bit of a headache as different types of buildings require different types of home insurance.
Your insurance policy may change depending on the type of property you need to insure. Here are some of the most common.
If you live in an area that's particularly at risk of damage from floods or subsidence, you may have particular needs from your insurance. Take a look at Admiral Flood Insurance for cover for your home and possessions.
Insuring multiple properties may sound complicated but it should really be no different to insuring just one home – you’ll just need to give us a bit more information. If you insure with us you can speak directly to one of our advisors to confirm the details of each property.
That’s useful in any case, because speaking over the phone can be the best way to get the best deal and the right cover for your needs - you’ll benefit from our expertise and customer service as we take you through all the options and suggest the best one for you.
The good news is that when you speak to Admiral, you can package all these properties into the one policy – not just for your home but also for your car. Our MultiCover policy means you can insure your homes and cars under one policy and you’ll only have one renewal date. That means you’ll only have to arrange insurance once a year!
MultiCover saves you time and effort. There’s no need for separate details for each car and each property – they can all come under one roof, with a single payment and a single renewal date.
When transferring to MultiCover, you don’t have to cancel any existing policies. Let’s say the home insurance on your main property ends today, but you have a flat and a holiday home that aren’t due for renewal for a couple of months. We can start the insurance for that main property and then bring those additional properties in as they reach their renewal date. There’s no risk of doubling up on insurance.