The five cheapest hybrid and electric cars to insure

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We’ve provided thousands of insurance quotes for hybrid and electric vehicles so we crunched the numbers to find out which have the most competitive insurance prices.

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Take a look at the lowest average annual premiums for Electric Car Insurance based on sales from July to September 2019.  

Please note all figures used are averages based on internal data where there’s a minimum of 50 cars on our system, and they don’t take into account other data relating to demographics and behaviour that can affect insurance prices.   

1. Renault Zoe – £465.47

The Renault Zoe is roughly the size of a Fiesta and can do around 150 miles on a full charge. It costs less than many of its rivals, starting at £21,470, but with the cheapest versions you lease the battery separately, with a monthly fee dependent on your annual mileage.

The Zoe comes with lots of equipment as standard, including a 7kW charger that Renault installs at your home free of charge. Using this to charge your Zoe from empty will take seven to eight hours, but it takes two hours 40 minutes from a 22kW charging point.

2. Suzuki Swift - £522.75

The Suzuki Swift SZ5 is a small car, still as compact as the day the first Swift was released and ideal for driving in the city and squeezing into tight parking spaces. If reliability is a big concern for you, you could do a lot worse than a Suzuki – the brand came third in the 2019 What Car? Reliability Survey.

Suzuki says its petrol hybrid engine is capable of up to 51.8 mpg (combined fuel economy) and it’s available in 2WD and 4WD. In terms of kit, it comes with Bluetooth, a DAB radio and navigation system as standard, and other tech such as lane departure warning and adaptive cruise control are big plus points too.

3. BMW i3 – £532.77

The latest BMW i3 120Ah model is a nippy little rear wheel drive, capable of around 160 miles on a full charge. The suspension is quite firm, making for a bumpy ride on a road with potholes!

Starting at £34,445, the i3 isn’t cheap, but it has a classy interior and comes with climate control, rear parking sensors, heated front seats and automatic wipers as standard. The car also comes with a three-year, unlimited mileage warranty, and the battery is covered for 100,000 miles or eight years.

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4. Kia Niro - £540.17

The Kia Niro is a small SUV, available with three different engines:

  1. Self-charging hybrid
  2. Plug-in hybrid
  3. Fully electric model, which was named What Car? Car of the Year for 2019

As with any Kia car, the Niro is good value and comes with the brand’s seven-year warranty. Its concealed battery and generous body shape mean there’s plenty of boot space and room for passengers.

With Bluetooth connectivity, a DAB radio, a colour infotainment system and Kia’s Connected Services offering warnings about traffic and speed cameras, the Niro is well-equipped as standard.

5. Nissan Leaf – £549.05

Originally launched in 2011, the Nissan Leaf is now in its second generation. It’s more spacious, with better acceleration and does 0-60mph in eight seconds.

The Leaf has the same Type 2 connector as many of its rivals, with the bonus of the CHAdeMO connector for fast charging. Using a 7kW home charger takes around eight hours from empty, but you can reach 80% charge in around 40 minutes with the 50kW CHAdeMO charger. The RRP starts at £31,440.

Learn more about eco driving

For more information on hybrid and electric cars, take a look at our myth-busting eco-driving hub. Or if you have your eye on one of these green vehicles, use our eco-friendly car comparison tool and see which cars are right for the environment, and right for you. 

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