The five cheapest hybrid and electric cars to insure


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Over the last 12 months, we’ve provided our customers with quotes on more than 1,000 different hybrid and electric vehicles. According to our data, these are the cheapest hybrid and electric cars to insure.


Over the last 12 months, we’ve provided our customers with quotes on more than 1,000 different hybrid and electric vehicles. 
We’ve combined that data and averaged it out to find out which hybrid and electric vehicles give the most competitive insurance premiums. Take a look at the cheapest hybrid and electric cars to insure. 

N.B. Please note all figures used are averages based on internal data, and so do not take into account demographic and behaviour data that affects insurance premiums.  

Mercedes 350e – £285.92 

The Mercedes 350e is powered by a combination of a 2.0-litre turbo petrol engine and an electric motor, therefore it produces half the CO2 emissions of a city car. The twin power source enables it to deliver 279hp and 600Nm torque, plus it can reach 62mph in just 5.9 seconds.

It can be fully charged at home in just two hours and can hit 81mph on pure electric. Better again, our data said it costs on average £177.52 to insure.

Mitsubishi I-Miev – £285.92

The Mitsubish I-Miev is not only cheap to insure, it’s also cheap to run and easy to drive. 

The I-Miev has a 93 mile range when fully charged and a motor that generates 64hp and 145 pound-feet of torque. It has an acceleration rate of zero to 62 in 15.9 seconds – not bad for an electric city car. While it’s an expensive car to purchase, running costs are minimal and insurance is also low at an average of £285.92.


Volkswagen E-Up! – £298.20 

The Volkswagen E-Up! may have been late to the electric car market, but it most certainly makes up for its 81bhp electric motor.

It has 210Nm of torque, which is available from a standstill, and can go from zero to sixty in just 12.4 seconds. The E-Up! is a great city car but has enough oomph to get around outside the city with its ability to reach 80mph. 

This little VW is cheap to run and costs on average £298.20 to insure. You can’t say fairer than that.

Peugeot iOn – £346.92

The Peugeot iOn offers a top speed of 81mph and has an acceleration of zero to sixty two in 15.9 seconds. With a range of 93 miles, this car is perfect for driving around congested cities – plus all 80Nm of torque is available almost instantly. 

While the initial cost of this car is expensive, just like most electric cars, the Peugeot iOn is free from road tax and it’s estimated that a single charge costs around £2. According to our data, insurance costs for the iOn are approximately £346.92.

Kia Soul EV – £396.82 

The Kia Soul EV can reach 62mph in 11.2 seconds and has a top speed of 90mph. While the motor produces only 109hp and 210lb-ft of torque, it does the job and with zero CO2 emissions, you can’t really fault it. 

At an average of £396.82 to insure, the Kia Soul EV is a winner if you’re looking for a car that’s cheap to run, as well as green.

Learn more about eco driving

For more information on hybrid and electric cars, take a look at our myth-busting eco-driving hub. Or if you have your eye on one of these green vehicles, use our eco-friendly car comparison tool and see which cars are right for the environment, and right for you. 

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