The 10 cheapest cars for young drivers to insure


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Young drivers often bear the brunt of high motoring costs as age and inexperience are big factors in determining just how risky a driver is

In order for us to help new drivers find an affordable way to get on the road, we regularly update our list of the cheapest cars to insure for drivers from the ages of 17-25.

Our Pricing team looks at our policy base to find the cars which were cheapest on average to insure over the previous few months. Looking at data between January and March 2018 we see a few new additions to the list, say goodbye to others and see some in new positions.

So, take look to find out which cars could save you a pretty penny when you come to insure one.

1. Citroen C1 - £712.37


The Citroen C1 has always been a popular choice for young drivers, whether it's the first generation car (2005-14) or the current model (pictured). In fact, the original C1 was named the most reliable new car of 2014 in a Which? Car survey and is still a great used car buy today.

The new C1 isn't just a cheeky face, it's a small car that’s cheap to run and competitively priced, so if you're looking for a fun drive and you like thrummy three-cylinder engines, it might be just what you're looking for.   

2. Fiat 500 - £719.78


Oozing retro chic, the iconic and funky Fiat 500 is just as much fun to drive as it looks, especially if you opt for the lively and economical 0.9 TwinAir engine which is capable of up to 74.3mpg and has low CO2 emissions of just 90g/km.

On sale since 2007, the rebooted 500 has aged really well and it's common to see early examples on the road looking almost as good as new, so they make a great secondhand choice for young drivers.

3. Volkswagen Up! - £719.94



Closely related to its not-so-distant relatives, the Seat Mii and Skoda Citigo, the VW Up! is one of the most entertaining small cars on the market. Add excellent build quality, plus low running costs, and this little cutie is sure to put a smile on your face. The Up! is available with a punchy little 1.0-litre engine (59bhp, 74bhp or swift 89bhp). There's even an electric version - the e-Up! - which has a range of up to 99 miles on a single charge, but it's pricey at £21,140 new.

4. Peugeot 107 - £728.41


Closely related to the first-generation Citroen C1, the little Peugeot 107 is a fun package. Built between 2005-14 (and now replaced by the Peugeot 108), it's another sensible used city car choice. In 2015 it was revealed as the most dependable and cost-effective vehicle for students in Warranty Direct research based on rate of failure, average mileage, age and repair cost. Easy to drive, especially around town, its little three-cylinder 1.0-litre engine is capable of up to 62.7mpg. Expect to pay around £1,750 for a good low-mileage secondhand example.  

5. Volkswagen Fox - £736.76


Sold in the UK between 2006-12 (when it was replaced by the Up!), the VW Fox was Volkswagen's entry-level city car. It may not have had the personality of some rivals, but it was good value, easy to drive, spacious and cheap to run.

The Fox is now a sensible used buy - especially as a first car. Decent high-mileage examples can be bought from just £500, but expect to pay more than £2,000 for a later registered car with lower miles. There’s a choice of either 1.2-or 1.4-litre petrol engines and the former can return up to 46mpg.

6. Suzuki Alto - £749.18


Available in the UK between 2009-14, the Alto was Suzuki's rival to the likes of the Citroen C1, Peugeot 107 and Ford KA. Cheap to buy and run, it was a simple, no-frills five-door city car. There was just one engine (a three-cylinder 1.0-litre with 68bhp) and it was more about fuel economy than speed, but then you can't complain about a potential 65.7mpg.

There was also an automatic version. A good used Alto with low mileage will now cost at least £1,500.    

7. Nissan Juke - £752.28


The distinctive Nissan Juke kicked off the craze for small crossovers when it was launched in 2010. Its quirky looks may still divide opinion and it's not the best handling or most spacious car in its class, but there's no denying that it's been a huge sales success.

There are loads around and it's easy to find a good used example, so if you like a high-driving position and you want to stand out from the crowd, the Juke could be right up your street.

8. Hyundai I10 - £707.49


One of the cheapest city cars on the market, the award-winning Hyundai i10 is another sensible choice for a new driver. Cheap to run, easy to drive and more spacious than it looks, it's blessed with an excellent five-year warranty, so it also makes sense as a nearly-new buy because you will still have peace of mind for a year or two. The current model launched in 2014 is a big improvement on the already acclaimed first generation car (2007–2013), and was named Best City Car in the What Car? Used Car Awards 2018.  

9. Seat MII - £756.59


Developed alongside its very similar Volkswagen Group cousins, the VW Up! and Skoda Citigo, the competitively-priced Seat Mii is about as good as a city car gets. Available as a three or five-door,  there's just one engine in the line-up - a lively 1.0-litre three-cylinder petrol (59bhp or 74bhp) and it has a five-speed manual gearbox. Roomier than it looks from the outside, it's engaging to drive with light steering and superb visibility. Great for nipping around, it will also happily tackle a longer motorway cruise. Top first car choice.  

10. Ford KA+ - £759.06


Good looking, practical and competitively priced, the five-door Ford KA+ is something of a hidden gem. Launched in 2016, the well-packaged KA+ is only available with a 1.2-litre petrol engine (69bhp or 84bhp), but still manages to be an engaging car to drive. Fuel economy of up to 57mpg is pretty good too. The only slight disappointment is that it only achieved a three-star Euro NCAP safety rating, at a time when most new small cars rate four or a maximum five stars.

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