What’s the difference between a Secured and an Unsecured Loan?
Unsecured Loan
An unsecured loan isn't guaranteed against anything. However, not keeping up with your payments can negatively impact your credit score.
Secured Loan
A secured loan is guaranteed against an asset. A mortgage is a secured loan, for example, as it's guaranteed against your house. If you don't make payments, the lender can take back your home.
Representative example
The rate we offer depends on individual circumstances. The interest rate will vary too depending on financial circumstances and the loan amount. All loans are subject to status, and debt consolidation is no different.
Representative Example: Borrowing £10,000 over 60 months with monthly repayments of £223.43. The total amount repayable will be £13,405.80. Representative 12.90% APR, annual interest rate (fixed) 12.19%.
Three steps to an Unsecured Loan
Get your quote
Get a quote specific to you with no impact on your credit score.
Submit your application
You may need you to upload documents (like payslips and bank statements).
Sign your agreement
Sign on the dotted line to receive your money within three working days.
Why choose us
We’ll give an accurate quote without affecting your credit score |
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Our fixed APR loans make monthly budgeting easy |
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Over a thousand five-star Trustpilot reviews |
