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Representative APR 3.1% fixed

This rate applies for loans from £7,500 to £15,000. The rate offered will depend on the amount you wish to borrow and your individual circumstance. 

Representative example: If you borrow £10,000 over 60 months at a Representative APR of 3.1% (fixed) and an annual interest rate of 3.1% you would pay £179.94 monthly and the total amount you would repay would be £10,796.40. 

What are the benefits of a personal loan?

Responsible lending

Admiral Loans is a responsible lender who always aims to ensure the loan is suitable to customer needs and the borrowing process is straight forward.

Flexibility

You can repay your loan in full or in part at any stage of the loan's lifetime. There are no application fees or fees for early repayments.

Borrow £1,000 - £25,000

Between 12 and 60 months. Approval of loans is subject to credit checks, your personal circumstances and our affordability criteria.

Fixed APR

Once your loan application has been approved, you'll receive a personally tailored APR, fixed for the duration of the loan.

A personal loan doesn’t have to be for home improvements or financing a new car, you can use the extra funds for your wedding expenses or if you’re planning the trip of a lifetime, a personal loan could be a convenient option for you.

You can use an Admiral personal loan for:

Wedding

Admiral loan for a wedding

According to Brides Magazine, the average cost of a wedding is £30,111. Take into consideration the:

  • Dress
  • Venue
  • Groom's outfit
  • Invitations
  • Honeymoon
  • Photography
  • Flowers

Is a personal loan the right decision for a wedding? Whether you’re looking to pay for all of your special day or just part of the ceremony, think carefully about the monthly repayments and how long you’ll be paying it back for after your wedding is over.

One of the advantages of a personal loan for a wedding is that your monthly repayments will be fixed, allowing you to budget accordingly. You’ll also be able to pay for the expenditures in cash, which might get you a better deal on your dress or venue.

Travel

Admirla loan for travel

Everyone deserves a break from time to time, and we recommend saving the good old fashioned way to fund your trip. However, sometimes a personal loan can be a great way to pay for a holiday if your finances can’t quite cover it all in one payment. Remember that when you come back from your trip you’ll still have the monthly repayments for the length of the loan term.

You can view the full list of loan purposes in our online application or by calling one of our agents.

Personal Loans from Admiral

Our loans are unsecured, meaning we don’t have access to assets like your home should you miss a repayment.

Depending on credit checks and your personal circumstances, you can borrow anything from £1,000 to £25,000, and once your application has been approved, you'll receive a personally-tailored APR fixed for the duration of the loan.

Can you afford it?

Before you apply for a personal loan, make sure you can afford the monthly repayments. Check your monthly incomings and outgoings and ensure there is some cash left over to cover the expense. You should also consider penalties for missed payments, the interest rate and charges (APR) and the length of the loan term.

Credit rating

Is your credit rating high enough to get a loan? Every application leaves a footprint on your credit record and refusals may contribute to rejections further down the line. We recommend checking your own credit rating before applying for a loan. Noddle.co.uk can provide you with a credit report.

How to apply?

Once you’ve decided how much you’d like to borrow you can either fill in your details in our online loan application or you can call our friendly team to start the process.

Helpful Guides

Your questions answered

As a basis for qualification, you must be a permanent resident of England, Wales or Scotland, having lived in the UK for at least 3 years, be between the ages of 18 and 75, and with no recent history of bad credit such as County Court Judgements (CCJs), IVA or bankruptcy. The rate offered will depend on the amount you wish to borrow and your individual circumstances. You can apply for any amount between £1,000 and £25,000 for a period between 12 and 60 months.

APR stands for annual percentage rate. This is the total charge for the loan including fees and interest expressed as a percentage. The APR you are offered may differ from the representative example displayed, this is because each loan application is assessed on an individual basis. The maximum APR we offer is 29.9%.

Admiral Loans are administered and arranged by EUI Limited. EUI Limited is registered in England and Wales at Tŷ  Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 02686904). EUI Limited is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register.

EUI Limited is a registered data controller (No. Z5299783) under the Data Protection Act 1998. The data controller is EUI Limited. You acknowledge that by providing your personal data to us, you consent to its processing in the manners outlined in our Privacy Policy. Click here to read.

Please see our terms and conditions here.

When you submit an application for a loan, we will conduct an application credit search which may affect your credit score, so you may wish to keep applications to a minimum to protect your credit rating.

If you have any queries about the manner in which your data is processed, please write to: Data Protection Officer, EUI Limited, Tŷ Admiral, David Street, Cardiff CF10 2EH.