Car Finance Calculator

How does our car finance calculator work?

If you're thinking of taking out car finance, our car finance calculator is here to help you. Once you've decided how much you need to borrow and over how long then our calculator will tell you how much your monthly payments may be, and your estimated total repayments.

Our car finance calculator is actually split into 2 calculators – one for PCP (Personal Contract Purchase) and one for HP (Hire Purchase). As well as monthly payments and estimated total repayments, on the PCP calculator, you'll also see your estimated optional final payment – this is also known as a 'balloon payment' which is the lump sum payment you'll need to make if you want to keep the car.

Want more information about car finance?

As well as our car finance calculator, we've got a car valuation tool that could help you work out how much your current car is worth if you're looking to part-exchange it as a deposit. If you're new to car finance and don't understand it all, our guide to different types of car finance might help. And if you're wondering what types of car you might be able to get on finance, take a look at cars we've financed for £150-£250 per month.

Admiral One, Admiral Loans and Admiral Car finance are all trading names of Admiral Financial Services Limited (AFSL). The maximum APR we offer is 29.9%. Please see our terms and conditions here.

Admiral Financial Services Limited (AFSL) is a registered data controller (No. ZA257412). The data controller is Admiral Financial Services Limited. You acknowledge that by providing your personal data to us, you consent to its processing in the manners outlined in our Privacy Policy. Click here to read. If you have any queries about the manner in which your data is processed, please write to: Data Protection Officer, Admiral Financial Services Limited, Tŷ Admiral, David Street, Cardiff CF10 2EH.

AFSL are a member of the Finance and Leasing Association (FLA) who are an industry leader in promoting best practice within the motor finance, consumer and asset businesses in the UK. As a member we are subscribed to their Lending Code. Click here to download a copy of their Lending Code.