Car Finance Calculator

How does our car finance calculator work?

If you're thinking of taking out car finance, our car finance calculator is here to help you. Once you've decided how much you need to borrow and over how long then our calculator will tell you how much your monthly payments may be, and your estimated total repayments.

Our car finance calculator is actually split into 2 calculators – one for PCP (Personal Contract Purchase) and one for HP (Hire Purchase). As well as monthly payments and estimated total repayments, on the PCP calculator, you'll also see your estimated optional final payment – this is also known as a 'balloon payment' which is the lump sum payment you'll need to make if you want to keep the car.

Want more information about car finance?

As well as our car finance calculator, we've got a car valuation tool that could help you work out how much your current car is worth if you're looking to part-exchange it as a deposit. If you're new to car finance and don't understand it all, our guide to different types of car finance might help. And if you're wondering what types of car you might be able to get on finance, take a look at cars we've financed for £150-£250 per month.

As a basis for qualification, you must be a permanent resident of England, Wales or Scotland, having lived in the UK for at least 3 years, be between the ages of 18 and 75, and with no recent history of bad credit such as County Court Judgements (CCJs), IVA or bankruptcy. The rate offered will depend on the amount you wish to borrow and your individual circumstances. You can apply for any amount between £1,000 and £35,000 for a period between 12 and 60 months.

APR stands for annual percentage rate. This is the total charge for the loan including fees and interest expressed as a percentage. The APR you are offered may differ from the representative example displayed, this is because each loan application is assessed on an individual basis. The maximum APR we offer is 29.9%.

Admiral One, Admiral Loans and Admiral Car finance are all trading names of Admiral Financial Services Limited (AFSL). Admiral Financial Services Limited (AFSL) is registered in England and Wales at Tŷ  Admiral, David Street, Cardiff, CF10 2EH (Reg. No. 10255225). Admiral Financial Services Limited (AFSL) is authorised and regulated by the Financial Conduct Authority (Firm reference number: 771862). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register.

Admiral Financial Services Limited (AFSL) is a registered data controller (No. ZA257412). The data controller is Admiral Financial Services Limited. You acknowledge that by providing your personal data to us, you consent to its processing in the manners outlined in our Privacy Policy. Click here to read.

Please see our terms and conditions here.

AFSL are a member of the Finance and Leasing Association(FLA) who are an industry leader in promoting best practice within the motor finance, consumer and asset businesses in the UK. As a member we are subscribed to their Lending Code. Click here to download a copy of their Lending Code.

When you submit an application for a loan, we will conduct an application credit search which may affect your credit score, so you may wish to keep applications to a minimum to protect your credit rating.

If you have any queries about the manner in which your data is processed, please write to: Data Protection Officer, Admiral Financial Services Limited, Tŷ Admiral, David Street, Cardiff CF10 2EH.