What’s Boiler Emergency cover?
Boiler emergency cover is a home insurance add-on that temporarily repairs your boiler, hot water or central heating after total failure.
It covers the callout, alternative accommodation and temporary heating after you've had your policy for seven days. You get up to £500 per claim twice in a policy term.
It doesn’t cover general repairs or the damage and permanent repair costs. Your home insurance should cover this.
Differences between Boiler Emergency and Home Emergency cover
Home Emergency cover offers upgraded protection from Boiler Emergency cover, and our Platinum Home Insurance includes it.
Boiler Emergency
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Home Emergency
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|---|---|---|
Boiler and heating system |
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Alternative accommodation |
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Temporary heating |
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24-hour emergency helpline |
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Up to £500 cover |
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Claims per year |
Two |
Unlimited |
Included in policy |
Admiral Gold | Admiral Platinum |
Upgradable |
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Drainage |
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Electrics |
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Roofing |
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Pests |
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Windows, doors and locks |
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Plumbing |
How do I get Boiler Emergency Cover?
It's included as standard in our Gold Home Insurance. Platinum-level customers have the more comprehensive Home Emergency Cover. If you rent, your landlord may have boiler emergency cover.
What boiler emergencies do we cover?
Boiler and heating system
We cover your boiler, heating or hot water system when damage causes a total loss of heating or hot water.
This includes all parts fitted in the boiler by the manufacturer, including the pump, thermostat and primary flue.
Temporary heating
We’ll pay up to £50 for heaters if the engineer can’t fix the boiler on their first visit. You can keep the heaters.
Alternative accommodation
We’ll reimburse up to £250 for alternative accommodation and transport if your home is uninhabitable because of boiler failure.
What isn’t covered?
While we aim to help you fix any boiler emergency, here are some of our general exclusions:
Shared boilers or heating systems
We can’t cover shared boilers or heating systems, such as those shared between properties.
Outdoor boilers
We only cover outdoor boilers if they’re your home’s primary heating source.
Replacement radiators, underfloor heating and heat pumps
Boiler Emergency cover doesn’t include replacement radiators, underfloor heating or heat pumps.
Damage caused by negligence
We don’t cover damage caused by negligence.
Emergencies reported after 48 hours of discovery
We need to know about boiler emergencies within 48 hours.
This isn’t an exhaustive list – read more about our Home Emergency and Boiler Emergency cover in our policy books.
How to make a claim
Contact our 24-hour emergency helpline on 0345 609 4375 within 48 hours of finding a boiler problem.
Please have:
- information about the problem
- your name
- postcode
- policy number
- your boiler’s make, model, serial and Gas Council number
If you think you have a gas leak, call the National Gas Emergency Service on 0800 111 999.
Your questions answered
What’s the difference between Boiler Emergency cover and Home Emergency cover?
Boiler Emergency cover pays up to £500 for any heating or boiler emergency. You won't pay any excess and can make two claims every policy term. Home Emergency cover has everything that Boiler Emergency cover includes plus extra cover for plumbing, drainage and a range of potential home disasters with no excess and unlimited claims.
If I make a boiler or home emergency claim, will this affect my premium?
No, boiler and home emergency claims don’t affect your premium.
My boiler is beyond economic repair, will you make a contribution to its replacement?
Boiler and Home Emergency provide temporary repairs only - we won't cover replacing your boiler or any contribution towards replacing it.
What happens if the cost of a repair is more than £500?
You’ll need to pay any amount over £500.
Can I contact my own tradesperson?
Only if we’ve agreed to it beforehand.
