Representative example

If you borrow £10,000 over 60 months at a Representative APR of 3.0% and an annual interest rate of 2.96% (fixed) you would pay £179.51 monthly and the total amount you would repay would be £10,770.60.

At least 51% of people who enter into a loan agreement will be given the advertised representative APR. The rate you are offered will depend on the amount you wish to borrow along with your personal circumstances, financial circumstances and credit history.