Due to the impact of COVID and new restrictions, we are prioritising the safety of our staff and may not be able to deal with your call.

If your call is not urgent please use MyAccount where you can find policy details and make changes. Travel customers can use our Travel portal.

If you are a new customer, you can get a quote or retrieve an existing one online.


Van Goods and Tools

Your van's content is valuable, make sure it's properly covered

Up to £6,000 cover for the contents of your van

Would you need cover if your goods, tools, materials and stock were stolen from your vehicle, damaged in an accident or fire, or if your vehicle is stolen with them inside? 

Get extra peace of mind the valuable contents in your van are properly protected with our Goods and Tools policy upgrade.

Why do I need Goods and Tools Cover?

Goods and Tools is a higher level of contents cover that specifically protects the contents of your van. It’s ideal for tradespeople who might have expensive tools in their van. 

We have four levels of cover to suit your needs: 

  1. £1,000
  2. £2,000
  3. £4,000
  4. £6,000

If you need to make a claim to help recover costs if your tools, materials and stock are stolen or damaged in a collision or fire, the level of cover you choose will be the maximum paid out (£100 excess applies).

How Goods and Tools cover works

With our Goods and Tools upgrade, your van’s contents are covered anywhere in the UK 24 hours a day, seven days a week. 

Your van must be locked at all times, and if your van has an open cargo area any items stored here must be in a locked toolbox or chest that’s fixed down.

Certain items are excluded from Goods and Tools cover, including:

  • Sat navs
  • Phones 
  • Computer equipment 

See the policy document below for the full list of exclusions. 

Make sure you keep any proof of purchase or invoices as you’ll need them if you make a claim. The excess per claim is £100 and tools will be valued at today’s market value, with a 10% deduction per year (up to a maximum of 50%) to account for depreciation.

Policy documents

Please choose the PDF associated with your product's start date. You’ll need Adobe Acrobat Reader to view these files; it can be downloaded for free on the Adobe website.